The difference is mainly in terms of limit, annual fee and benefits.

A platinum card is a high-end credit card or savings card launched by a bank card organization in conjunction with a commercial bank and other institutions***. The UnionPay card is a bank card with a card number starting with 62 and a UnionPay logo on the card face, launched by China UnionPay and commercial banks and other organizations***. The UnionPay card, which has only the UnionPay logo on the card face and no other card branding, is often referred to as a single-logo UnionPay card.

Introduction of Gold Card:

Platinum Card UnionPay Card is a bank card with a card number starting with 62 and a UnionPay logo on the card face, launched by China UnionPay and commercial banks and other organizations***. The UnionPay card has only the UnionPay logo on the face of the card and no other card branding, and is often referred to as a single logo UnionPay card.

The UnionPay card is categorized into four types of cards: Classic, Gold, Platinum and Diamond, according to the level of the card and service benefits.

Like other UnionPay cards, the UnionPay Platinum Card has a card number starting with 62 and the UnionPay logo on the card face.

In terms of appearance, the product name "Platinum Card" is printed in English or in English and local characters in the identification area of the card issuer on the front side of the card, or the "PLATINUM" Platinum Card, which is the unified design of UnionPay, is used on the card face. The product identification design of UnionPay Platinum Card is used on the card surface (the PRIORITYPLATINUM design is used for UnionPay Premium Platinum Credit Card). The base color of the card is usually metallic white gold.