China Construction Bank credit card points redemption includes the following four ways:
China Construction Bank Credit Card Points Exchange Method. Apply for redemption of credit card "selected points gifts" on CCB website through channels such as CCB website, self-service voice phone and SMS.
Credit card points exchange method of CCB II. When CCB points exchange partners swipe their cards, they will use points to offset some consumption and exchange gifts.
Three credit card points exchange methods of China Construction Bank. Longka automobile card points holders can call the CCB customer service hotline at 400-820-0588 to apply for points exchange for refueling fees.
China Construction Bank four credit card points exchange methods. Dragon Card of China Eastern Airlines, Dragon Card of Shenzhen Airlines, Dragon Card of China Southern Airlines and Dragon Card of Shanghai Volkswagen are designed for designated gifts and do not participate in the above redemption.
Cardholders can apply for redemption through CCB website, self-service voice phone and SMS. The success of the application will depend on whether the cardholder's points deduction is enough and the gift inventory. The specific method is as follows:
(1) Online application for credit card points redemption of China Construction Bank: registered users log in/guests log in, select gifts with points, place an order according to the prompts, confirm the redemption information such as gift quantity and delivery address, and enter the mobile phone number and credit card++to complete the order.
(2) Self-service application for credit card points redemption by voice telephone of China Construction Bank: Call the points redemption hotline (021-50619818), and enter++and the number of redemption gifts according to the operation steps to apply for redemption.
(3) CCB Credit Card Points Redemption Application: The cardholder sends SMS to apply for gift redemption through the mobile phone reserved by CCB Credit Card System. The editing format of the short message is LPDH#++, and the last 4 digits # Gift number (7 digits) # are sent to 95533.
(4) CCB credit card points can be exchanged for diamond credit cards and platinum credit cards (exclusive version and elite version). Cardholders can call 400-888-8858 to apply for redemption of points gifts.
How to score points for CCB credit card? How much money you spend adds up to one point.
CCB credit cards generate points through consumption. Take Longka Credit Card as an example, the consumption is 1 yuan product is 1 points.
You can refer to the announcement of China Construction Bank on adjusting the accumulative rules of consumption points of Longka credit cards in supermarkets. During the period from 20 18 1 10/to 20 1 9, March 3 1, Longka credit card holders were in the supermarket [merchant category code (MCC): 5465438.
Points are only included in the comprehensive points account of the main cardholder, and the points are rounded off. The comprehensive points obtained cannot be exchanged with special points such as airline co-branded cards, car cards, Tencent e-Dragon cards and family cards.
Extended data:
Cardholders spend RMB 1 yuan 1 points, USD 1 yuan 7 points, and European Travel Card 1 euro 9 points. Successfully handled the installment payment business of CCB credit card merchants and mail order installment payment business, and obtained equal points of total installment principal at one time. Successfully handle the consumption installment business, without changing the original transaction points, and the points will not be calculated. Car purchase and housing installment business will no longer accumulate points.
Cardholders can use CCB credit cards to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores, and purchase goods by mail order and installment payment through CCB credit card center.
Notice of China Construction Bank and China Construction Bank on Adjusting the Consumption Point of Longka Credit Card Supermarket
How to use the credit card of China Construction Bank with 654.38 million points?
China Construction Bank credit card points can be exchanged for gifts or part of the consumption amount can be deducted from China Construction Bank credit card integral mall.
1. How to accumulate points with CCB credit card: If you use CCB Longka credit card to swipe your card in hotels, restaurants, entertainment and other retail stores, you can accumulate points according to the consumption amount. However, some consumption items can't get points, such as: annual credit card fee, penalty, installment fee and so on.
2. Credit card integral calculation of CCB: RMB 1 yuan product 1 minute for each credit card (rounded to the nearest whole); Accumulate 7 points for every $65,438 spent +0 yuan RMB. The calculation date of points is the bank bookkeeping date of this consumption. When the points of the main card and the auxiliary card are merged, the points generated by the consumption of the auxiliary card will be accumulated to the main card.
3. The credit card points of China Construction Bank are valid for five years at the longest, and the accumulated points from June 65438+ 10/to June 65438+February 3 1 (hereinafter referred to as "the first year") will expire on June 65438+February 3 1 in the fifth year. If the cardholder fails to renew or cancel the card upon expiration, if there is no normal Dragon Card credit card under his name, the points under his name will be cleared.
4. Redemption of credit card points of CCB: Redemption of points shall be applied by the principal cardholder. Points can be redeemed through CCB integral mall, Shanrongshang, points merchants, points deduction of financial service fees and other channels. Taxes and fees generated by the cardholder's redemption of integral gifts shall be declared and paid by the cardholder himself.
5. Credit card points inquiry of CCB: Check the points balance through CCB website, SMS, WeChat official account, integral mall, mobile banking, personal online banking and other channels.
6. integral mall redemption method of CCB credit card: log in to integral mall, log in to your account, select bonus gifts, place an order according to the prompts, confirm the number of gifts, delivery address and other information, and enter the mobile phone number and credit card++to complete the order. After successful redemption, you can log in to integral mall to check the delivery status of the order in my account.
What can CCB credit card points do?
CCB credit card points can be exchanged for gifts, coupons and charitable donations. The redemption steps are as follows:
1. Open CCB official website and select points redemption.
2. After entering integral mall, you can choose the special card and enter the page for redemption.
You can choose to donate with love.
