The calculation of pos machine handling fee is quite direct, which is based on the consumption amount and specific rate. Usually, when customers pay by credit card, the store will pay 2% to 3% of the transaction amount to the bank and credit card center as a handling fee. This fee may also include some additional merchant service fees, such as issuing invoices to ensure tax compliance.

According to the "China UnionPay Network Access Agency Bank Card Inter-bank Transaction Income Distribution Measures", merchants have to bear all the handling fees, and the rate standard varies according to different industries. For example, the retail rate is generally 0.8% to 1%, the supermarket is 0.5%, and the catering industry is higher than 2%. In 20 12, the people's bank of China adjusted the handling fee standard, with the overall reduction range of 23% to 24%, and the catering and entertainment rate dropped the most, from 2% to 1.25%, and other categories were adjusted accordingly.

The specific industry rates include catering, entertainment (0.9% service fee of the issuing bank, 0. 13% network service fee of the bank card clearing institution, 0.22%-0.33% floating range of bill collection service fee, 80 yuan, in which the sales of real estate and automobiles are capped) and general category (0.55% service fee of the issuing bank, 0.08% network service fee, 0.

The above rates may change according to time and policy, so it is recommended to inquire the latest information to obtain the most accurate calculation method of handling fee.