Want to do business with someone, but don’t know if they are honest? Ordinary friends want to borrow money, but are worried that the other party will not repay... In daily life, Dongshi reporters learned that checking credit records has become a part of interest-related transactions and even wider interpersonal interactions. Recently, Dongshi reporters learned that in order to promote the construction of the social credit system, better meet the people's informed needs, and promote the automatic performance of obligations by defaulters, the Credit Guangdong Network has launched the "Court Execution Exposure Platform" column. Guangdong's "Lao Lai" “All information will be published here.
When an individual has a record of dishonesty and it is serious enough to be executed by the court, the lethality of this record is obviously huge. According to relevant national regulations, it will be included in the bidding and administrative review and approval process. , government support, financing and credit, market access, qualification certification, high consumption and other aspects are subject to punishment or restrictions.
Dongshi reporters logged into the Credit Guangdong website and found that the "Court Execution Exposure Desk" column was on the right side of the homepage of the website. According to reports, it is fully connected with the People's Courts at all levels in Guangdong Province, and updates the information of dishonest persons subject to execution (commonly known as "Lao Lai"), persons subject to execution, and restricted high consumers collected by the People's Courts at all levels in Guangdong Province in real time. Through this, the public can The exposure table can quickly query relevant information.
Click to enter the details of a specific "Lao Lai"'s breach of trust record, and you can also find out the specific circumstances of his breach of trust, such as "refuse to fulfill obligations determined by effective legal documents despite having the ability to perform", etc.
Lens
Our city’s credit report inquiry: Queuing time-consuming inquiry is very fast
On the afternoon of June 25, Mr. Zhang, a citizen, went to the city because he wanted a loan to buy a car. The Huizhou Central Branch of the People's Bank of China inquires and prints personal credit reports. Unexpectedly, there was already a long queue by then. Although there were three self-service credit report inquiry machines on site, he had to wait in line for a full hour.
"The queue time is quite long, but the inquiry is very fast." Mr. Zhang said that he took his ID card over, stood in front of the self-service inquiry machine, and followed the instructions on the screen of the inquiry machine to put his ID card on the Then point your face towards the camera in front of the machine. The camera will lock your face for a few seconds and compare the profile picture with the information on the ID card. After successful comparison, enter your personal phone number to complete the query and press the print button to print. , the whole process takes less than a minute.
The counter staff told Dongshi reporters that in the past year, many people have inquired about personal credit reports, especially starting from 2:30 pm, which is often the time when the largest number of inquiries are made, and it is a Monday. , more citizens will inquire. "I think the main reason is that modern people have more financial activities. On the one hand, they take out loans to buy houses and cars. Even if they are cooperating with others, they still want to know whether debt is involved." On June 29, a citizen was checking his credit report. Frankly speaking, this is a good thing. Everyone values ??their own credit and the credit of others, and a society of integrity is not far away.
According to staff, this bank is currently the only bank in Huicheng District that has a self-service personal credit report inquiry machine. Citizens can also check the electronic version of personal credit report details on the website of the Credit Information Center of the People's Bank of China (website: /).
Credit Quick Reading
1 Notarization matters will be included in the social credit system
On June 26, the Ministry of Justice deployed the notarization industry at a national notary work video and telephone conference. In the reform work of "delegating power, delegating power, delegating power, delegating power, delegating power, delegating power, delegating power, regulating power and optimizing service", it is proposed that in the future, illegal and unreasonable certificates will be comprehensively cleaned up in accordance with laws and regulations. We should learn from the experience and practice of Shanghai's implementation of the notification and commitment system, and promote the notarization of parties in relevant notarization matters that do not involve major property disposals. The commitment system informs the parties of the consequences of making false statements, providing false materials, and fraudulently obtaining notarial certificates. The parties must promise the authenticity of the facts stated and materials provided, so as to reduce the burden of proof on the people and reduce the cost of trustworthiness for the whole society. At the same time, it is necessary to promote the inclusion of notarization matters into the social credit system, include companies and individuals who defraud notarization certificates with false materials into the list of dishonesty, and jointly punish dishonesty actors for dishonesty to significantly increase the cost of dishonesty.
2 The China Banking Association announced the list of 140 seriously untrustworthy debtors
The China Banking Association recently joined 41 banking financial institutions to issue an announcement for the first time to collect debts from 140 seriously untrustworthy debtors. Supervise relevant debtors and guarantors to perform their legal obligations and contracts in accordance with the law. The total principal and interest of 140 seriously untrustworthy debtors is 18.15 billion yuan, 6.81 billion yuan, and the total principal and interest is 24.96 billion yuan. Among them, the largest untrustworthy debtor involved was Yunnan Huijia Import and Export Co., Ltd. reported by the head office of the Industrial and Commercial Bank of China, with a total arrears of principal and interest of 1.59 billion yuan. The smallest untrustworthy debtor was reported by the business department of the head office of Fudian Bank, Xuanwei City Dayu Economic and Trade Co., Ltd. Ltd., its principal and interest arrears are also 7.28 million yuan.
3 List of parties involved in serious violations of the law, overloading and overloading, and untrustworthy parties were released
According to the "On Serious Violations of the Law" jointly signed by 36 departments including the National Development and Reform Commission, the People's Bank of China, and the Ministry of Transport "Memorandum of Cooperation on the Implementation of Joint Punishments by Relevant Responsible Parties for Untrustworthy Overloaded and Overloaded Transport Vehicles", recently, the Ministry of Transport officially released the first batch of information on the first batch of serious illegal, overloaded and untrustworthy parties in 2018 through the "Credit Transportation" website (/). Among them, there were 135 freight vehicles that illegally transported more than three times in a year; 48 drivers of freight vehicles that illegally transported more than three times in a year; and 10 road transport vehicles that illegally transported more than 10 freight vehicles in a year. 23 enterprises; 16 illegal parties who refused to inspect, blocked traffic, forcibly entered the card, violently resisted the law, and destroyed related facilities. ;