Gansu University Student Entrepreneurship Loan Policy

First, Gansu University Student Entrepreneurship Loan Application Requirements:

1, graduates of college colleges or above;

2, unemployed for more than 6 months after graduation and registered as unemployed in the local labor security department;

3, in applying for this kind of When applying for such a loan, there are three important points:

First, the loan applicant must have a fixed residence or place of business. Second, the business license and business permit, stable income and the ability to repay the principal and interest; the third and most important point is that the entrepreneur has invested in the project has a certain amount of its own funds.

With the above conditions to apply to the bank, the application needs to provide information mainly include: proof of marital status, personal or family income and property status and other documents to prove the repayment ability; loan purposes in the relevant agreements, contracts; collateral materials, involving collateral or pledge ownership certificates and lists, the bank recognized the assessment department issued by the valuation report of the credits (pledges). In addition to written materials is to have collateral. There are many types of collateral, including movable and immovable property, fixed-term certificates of deposit, securities, movable assets with strong liquidity, and guarantees from guarantors who meet the requirements. The amount of issuance will be determined according to the specific guarantee method.

Second, Gansu college students entrepreneurial loan preferential policies:

(a) small loans can help you start a business

Gansu Province has introduced a small loan policy for college students to start their own business, small loans are generally mastered in the 20,000 yuan or so, on the partnership, according to the number of people and business projects to expand the size of the loan. The maximum duration of the loan is not more than two years.

(B) can enjoy tax incentives

Gansu Province to the grass-roots level of independent entrepreneurship, flexible employment and self-employment of college graduates, in addition to national restrictions on the industry (construction, entertainment and advertising, saunas, massages, cybercafes, oxygen bars), engaged in self-employment, can be exempted from three years of registration and management of administrative fees, and to enjoy the preferential policies of the relevant tax.

(C) Registered capital can be injected in installments

College graduates applying to start a registered capital of less than 500,000 yuan of non-public enterprises, the registered capital does not meet the required standards, allowed within two years to inject in installments, the first injection of capital can be relaxed to the minimum required registered capital of 10% of the minimum registered capital can be lowered to 30,000 yuan of the minimum registered capital.

From the Provincial Department of Human Resources and Social Affairs was informed that Gansu plans to the province's employment will have the intention to leave school unemployed college graduates all into the scope of the public **** employment talent services, through the implementation of unlimited household registration, strengthen vocational guidance and training and other measures, and strive to achieve every employment will have the intention to leave school unemployed college graduates, within six months of graduation, to achieve employment or participate in the employment of employment readiness activities in the medium. The goal.

Unemployed college graduates within six months to participate in the employment

It is understood that Gansu this year, college graduates amounted to 120,000 people, coupled with the precipitation of the past years, the number of people who need to be employed is about 180,000 people, the employment situation is grim. According to the national requirements, the provincial human resources and social affairs department recently issued a "notice on the implementation of the employment of unemployed college graduates employment promotion program", Gansu will be implemented from this year onwards, the employment of unemployed college graduates employment promotion program. According to the plan, the province's employment will have the will to leave school unemployed college graduates will all be included in the scope of public **** employment talent services.

The employment will, in a timely manner, provide employment information; entrepreneurial will, the organization of its participation in entrepreneurial training, entrepreneurial services, the implementation of entrepreneurial support policies; temporarily unable to achieve employment, the organization to participate in employment apprenticeships and vocational training; employment difficulties in the college graduates, to provide targeted employment assistance. Comprehensive use of various policy measures and services, and strive to make every employment will be unemployed college graduates within six months of graduation to realize employment or participate in employment preparation activities.

The real-name registration of unemployed college graduates

The Notice requires that all public **** employment talent service agencies and grassroots public **** employment service platforms in Gansu should set up a special service window open to all unemployed college graduates (including those whose household registration is not in the local area), and carry out person-by-person registration of unemployed college graduates who come to look for jobs or seek services. The service window is open to all unemployed college graduates (including those with a local household registration), who come to look for jobs or seek services; they are registered on an individual basis, and an information database is set up. At the same time, the grass-roots platforms should take the initiative to contact the graduates themselves or their families, and carry out at least one telephone visit or home visit for each underemployed college graduate registered under his or her real name.

Graduates with employment difficulties will also receive targeted employment assistance. Zero-employment families, economically disadvantaged families, disabilities and other employment difficulties in the unemployed graduates as a key object of assistance, the implementation of "one-on-one" vocational guidance and personalized employment services; for physically disabled graduates, with the Disabled Persons' Federation of employers to focus on the recommended; and to take the key recommended, public welfare post placement and other measures, the implementation of the The company has also taken measures to implement employment assistance policies such as social insurance subsidies and public welfare post subsidies.

Gansu independent entrepreneurship support policies to break the household registration restrictions

The entrepreneurial will of college graduates, to provide policy advice, project development and other "one-stop" entrepreneurial services, the implementation of small guaranteed loans and interest rate subsidies, settlement and other entrepreneurial support policies. The real name of the non-local household registration of independent entrepreneurial college graduates, all local households should be given the same policy support with the local household independent entrepreneurial college graduates, and strong support for unemployed college graduates engaged in network entrepreneurship.

