The five insurances and one gold during the working period need to be paid by the employer in a unified way, and the employer and the employee need to bear a certain part respectively. In fact, if you can have a simple understanding of Guangzhou's five insurance and one gold standard, you will know that the part undertaken by employees is still very small, and more is paid by employers. So how is the specific payment of five insurances and one gold stipulated? How much do you need to pay every month?

Payment ratio

If you want to understand Guangzhou's five insurance and one gold standard, then you must have a certain understanding of its payment ratio. The employer shall bear 14% old-age insurance, 5.5% medical insurance, 0.85% maternity insurance, 0. 16% industrial injury insurance, 0.32% unemployment insurance, 0.26% serious illness insurance and10.5% residual insurance. There is also a minimum 5% provident fund.

Individual workers need to bear 8% pension insurance, 2% medical insurance and 0.2% unemployment insurance, as well as the same minimum 5% provident fund. In fact, the proportion of the five insurances is fixed, and it is only necessary to calculate the expenses according to the corresponding proportion. The provident fund must be insured at least 5%. Of course, the employer can also increase the contribution rate of the provident fund, so the cost will also increase.

Payment base

In fact, it is necessary to calculate the monthly social security fee, and also pay attention to the payment base. Then according to Guangzhou's five insurances and one gold standard, the minimum payment base for social security in 202 1 year is 2 100 yuan, the minimum monthly expenses for five insurances are 1424.82 yuan, and the minimum expenses for provident fund are 2 10 yuan. It needs to be calculated according to the corresponding payment base in order to pay the monthly social security fees and provident fund fees normally.