Model essay on self-inspection report of banks (5 selected articles)

The hard work has come to an end inadvertently. Looking back at the work during this period, there are some problems, so it is time to record them well in the self-inspection report. Let's refer to the self-inspection report we need. The following is a sample of the self-inspection report on banks (selected 5 articles) compiled by me. Welcome to read it. I hope you will like it.

Bank's self-inspection report 1

In recent years, bank cards have developed rapidly in China, and have become an important carrier of financial activities such as shopping, deposit and withdrawal, transfer payment, etc. However, with the rapid development of bank card business, many risks have been exposed, and effective prevention and control of risks is a problem that must be solved at present. According to the notice of Guangdong Rural Credit Cooperatives in Heyuan No.21x14 on the risk investigation of bank card business, our agency conducted a self-examination on the management of bank card business, mainly in the following aspects:

1. Regarding system construction and post setting:

The county association has formulated detailed relevant management regulations and operating rules on bank card business. According to the relevant management regulations of the county association, our bank has clearly divided the posts involved in our bank card business, organized employees to learn about the specific process of bank card operation, prevention and control of key risks, and set up authorization review and special registration for bank card opening, withdrawal and cancellation, so as to achieve the effective combination of external supervision and internal control management, and mutually restrict and prevent bank card operation risks.

2. About business management:

In the actual business operation, our bank strictly follows the relevant management regulations of the county association, strictly examines the authenticity and validity of customer information, and puts an end to illegal operations. At the same time, our bank often distributes brochures on the safe use of bank cards to customers who come to handle business, and publicizes relevant knowledge on preventing banking risks to ensure that.

3. About the management of self-service equipment business:

At present, our bank has not installed self-service equipment for bank cards, so we have no relevant contents about this business for the time being.

iv. management of unionpay POS business:

at present, the county association is mainly responsible for the installation, maintenance and management of this business, so our agency has no relevant contents of this business for the time being.

V. About capital settlement and the handling of errors:

For the customer's error complaints, our agency immediately arranged for the Commissioner to follow up and understand, and timely communicated with the liquidation department of the county association to solve them, so as to control the losses and risks to a minimum.

VI. About the development of new business:

At present, our agency has not developed the Pearl River Ping An VIP card, bank card self-service revolving loan, bank card special service for migrant workers, etc.

VII. About the management of science and technology development:

This business is mainly undertaken by the relevant departments of the county association.

VIII. About inspection and supervision:

The leading group of our bank regularly or irregularly inspects all business operations of bank cards, including expense card, loss reporting, correction and card storage, and the audit department of the county association will also send people to conduct inspection and guidance from time to time, so as to meet the requirements of risk prevention in the supervision and inspection of bank card business and enable our customers to use the card safely and safely. Bank's self-inspection report 2

In order to further implement the Bank's internal control systems such as post rotation, household change management and compulsory leave, the Bank received the Notice of Self-inspection on the Implementation of Internal Control Systems such as Post Rotation, Household Change Management and Compulsory Leave from the Bank's Party Committee Office (document 21xx13), and the county bank's leading bodies attached great importance to it. First, they held a special meeting, at which they carefully studied relevant documents and made it clear that a special person was responsible for this work. After the meeting, we conducted a self-examination on the internal control system of the Bank's important posts, such as post rotation, household change management, and compulsory leave, and now we report the self-examination as follows:

1. Strengthen organizational leadership to ensure the smooth development of the self-examination work

After the Bank was informed, the Party branch of the county bank immediately convened an executive meeting to study the document requirements in an all-round way, and the president personally went into battle and set up a self-examination on the internal control system of post rotation, household change management, and compulsory leave. It has laid a good start for the smooth implementation of self-inspection of internal control systems such as rotation of important posts, household change management and compulsory leave. In order to do a good job of self-inspection, the county bank has launched a more detailed and in-depth self-inspection work in conjunction with the ongoing "Year of Implementation of Banking Internal Control and Case Prevention System", implemented a "two-pronged" work policy, found out the reasons for the problems, and ensured that the self-inspection work of internal control systems such as post rotation, household change management and compulsory vacation was implemented.

II. Self-examination

(1) Rotation of posts and compulsory leave in important positions and sensitive links. The Bank has always adhered to the job rotation system for important posts and sensitive links, which is carried out once every three years, providing a guarantee for effectively promoting the development of various businesses and comprehensively improving the safety of important posts and sensitive links. In terms of compulsory leave, according to the provisions of the documents of the superior bank, the Bank requires that the leave time of the leave personnel must reach 5-11 working days, and during the leave period, the management personnel are arranged to take the place of the leave personnel, thus ensuring the normal work. Since the beginning of this year, there have been two people on leave in our bank.

