One, go to the supermarket at 9 p.m. A lot of supermarkets, fruit plates, salads, pastries, cooked food, etc., will start at 9 p.m. discount, the price may be less than half of the label, but can make our night life more "quality" some.
The cheapest time to buy a plane ticket is in the morning. Do you know when is the cheapest time of day to buy a plane ticket? The answer is in the morning. The discounts on airfare are usually readjusted overnight. Also try to avoid traveling on Monday mornings and Thursday evenings, as these are the two hours with the most travelers. The ideal times to fly are: midday every day and the middle days of the week. Taking connecting flights to your destination can be much cheaper than direct flights. Flights on relatively small airlines are usually cheaper than those on mega carriers, and if you're booking on Ctrip, look out for its "round-trip specials" section, where a round-trip ticket can be anywhere from 40-60% cheaper than buying two one-way tickets.
Three, choose the off-season wedding Yes, the wedding is also divided into off-peak season. January-February, July-August each year is the wedding off-season, compared to the wedding season can not find a hotel, wedding company prices, high airfare and many other unfavorable factors, the off-season wedding is not only to save money so simple.
Four, buy supermarkets own brand purchase of daily necessities, supermarkets own brand is a cheap choice, their quality is usually not very different from branded goods, the price can be cheaper. In addition, painkillers may also be worth buying local brands, which usually have the same efficacy.
Fifth, the movie to see discounted good movies of course to go to the cinema to see. In addition to the well-known Tuesday all-day movies at half price, some movie theaters have launched a special "ladies night", women still enjoy half price. There are also "Credit Card Nights" where you can get half price movies with your credit card. In addition, a few hours early in the weekend, to see the early blockbusters as cheap as 10 yuan, the least you can enjoy a discount.
Don't forget to update your cell phone subscription. Don't be tempted to accept the subscription plans recommended by telecom salespeople, as they'll recommend the packages with the highest profit margins, which you probably don't need. The most accurate way to account for your calls is to go online and pull up a call detail list to see what's going on at a glance.
Seven, every 15 kilometers when you take a taxi, lift the meter and check out once Most people only know that the starting price is more money after 11:00 p.m. at night, but they don't know that every kilometer of real nighttime driving costs 20% more. In addition, if you ride the distance more than 15 kilometers, ask the driver to drive to 15 kilometers after lifting the meter checkout once, or simply change the car, because more than 15 kilometers will have to pay the round-trip empty driving fee.
Eight, dial 12580 free query, there are gifts to dial 12580 toll-free number, not only can check the entertainment, life, food and beverage, people's services and other consulting, starting in March this year, China Mobile also launched a call to 12580 incentive activities. Monthly cumulative dialing 3 times, will be rewarded 10 yuan telephone recharge card, 12 yuan McDonald's coupons and 10 yuan Yoshinoya vouchers, invite six friends to participate in the activities can be given additional rewards.
Nine, under the planting of electronic magazines many print magazines provide electronic magazines to download, both environmentally friendly and save money. In the magazine's respective website can be found on the download link. Some magazines will publish excerpts of some chapters, and some provide downloads of the original. Of course, some best-selling magazines may not offer free downloads, such as Sanlian Life Weekly, which requires a fee of 4 yuan per issue, but it's also half the price of buying a copy from a newsstand for 8 yuan.
Ten, when traveling to stay in the university's guest house budget hotels are also getting more expensive, so aim for the university's guest house. More than a hundred dollars can come to a standard room, if in Xiamen University, Wuhan University, Zhejiang University, the school itself is a good attraction, then it is more worthwhile.
Eleven, co-branded credit cards allow you to spend while earning co-branded credit cards refer to the issuing bank and profit-making organizations (such as airlines or department stores) **** with the issuance of credit cards. In addition to enjoying the convenience of a credit card, a co-branded card can also get a certain percentage of discounts, rebates, or other value-added services provided by the profit-making organization. Recommended for car people to do a CCB Auto Dragon Card, gas, maintenance, car insurance, car rental are preferential; "air travelers" can apply for the Air China Pudong Development co-branded credit card, not only to accumulate mileage, but also enjoy the boarding of the exclusive counters, air tickets, buy one get one free.
Twelve, mastering their own spending habits to win over the well-known financial expert Simonnne Gnessen suggests: everyone should be familiar with their own spending habits, to find out the most easy to spend money triggers, for the next impulse buy ready to cope with the strategy. For example, before swiping your credit card, ask yourself: is this a necessity or a luxury? Choose items that are within your means so you don't go into debt.
Thirteen: Recognize the energy-saving symbols when you buy new appliances When you buy new appliances, look for the energy-saving symbols, which mean that the appliances cost less to run and are more environmentally friendly. If you're looking to replace your old refrigerator, you can save a lot of money on your electricity bill.
Fourteen, do not like the gift, the next transfer to others to receive the gift, there is inevitably not to their taste. At this point, do not be in a hurry to open the hangtag, first received! Next time there is a suitable occasion, plus layer of wrapping paper and then forwarded to others. This is not to be rude to others, but to maximize the use of limited resources. Of course, things are not in this scope.
Fifteen: Small Rewards Consolidate Frugality Sticking to a tough budget is like going on an excessive diet. If you're too strict with yourself, you may end up crumbling under the pressure. One stressful outburst followed by a spending indulgence can undo days of frugality. So, give yourself a break every now and then with a serving of Haagen-Dazs. A slice of blueberry cake, and give yourself little rewards.