At the same time, all levels of public **** employment talent service agencies on the real name of all unemployed college graduates to provide targeted vocational guidance, to carry out vocational quality assessment, job simulation training and other activities, and in accordance with the provisions of the implementation of the relevant subsidy policy; the development of training programs suitable for graduates of colleges and universities, and timely release of the region to the community of government-subsidized training occupations (types of work) directory. In the province to carry out the "school unemployed college graduates skills employment special activities", mobilizing technical colleges and vocational training institutions to carry out targeted skills training.

All levels of public **** employment talent service organizations to widely collect and timely release of job information, job-seeking college graduates willing to provide employment information. In addition to targeted activities such as special recruiting and network recruiting, employment information will be targeted for registered job-seeking unemployed college graduates through SMS, microblogging and other means. In addition, public *** employment talent service organizations at all levels will provide a range of services such as file trusteeship, personnel agency, and social insurance processing and continuation for unemployed college graduates who have left school free of charge. Conditional places can to small and micro enterprises to employment of college graduates from the school is not employed, to provide free personnel labor security agency services.

The policy of independent entrepreneurship for college students in Lanzhou, Gansu

At the meeting of the leading group of the employment of ordinary college graduates in Lanzhou City, it was learned that Lanzhou City will open up a wide range of channels to create conditions for the employment of college graduates through a variety of measures.

The implementation of special programs in Gansu Province

This year, Gansu Province spent 200 million, the organization and implementation of support for pure agricultural (pastoral) zero-employment families of ordinary college graduates above the undergraduate level

Employment, the selection of ordinary graduates of colleges and universities in rural primary and secondary schools to teach, the selection of ordinary graduates of colleges and universities of the medical class to work in the township hospitals of the three special programs. Gansu city requirements, to strengthen the difficult families of college graduates employment assistance work, difficult families of college graduates, in the civil service recruitment, recruitment of personnel in public institutions, free of charge application fee and medical examination fee. For college graduates who are not employed after leaving school and returning to their place of origin, the personnel and labor security departments of each county and district should get a clear picture of the situation and provide free employment services. Registered unemployed college graduates, by the local labor security departments to issue free "employment and unemployment registration card", and into the local unemployed support policy system, enjoy the relevant employment support policies. To meet the conditions of public welfare positions for employment difficulties and zero-employment families of college graduates, we must give priority to placement of employment, according to the provisions of the implementation of social insurance subsidies, public welfare post subsidies issued. The implementation of the city's children's welfare institutions orphaned college graduates employment placement program, take the directive plan placement approach, in the county and municipal institutions to determine a certain number of positions, dispatched to the allocation of the city's children's welfare institutions orphaned graduates to the county and municipal institutions of employment.

Encourage college graduates to grass-roots level

Continue to organize and implement the selection of Yang school graduates to grass-roots level of service, "three support a help", "into the village (community)" and other employment projects, in strict accordance with the quota allocated by the province, and effectively organize a good examination and selection work; county and district institutions recruiting staff, mainly from the "three support a help", "into the village (community)" service period and the annual assessment of qualified college graduates in the selection of the "three support a help", "into the village (community)". Qualified college graduates are selected. In the event of vacancies in the establishment of county and district institutions, graduates who meet the requirements will be given priority in being placed in institutions. In the civil service recruitment and selection of institutions, priority recruitment and selection of graduates with grass-roots work experience.

Support for college graduates into the enterprise

For enterprises to recruit non-local household registration of ordinary college graduates above the specialty, to abolish the settlement restrictions. Enterprises recruiting qualified college graduates, can enjoy the relevant employment support policies in accordance with the provisions. Labor-intensive enterprises to recruit registered unemployed college graduates and other registered unemployed people in urban areas to reach the prescribed ratio, and signed a labor contract with them for more than one year, according to the provisions of the micro-guaranteed loans of up to 2 million yuan to enjoy the support policy. Encourage and guide college graduates to high-tech development zones, economic and technological development zones and high-tech enterprises for employment, and strengthen the use of talent, training and reserves. College graduates to participate in the project research period, its account, archives can be stored in the project unit location or family location before enrollment in the Talent Exchange Center, according to the needs of the work can be renewed or employment in other positions, employment and participation in the project after the age of the research period of the work of the work of the time combined, participate in the continuous calculation of the social insurance contribution years.

Guiding college students to start their own businesses

Providing college graduates with one-stop services such as policy consultation, project development, entrepreneurship training, business incubation, microfinance, business guidance, tracking and counseling. In the labor security department of the public **** employment service institutions for unemployment registration, receive "employment and unemployment registration card" with entrepreneurial aspirations and participate in entrepreneurial training of college graduates, by the labor security department in accordance with the provisions of the vocational training subsidies. For college graduates holding the Certificate of Employment and Unemployment Registration who start their own businesses, they can apply for small guaranteed loans within the limit of 50,000 yuan in accordance with the relevant regulations and procedures, with a maximum loan period of three years, and the scale of the loan can be appropriately enlarged for those who operate in partnership and organize collective employment; for college graduates engaging in self-employment, if they meet the conditions, they are exempted from administrative fees for three years from the date of registration, and are also exempted from administrative fees for the management category, the registration category, and the license category, in accordance with the relevant regulations. Charges, and according to the relevant provisions of the implementation of the current tax policy and business premises arrangements and other supportive policies.