Extended data:
First, the construction bank life card processing process
Life card account opening process:
1. I go to any branch of CCB with my ID card and a small amount of cash;
2. Queue to get the number, fill in the application form and copy the ID card;
3. Go to the counter, give the completed application form and ID card to the bank counter staff, open an account with a life card, and remember the six withdrawal passwords entered when opening an account.
4. If you need to open online banking, you need to remind the bank counter staff to handle it. After opening an account, bind it under the guidance of the counter staff, and then you can leave.
2. Is there an annual fee for CCB's life card?
China Construction Bank charges an annual fee for its life card. As one of the five state-owned banks in China, China Construction Bank has depositors all over the country. Annual fee of CCB Life Card 10 yuan. If the balance of the account in the card is less than 300 yuan, 3 yuan management fee will be charged every quarter. When the account balance is zero and there is no transaction record for three consecutive years, it will be automatically converted into a "sleep account", and if there is no transaction for four consecutive years, the account will be automatically closed.
2. What is the use of CCB Life Card?
(Take Apple mobile phone 10 as an example, based on ios 14.8. 1 operating system)
1. Receive 20 yuan take-out coupons every month: until 202 1, 65438+February 3 1, and CCB Life Digital Credit Card holders use their wallets in CCB Life APP to associate CCB Life Card with three online consumption transactions in that month (each payment should be at 10 yuan and above) or the cumulative payment in that month should be at or above 200 yuan.
Maximum payment reduction of 2.88 yuan: to 202 1, 12, 3 1. CCB Life Digital Credit Card customers can make online payment on CCB Life APP, and they can enjoy random reduction through CCB Life Wallet and CCB Life Card transaction, with the lowest of 0.0 1 yuan and the highest of 88 yuan. During the activity, each customer is limited to three random discounts every day, and the cumulative maximum reduction for the same customer is 88 yuan.
3. Points reward: CCB Life Digital Credit Card customers can pay with CCB Life Card through APP wallet. In addition to the basic points (accumulated according to the credit card points rules of Longka), you can also participate in over-value points activities and reward double comprehensive points, with a monthly limit of 10000 points per person; On the birthday, use the APP wallet to bind CCB Life Card to pay 5 times of comprehensive points, and each person's birthday will be capped with 50,000 points.
4. Guarantee: Customers who applied for CCB Life Card before 202 1 12 3 1 can give away the 1 year card loss protection rights upgrade package for free. Within 48 hours (inclusive) before reporting the loss, all domestic and overseas transactions of all Longka credit cards under its name that meet the claim conditions can enjoy the protection of stolen credit, covering domestic and overseas credit card swiping, online shopping and mobile phone payment.
5. Hangzhou customers who successfully apply for CCB Life Digital Credit Card in CCB Life APP can get 65,438+000 new customer gift packages (including 4 take-away coupons with a total value of 65,438+06 yuan in 30 yuan, 2 prepaid coupons with a total value of 65,438+05 yuan, and 20,000 gift packages in 20 yuan), with the first 20,000.
6. Customers of CCB Life Insurance Digital Credit Card of Hangzhou Branch start from 65,438+00 per month, and can pay discount coupons of 65,438+000 yuan online for designated catering merchants in Hangzhou on CCB Life Insurance APP. Each customer will receive 8 coupons throughout the year, and the number of customers will be before 65,438+05,000, on a first-come-first-served basis.