it is ok to apply for the meituan co-branded card, and no annual fee or other expenses will be incurred. However, there are three aspects to be noted:
1. Credit card activation is valid, and it will not be activated after the expiration date. If you want to use it again, you can only apply for it again.
2. Even if it is not activated, it will be displayed on the credit report, which will make the bank feel that the user is no demand, and subsequent application for other credit cards may be affected.
3. It will cause the risk of personal information disclosure of users.
1. Meituan Co-branded Card
Meituan Co-branded Card is a standard credit card product issued by Meituan in conjunction with local banks around the rights and interests of "eat, drink and be merry" in various life consumption scenarios. It combines the advantages of Meituan's big data and intelligent model with the accumulated experience advantages of banks in terms of capital and whole process risks, and reaches the real needs of users through "online+offline" consumption scenarios, providing "local customers+local" [1] And for users in different regions, we provide diversified benefits from time to time, such as "take-away daily reduction", "drawing a red envelope with a pen", "binding WeChat, and paying back Alipay". Users can apply for Meituan Credit Card after opening Meituan App, completing personal information, real-name authentication and agreeing to relevant agreements through "wallet"-"credit card".
second, the history of development
in March p>2117, meituan teamed up with Pudong to launch a platinum credit card.
in February, 2117, Bank of Shanghai and Meituan jointly launched a gourmet joint credit card.
in October, 2118, Meituan's joint credit card jointly launched by Meituan and Bank of Qingdao was officially launched, which is the first credit card in China focusing on life consumption scenes.
in April, 2119, Bank of Jiangsu and Meituan jointly issued a "second batch and second use" joint credit card.
in October, 2119, Haikou rural commercial bank issued meituan joint credit card.
In August, 2121, China Postal Savings Bank and Meituan held a signing ceremony of a comprehensive strategic cooperation agreement in Beijing, and officially launched a joint debit card of the Postal Savings Mission. At the same time, according to the agreement, the Postal Savings Bank and Meituan will integrate their advantages in capital, network, traffic, technology and scenarios, and carry out in-depth cooperation in online financial services, credit cards, debit cards, personal loans and financial services for small and micro enterprises.
in October, 2121, after two years of development, the cumulative number of "Meituan Joint Credit Card" jointly issued by Meituan and 12 regional banks such as Bank of Qingdao, Bank of Shanghai and Bank of Jiangsu exceeded 11 million, becoming the first regional joint credit card in China to enter the level of 11 million cards.
in October p>2121, Harbin bank meituan co-branded credit card was officially launched.