(2) members of the leading bodies of county banks. According to the spirit of the Interim Provisions on the Exchange of Cadres of China Agricultural Development Bank, the bank's vice presidents belong to different places, and the county bank's president has been in the bank for less than three years and is under 51 years of age. The two vice presidents of the county bank are under 45 years old, and the president of our bank has not served in the local area for five years.

(3) management of household change and customer management. In the management of loan customers, our bank adheres to the working system of more than two account managers and implements the management of changing accounts every two years. Since the beginning of this year, the account manager of our bank should change the number of account managers by three and three times. It ensures the effective development of household change management and lays a firm foundation for improving service quality and work efficiency.

fengqiu county Sub-branch of Agricultural Development Bank can be strict and conscientious in the self-inspection work of "Implementation of Internal Control System for Post Rotation, Household Change Management, Compulsory Vacation, etc.", and insist on the combination with practical work, and supervise the implementation of "Internal Control System for Post Rotation, Household Change Management, Compulsory Vacation, etc.", and insist on the combination of highlighting key points and comprehensive self-inspection. While inspecting key business areas such as credit, finance and accounting, We have fully understood the progress of the implementation of internal control system such as rotation of important posts, household change management and compulsory leave. After self-examination, there are no problems in the implementation of internal control system such as rotation of important posts, household change management and compulsory leave. Bank's self-inspection report 3

On August 22nd, 211xx, our department received the document issued by the office "Report on Printing and Distributing the Self-inspection Plan for" Two Strengthening and Two Containment "of xx Village Banks". According to the spirit of the document, the main points of self-inspection by the Internal Audit and Compliance Department are "internal control, risk management and case prevention and control". The following is a report on the self-inspection:

1. The internal control system of the Bank is relatively sound, the organizational structure is set in line with its own characteristics, and the responsibilities, authorities and information reporting routes of internal control and relevant functional departments are defined. The Bank mainly initiated xx Bank, and at the same time absorbed local high-quality enterprises and natural persons to invest in village banks, with a reasonable shareholding structure, which laid a solid shareholding foundation for good corporate governance.

in accordance with the requirements of modern enterprise system, the bank has established and improved the governance structure with "three meetings and one floor", namely, shareholders' meeting, board of directors, board of supervisors and senior management, and set up six special committees, namely, risk management Committee, nomination Committee, remuneration Committee, related party transaction control Committee, information technology management Committee and asset-liability management Committee. However, the independent director system has not yet been established.

the responsibilities of each governance body of the bank are clearly defined, and five standardized rules of procedure have been formulated, namely, the rules of procedure of the shareholders' meeting, the rules of procedure of the board of directors, the rules of procedure of the board of supervisors and the rules of procedure of the senior management. However, the rules of procedure need to be further improved.

the bank conducts its operation and management with reference to a brand-new banking model with process as the core, that is, it creates a "customer-centered" corporate culture throughout the bank, improves the market response speed and improves the service level; Through business modularization, flat management and centralized operation, we can improve the operational efficiency of banks, achieve cost savings and scale benefits, promote value creation and performance progress, and comprehensively enhance the core competitiveness of banks. However, this work is still in its infancy, and its internal organizational structure is not perfect, which is far from the requirements of the process bank. However, the Bank established the internal audit compliance department in 21xx, and with the development of business, the Bank will further improve its organizational structure in 21xx.

2. The responsibilities of each department and post are separated and restricted, and post evaluation and feedback are conducted regularly and irregularly. Seriously implement the system of rotation and compulsory leave, and report the off-site supervision report of personnel and security to the regulatory authorities quarterly. The Bank has established information exchange, information sharing and information feedback mechanisms between business areas and departments. The Bank has established the Trial Measures for Internal Control Evaluation of xx Village Banks, and regularly evaluates the soundness of internal systems, but the evaluation effect needs to be improved.

the bank established the internal audit compliance department in 21xx, established relevant rules and regulations on internal audit and compliance management, and regularly hired the sponsoring bank to conduct business supervision and business inspection. The Bank hired an external auditor to conduct the audit, but the audit results were not reported to the regulatory authorities in time. The Bank's internal control defects can be solved and corrected in time after being found and reported, and the problems and defects in internal control found by external regulatory agencies can be corrected and rectified in time. The Bank is gradually establishing and perfecting various internal control systems, improving the organizational structure, and effectively carrying out internal and external audit work. Under the scientific leadership of the senior management, there has been no case in the Bank for 21xx years.