Sixteen, don't waste the gym card in vain again and again under the impulse to do the gym card into a waste card? You're going to the gym less than once a week? Don't waste any more, hurry up to transfer the card to the more needy people.
Seventeen, choose easy to take care of the hair Yes, of course, we know that not the slightest care of hair, certainly not. But it's just as possible to get a beautiful hairstyle for less money. Do the math on how much money you can save if instead of getting expensive picks and colors on a regular basis, you tell your hairdresser that your ends need a trim. Not to mention that frequent hair coloring is not good for your health.
Eighteen, saving beauty costs beauty products do not have to go to the big mall to buy, the network to buy both convenient and save money. Fruit leather network (www.guopi.com) is a very reputable cosmetic professional shopping site, not only often have discount promotions, but also to buy in the domestic market is not listed on the foreign beauty boutique. It's a great way to save on transportation costs. In addition, if you are familiar with the beautician, you can ask the beauty salon whether you trust the brand of beauty products sold in large packages, because the beauty salon has a professional channel, much cheaper than outside retail sales.
Nineteen, as early as possible to pay off the home mortgage since last year, the central bank has been six consecutive interest rate hikes, maybe there will be a seventh, eighth. Interest rate hikes mean that when repaying a home loan, you have to pay more interest. How to repay the loan in advance is the most cost-effective? Experts introduced three of the most cost-effective way to repay the loan: the remaining loan a one-time repayment; part of the early repayment, increase the monthly payment, shorten the repayment cycle; part of the early repayment, the monthly payment remains unchanged, shorten the repayment cycle.
Twenty, can send FMS, never send SMS FMS this invention is too great! In the keyboard to knock on the word, a press enter, the information will be sent to each other's cell phones, and a penny does not have to spend. Fetion can also be points, every day 8:00 - 24:00, the cumulative length of time online every 0.5 hours will get 2 points, up to a maximum of 8 points per day. The more points you have, the better the prizes you can participate in the lucky draw. Every day, you have the chance to get gifts such as PSP gift packs, 100 yuan rechargeable cards and T-shirts with love.
Twenty-one, go to the supermarket shopping before making a good list of don't look at the front of the checkout line in front of the checkout a few minutes, a lot of people will be itching to buy displayed in the checkout near the shelves of the gum, chocolate and magazines, so that the phone bill overruns. So before you go out you need to make a list of what's really missing from your home inventory and bring only just the right amount of money to make checking out easy, time-saving and prevent impulse spending.
Twenty-two, two people on a date to order a set meal don't look at such a date as shabby, eat as much as point as much instead of the most fashionable environmental protection move. If you don't have enough to eat, add up to one more entree, it's better than having a whole bunch of desserts, soups or side dishes left over to be wasted every time you eat. This way, you'll feel a lot less guilty, and you'll be able to savor the best flavors of your food, plus it's less fattening.
Twenty-three, find more lasting happiness than shopping finally completed a pile of big case, can not wait to reward themselves, the results of the purchase of the usual simply difficult to wear expensive shoes. I wanted to motivate myself, but when I received my credit card bill, I was depressed for half a month. The thrill of shopping comes and goes quickly, and research shows that exercise and reading are the sources that create longer-lasting happiness.
Twenty-four, replace the big closet you often feel that the closet is too small to put more and more clothes. In fact, from a different perspective, the closet is stuffed full of clothes, in fact, what a few often wear, and what a few worn once on the bottom of the box? A big closet, the result is often: blind spending, regret afterwards and more and more crowded living space ...... quickly change a small one!
Twenty-five, the opening of the network of electronic bookkeeping than paper records, spending on the network of bookkeeping is more casual and simple to understand. Most of this way to use a combination of blogs, registration is simple, in addition to expenditure, income and other items, some electronic bookkeeping and "couples spending" and other interesting special columns. Websites such as MoneyEasy (www.licaie.com), Wallet.com (www.qian8ao.com) and Salt & Sugar (www.ytji.com) are good choices.
Twenty-six, give up the lottery dreamStatistics show that the chances of winning the jackpot are lower than your chances of being hit by a falling flowerpot from upstairs. So why don't you put your spare cash in a current account and stop expecting to be a millionaire with those slim odds?
Twenty-seven, make full use of the network shopping want to buy good and cheap things, how can less network shopping. No deposit, as long as you tell each other the commodity number and the required size on the OK. In addition, you can also buy foreign goods through the proxy, such as the pleasant shopping network (www.yuego.com) can buy American health care products, Japanese goods on behalf of the purchase of network (www.jpgoo.net) can buy Japanese digital products and beauty products, and so on.
Twenty-eight, bring your own lunch, increase the amount of cooking every day to call takeout did not spend less money, the variety is still limited. Gradually, the three meals in the most should eat a good lunch into cope with the errand. What do you want to eat do it yourself, economical and affordable.
Twenty-nine, the home cleverly decorated to buy a house is very expensive, but really want to live in the house still have to be properly decorated, and to spend a lot of money. In the decoration and furniture on a little more thought can help you save a lot of money. Try not to do complex, difficult to change the decoration, more soft decoration, every year and a half, you can always change.
Thirty, never buy a book that tells you how to save money as much as you believe in the book, it is better than no book. It is best not to believe completely similar to the "money-saving tricks xxx examples of such books, please use your own brain, play your imagination, so that life is really living economy and wonderful.