During the Spring Festival, POS machines with vertical brush and electric sign can also collect accounts normally. You don't need to worry about collecting accounts when you use it on holidays. This credit card machine has no time limit and can collect accounts normally at any time.
Correct use of POS machine
1, swipe your card at a reasonable time.
Under normal circumstances, credit card consumption has a reasonable time. For example, the business hours of many stores are basically from 9:00 am to 10:00 pm. It is obviously unreasonable to swipe your card from 65438+ 02:00 pm to 5:00 am. In addition, different types of businesses spend different time. For example, it is obviously unreasonable for you to go to the supermarket early in the morning to buy big items.
2. You can't always swipe your card on the same low-rate machine.
At present, there are three types of pos machines, one is standard, the other is preferential, and the other is exemption. Discounted pos machines have certain discounts. For example, the actual rates of some supermarkets and gas stations are relatively low at present, only about 0.38%. If you swipe your card frequently at the same low-rate pos, you will be easily controlled by bank risks.
You can't brush it quickly after paying the bill every month.
In order to make greater use of funds, some friends brush out their credit cards as soon as they are returned, and brush off 80% or 90% of their credit cards at once, which is easy to be reduced or exempted.
4. You can't spend a lot on a regular basis.
If you often spend a lot of money on the same pos machine, for example, your pos machine belongs to catering, but your credit card costs tens of thousands of dollars every day, which is obviously unreasonable.
5. You can't spend empty cards every month.
Many people apply for credit cards just to cash in. However, many people do not pay attention to the skills of cashing out. After applying for a pos machine online, they frequently swipe their cards every month and even overdraw. This is an obvious cash-out behavior, which banks turned a blind eye to before.
However, since the second half of 20 18, many banks have obviously strengthened the risk control of this kind of credit card behavior. Recently, many people have been demoted, which is also caused by unreasonable credit card swiping.
6. The consumption amount cannot be different from the pos machine type.
There are different types of pos machines. Not all pos machines are the same. At present, the common types of pos machines on the market are supermarkets, restaurants, entertainment, jewelry and so on. Each pos machine has its own merchant code, and the general consumption amount of ordinary catering is relatively low. If you often spend tens of thousands of dollars on catering, this is obviously not normal.