Extended data:
Introduction of China Construction Bank's Integral Dream and Micro-public Welfare;
Although the number of points is very small, gathering together will generate huge positive energy, and donating others will also achieve yourself and complete your beautiful dream of public welfare. The Central Financial Youth League Working Committee also officially launched the "dream of financial youth volunteers' public welfare points", and "dream of points _ micro-public welfare" is an important part of this action.
References:
China Construction Bank-integral mall
What can CCB credit card points be used for?
China Construction Bank Longka Credit Card Points Use;
1. The host of Longka Credit Card can apply for redemption of integral mall gifts according to the rules, and the redeemable bonus gifts are subject to the latest information published on the website.
2. The host of Longka Credit Card can exchange points for merchants' gifts according to the rules. When the points of China Construction Bank's Longka Credit Card are exchanged for consumption by cooperative merchants, they can choose to offset part of the consumption with points and pay the rest with credit cards at the designated cashier. The exchange of special points is subject to the product rights and interests rules.
3. Longka car card points can be exchanged for fuel costs. Cardholders can exchange preferential points for fuel costs (/kloc-an integer multiple of 0/00 yuan of fuel costs) in the China Construction Bank integral mall Longka automobile card points exchange area. The points of other dragon credit cards under the cardholder's name cannot be merged with the points of automobile cards.
4. The points of China Eastern Airlines Dragon Card, Shenzhen Airlines Dragon Card, China Southern Airlines Dragon Card, Air China Dragon Card and Hainan Airlines Dragon Card are automatically converted into membership points of their respective airlines.
5. Dongfeng Nissan Longka points will be automatically converted into Dongfeng Nissan membership points.
6. You can use the special points of Shanghai Volkswagen Dragon Card when purchasing complete vehicles, spare parts and accessories at Shanghai Volkswagen designated special dealers and special maintenance stations. Points can be directly deducted from the equivalent cash, 1 yuan can be deducted 1 points. Shanghai Volkswagen's new car can be deducted up to 6000 yuan, and spare parts (including spare parts costs in maintenance) can be deducted from 10% of actual sales.
Extended data:
1, integral exchange method
The application for redemption of points shall be made by the main cardholder, but not by the supplementary cardholder.
Points can be redeemed through integral mall, Shanrong Business, point merchants, points deduction of financial service fees and other channels.
The success of credit card integral mall online redemption of points and gifts will depend on whether the cardholder's points deduction is enough and the gift inventory.
When CCB points exchange partners swipe their cards, they will use points to offset some consumption and exchange gifts.
Diamond credit card and Platinum credit card holders can call 400-888-8858 to apply for redemption of bonus gifts.
2. Period of validity of integral
The validity period of the points is five years at the longest (calculated by calendar year, including the year of accumulated points), and the accumulated points are from June 65438+ 10/to June 65438+February 3 1 (namely "the first year") in the fifth year. The accumulated points before 20 16 12 3 1 (inclusive) are permanently valid.
If the cardholder fails to renew or cancel the card upon expiration, if there is no normal Dragon Card credit card under his name, the points under his name will be cleared.
China Construction Bank Longka Credit Card Points Rules
How does CCB integrate?
China Construction Bank points are obtained by using Longka credit card, as follows:
A, integral accumulation rules:
1. Cardholders can accumulate points by using China Construction Bank Longka Credit Card to swipe their cards in hotels, restaurants, entertainment, department stores and other retail stores;
2. The cardholder uses China Construction Bank Longka Credit Card to handle the cash installment business;
Second, the integral calculation method:
1, integral includes comprehensive integral and special integral.
2. The comprehensive score is 1 (rounded off) for each RMB 1 yuan product consumed by the cardholder when using Longka credit card; 7 points for every $65,438 +0 yuan RMB; Spend 1 euro with the European Travel Card and get 9 points. Banks have the right to adjust++accumulation standards according to exchange rate changes.
3. The calculation date of points is the bank bookkeeping date of this consumption.
4. Special points refer to the product rights and interests services of some credit cards (see Annex for details), which provide points accumulation and redemption according to specific product rights and interests rules. For every RMB 65,438+066 (or equivalent++) spent by Shanghai Volkswagen Dragon Card, you can get 65,438+0 points (accumulated by integral multiples of 65,438+0 points).
5. The points of the cardholder's main card and supplementary card are combined and calculated, and the points generated by the consumption of supplementary cards are accumulated to the main card.
6. If the goods or services purchased by credit card are returned for any reason, or the money is returned due to a purchase order dispute, or returned for other reasons, China Construction Bank will deduct the points originally obtained through this transaction.
Extended data:
The validity period of CCB points:
The validity period of the points is five years at the longest (calculated by calendar year, including the year of accumulated points), and the accumulated points are from June 65438+ 10/to June 65438+February 3 1 (namely "the first year") in the fifth year. The accumulated points before 20 16 12 3 1 (inclusive) are permanently valid.
Example: the accumulated points between 201710/0, 0, 65438-12, 3 1 will expire on 202 1 2, 3 1, and the remaining points will be cleared automatically.
If the cardholder fails to renew or cancel the card upon expiration, if there is no normal Dragon Card credit card under his name, the points under his name will be cleared.
When the cardholder redeems the points, the points will be deducted in the order of the expiration of the validity period of the points, and finally the permanent valid points will be deducted. The redemption of special points for featured products should follow specific product rights and interests rules.
China Construction Bank-integral mall Help Center
So much for the introduction on how to use credit card points.