1. service life

40 years of commercial facilities, 50 years of office buildings, which is more serious than 70 years of housing.

According to my understanding, the time of property right should be the time of land use right, not the time of house property right, because the house property right belongs to you after buying the house. However, you only have the right to use the land, not the ownership. Land ownership belongs to the state. The state stipulates that the maximum transfer period of the right to use pure residential land is 70 years and the maximum transfer period of commercial land is 40 years. So it is possible that the land use right of the house is only 40 years. After 40 years, the state has the right to recover the land and the attachments on the ground. 50 years. The Property Law does not specify whether the right to use the property on the comprehensive land can be automatically renewed. Therefore, it is still risky to buy commercial and residential buildings on comprehensive land. Article 149 stipulates that the right to use residential construction land will be automatically renewed upon expiration. The renewal of the right to use non-residential construction land after the expiration of the term shall be handled according to law. The ownership of houses and other real estate on the land is agreed. Agreed, not agreed or not clearly agreed. In accordance with the provisions of laws and administrative regulations. The most likely scheme is: after the expiration, you will pay the land transfer fee to the state. The state will transfer it again.

2. Transaction taxes and fees

The deed tax at the time of initial purchase or transfer is charged at 3%, while the residential property is 1.5%.

If the state levies property tax and land value-added tax, the standard of commercial housing will be higher than that of residential housing.

3. Mortgage method

Most of them cannot apply for provident fund loans. However, several projects can be completed through the efforts of developers. Houses with another 50 or 40 years of property rights can only get 50% or 60% mortgage if they use bank loans. The longest loan term is 65,438+00 years.

4. Daily living expenses

According to the regulations on the use of public buildings, the use fees of water, electricity and heating. Will be sold at commercial prices. Therefore, property buyers should ask clearly when buying a house. At present, most developers take corresponding remedial measures at the initial stage of development, which can be paid at the civil price.

Such as water fee: 3.7 (residential) /5.6 (industrial and commercial) /6. 1 (hotels, restaurants, restaurants).

5. Design criteria

Design orientation is different. Public buildings are less restricted by orientation, lighting and depth, while ordinary houses have higher requirements.

6. Settlement issues

Unable to move into account

Advantages mainly include the following points:

1. About hedging

Developers can turn commercial houses with high land construction costs into residential houses for sale, mainly because of factors such as strong liquidity, low risk, fast sales speed and short time to withdraw funds. Of course, the most critical reason is the strong scarcity of residential housing in the region! Higher profit value can be realized. Therefore, when buyers buy such houses, it is often caused by the lack of other options. The corresponding property has better value preservation.

2. About the construction standards

Non-residential housing construction standards are different. According to the relevant requirements of public construction, the construction standards of civil air defense and fire protection are higher, which will increase the cost for developers, but have little impact on the use of property buyers.

3. You can register a company

June 2006 19. The official of the Beijing Municipal Administration for Industry and Commerce wrote that all documents submitted at the time of company registration or commercial housing sales contracts stated that the purpose of the house was "residence (including apartments and villas)". The expression of house use cannot be distinguished as residential or commercial (such as commercial and residential, comprehensive, etc. ), and it is not registered. Therefore, non-residential real estate can be registered as a company.