iii. the bank is gradually establishing and perfecting various internal control systems, and has established management systems and job specifications for deposits, accounting, important blank vouchers, etc. The business department of our bank has formulated the following rules and regulations: loan management measures, interim measures for enterprise credit rating management, credit business operation measures, detailed rules for farmers' loan operation, guarantee management measures, credit business approval management measures, interim measures for deposit and loan interest rate management, post-loan management measures, credit file management measures, loan five-level classification management measures, litigation management measures, credit accountability system, interim measures for project financing business management, establishment of functional departments and personal loan management measures. And conduct business in strict accordance with relevant rules and regulations.

iv. the bank's risk management can continuously monitor various risks such as credit risk, liquidity risk and operational risk. And formulated relevant business policies, systems and procedures. Specially set up departments and posts to perform internal control, risk management and audit functions. Although the Bank has established the risk identification and evaluation system, responsibilities and posts, the system and responsibilities have not been updated in time, and the means and technology are not perfect.

the board of directors of our bank can formulate overall risk management policies, risk limits and major risk management systems according to the situation of our bank, but it has no clear risk preference; The senior management has formulated procedures and methods for monitoring and managing risks; However, it is impossible to accurately measure and manage all kinds of risks without developing an efficient risk management information system based on the characteristics of the Bank. Self-inspection report of the bank 4

In order to cooperate with the Personal Finance Department of the branch to carry out 21xx due diligence supervision and inspection, in order to standardize business operations, strengthen risk management, solidly promote compliance management and risk prevention, enhance the awareness of all staff in compliance operation, reduce potential risks in cases, and ensure safe and steady operation, we carried out strict and standardized self-inspection activities. The relevant inspection report is as follows, please review:

First, personal loan business

As of the date of self-inspection, the balance of personal loans of the Bank was 4.9 million yuan, including the balance of "salary loan" of xxX million yuan and the balance of other personal loans of xx million yuan (including the balance of non-performing loans of XX million yuan). In order to strengthen the management and control of non-performing loans, the Bank strictly followed the requirements of the Notice on the Measures for the Management of Credit Business of XX Bank in China and the Notice on the Implementation Rules for the Management of Personal Credit Business of XX Branch of XX Bank in China, took effective measures in time to prevent the growth of non-performing loans, and actively organized business personnel to reduce the existing non-performing loans by means of door-to-door collection and telephone collection, and recovered the interest of non-performing loans by the date of self-inspection. There are no irregularities such as the way funds are distributed and the use of funds.

Secondly, regarding the customer management system,

According to the requirements of PCRM and CFE related documents, the Bank updated new users and cleared redundant users in time. Up to now, the Bank has * * * four operators in the customer management system. According to the actual situation of our bank, our bank organized targeted discussion, training and learning for operators. Through training, all system operators can skillfully use relevant functional modules.

Thirdly, regarding customer relationship maintenance

Due to the shortage of staff in our bank, there are no special account managers, lobby managers and customer maintenance personnel. In this regard, according to the Guidelines for Customer Relationship Marketing Management, the Bank assigned special part-time staff to take charge of maintaining important customers and VIP customers. And organize all employees to carry out training to ensure efficient and high-quality services for customers.

Fourthly, regarding the compliance of fund agency business,

The Bank timely communicated to every employee according to the product issuance documents and product sales documents of the superior, and actively organized publicity and sales according to the Measures for the Administration of Agency Sales of Securities Investment Funds of XX Bank and other notices. However, due to the fund market and other reasons, the sales have not been successful since XX, so there is no operational risk. At present, no personnel of our bank have obtained the qualification of fund sales, and we are now organizing personnel to study and train to obtain relevant qualification certificates.

Fifthly, personal financial management and precious metals

In the process of self-inspection, we found that some customers of personal financial products previously sold had not filled in the Risk Tolerance Assessment Questionnaire for Individual Investors, and their storage was not perfect. In this regard, to take active remedial measures. Precious metals business has not yet started.

through self-examination, we found that there are still many problems in personal finance-related business, such as inadequate implementation of rules and regulations, irregular business acceptance, imperfect risk management and so on. In this regard, the Bank will make timely rectification according to the system requirements, and put an end to similar non-compliance, imperfection, loopholes and risks in future work. Self-inspection report of the bank 5

In order to improve the safety protection capability of self-service equipment as a whole, according to Shangrao Banking Supervision Branch Office