Promoting the resumption of development of difficult industries in the field of service industry
1. Small and micro enterprises and individual businessmen in the service industry within the county-level administrative area where the area classified as a high-risk area in the epidemic is located will be exempted from renting state-owned housing for six months in 2022, and other areas will be reduced or exempted from rents for three months. If the performance of state-owned enterprises and institutions is affected by the rent reduction or waiver, they will be recognized in the assessment according to the actual situation. Central enterprises in Tang, other provinces and cities in Tang state-owned enterprises in accordance with relevant national policies, with reference to the relevant standards in Tangshan City. Municipal, county state-owned relatively controlled enterprises in accordance with the actual situation with reference to the implementation. Encourage municipal and county state-owned enterprises and community joint-stock cooperative companies with reference to the practice of state-owned enterprises to reduce or waive housing rent, the city and county in the relevant policies to be appropriate support.
2. Municipal and county finances can coordinate all kinds of funds, to rent non-state-owned housing in the service sector of small and medium-sized enterprises and individual entrepreneurs to give appropriate support. Encourage large buildings, shopping malls, market operators of service industry small and medium-sized micro-enterprise users moderate rent reduction. Encouragement of non-state-owned housing rental entities to reasonably share the losses caused by the epidemic on the basis of equal consultation. For rent reduction and exemption of housing owners, 2022 payment of property tax, urban land use tax is difficult, to encourage localities can be authorized in accordance with the regulations and local practice to give exemptions and reductions.
3. For small and medium-sized enterprises in the service industry that are stationed in entrepreneurial and innovation space carriers, subsidies will be given at 50% of the total amount of rent and property fees actually incurred, with the maximum amount not exceeding 500,000 yuan.
4. Implementing the state's policy of extending the VAT credit for the service industry, taxpayers in the production and living service industries will continue to have their current deductible input tax credits added to their taxable amounts by 10% and 15% respectively in 2022.
5. Subsidized support for regular nucleic acid testing of employees of catering and retail enterprises. 2022 should in principle give 100% of the proportion of subsidized support for regular nucleic acid testing of employees of catering and retail enterprises; 50% of the proportion of subsidized support for catering and retail enterprises for the purchase of N95 masks, medical isolation masks and protective gloves; and encouragement of counties and districts with conditions to subsidize the expenditure of catering and retail enterprises for disease prevention and extermination. Expenditures to give subsidies to support.
6. Reduce the cost of water and gas. For service industry small and medium-sized enterprises and individual business households seriously affected by the epidemic, water and natural gas fees can be deferred until September 30, 2022, the deferral period does not affect the normal use of water and gas, and exempted from late payment fees. The water and natural gas fees payable by the service sector micro-enterprises and individual industrial and commercial households in March, April and May 2022 will be subsidized by the municipal and county governments at a rate of 10%.
The above measures will come into force from May 16, and will be valid until December 31, 2022, unless there is a clear time limit. Measures in the relevant policies and clear deadlines and the state and the province issued relevant documents with other policies and clear deadlines, from its provisions. The same type of policy standards are inconsistent, in accordance with the principle of not repeating from the highest to support the development of enterprises to the maximum extent possible.
Financial support for the development of individual business households
7. Increase financial support. Play a good role in inclusive small and micro loan support tools, January 1, 2022 to the end of June 2023, in accordance with the local legal person financial institutions inclusive small and micro loan balance increment of 1% to provide incentive funds. Banking financial institutions should actively strive for inclusive small and micro credit refinancing quota from the PBoC, and encourage financial institutions to stabilize the stock of inclusive small and micro loans and expand the incremental amount. It is necessary to promote the active credit and repayment-as-you-go loan model to better meet the needs of self-employed industrial and commercial households for loans, and resolutely not to allow the restriction of loans, drawbacks, or cut-off of loans within 2022.
8. Increase the downward movement of interest rates and fee reductions. Lead the city's banking financial institutions to lower interest rates on loans, the level of interest rates on loans to individual industrial and commercial households fell by about 15 basis points during the year, and continuously reduce the cost of financing. All settlement account management fees and annual fees are exempted, RMB transfer and remittance fees of less than 100,000 yuan, payment account service fees, bank card swipe fees are discounted by 10%, and e-banking annual fees and management fees are discounted by 50%.
9. Do a good job of deferring debt service and interest payments to the successor conversion. Banking financial institutions should do a good job of individual business loans of deferred debt service policy expiration of the successive conversion, the extension period of not less than six months. Further promote the "pay as you go" model, increase the implementation of the renewal policy, take the initiative to follow up on the financing needs of individual business households, and actively support the renewal of loans that meet the conditions.
10. Do a good job of managing the loan period. Individual businessmen flexibly use the stable loan renewal, extension extension, adjust the repayment plan and interest rate reduction, etc., should be loaned as much as possible. Among them, the rollover period of not less than six months, the end of each month for the assessment. It helps individual businessmen to solve their cash flow difficulties, and properly handles individual businessmen's credit risks and credit repair.
11. Expand financial coverage. Banking financial institutions to effectively increase the credit investment in individual business households, the end of June loan investment increased by 10% year-on-year. Improve credit evaluation and credit management according to the production and business characteristics of individual industrial and commercial households, and ensure that the loan balance and number of households of individual industrial and commercial households will continue to grow in 2022.
12. Accelerate the efficiency of loan approval. Banking financial institutions should give full play to the supporting role of financial technology, shorten the time limit for offline loan approval by three working days, and shorten the time limit for online loan approval by more than one-third.
The above measures have been effective since May 16, and will be valid until the end of June 2023, except for those with clear deadlines. Measures in the relevant policies and clear deadlines and the state and the province issued relevant documents with other policies and clear deadlines, from its provisions. The same type of policy standards are inconsistent, in accordance with the principle of not repeating from the high to maximize support for the development of individual entrepreneurs.