1. What rent relief can enterprises in Shanghai enjoy?

according to "Several Policies and Measures of Shanghai Municipality for Fighting Epidemic and Helping Enterprises to Promote Development", small and micro enterprises and individual industrial and commercial households renting state-owned houses for production and business activities will be exempted from three months' rent in 2122, and if they are listed as the administrative area of the street town where the epidemic is at high risk or their business activities are seriously affected due to the implementation of epidemic prevention requirements, they will be exempted from six months' rent for the whole year. In the case of indirect lease, the sublessor does not enjoy this reduction and exemption policy, and the relevant state-owned enterprises and institutions should ensure that the rent-free measures benefit the ultimate lessee.

At the same time, various market operators such as large commercial buildings, shopping malls and parks are encouraged to reduce or exempt rents for tenants operating in entities on the basis of consultation, and various government support policies give priority to market operators who voluntarily reduce or exempt rents. Therefore, if the landlord is a state-owned enterprise or institution, it can be rent-free and benefit the ultimate lessee. If it is a non-state-owned enterprise, it is recommended to actively negotiate with the landlord for partial rent reduction.

2. which enterprises can enjoy the social security support policy?

At present, the national support policy is social security deferred payment, and its scope has expanded from poor industries such as catering, retail, tourism, civil aviation, highway, waterway and railway transportation to all small and medium-sized enterprises and individual industrial and commercial households affected by the epidemic.

3. What tax benefits can enterprises enjoy?

On March 24th, the Ministry of Finance and the State Administration of Taxation issued the Announcement on Exempting Small-scale VAT Taxpayers, which made it clear that from April 1 to February 31 this year, the taxable sales income of small-scale VAT taxpayers with 3% levy rate will be exempted from VAT. Prepayment of value-added tax with 3% withholding rate is applicable, and prepayment of value-added tax is suspended.

according to the "Several Policies and Measures of Shanghai to Fight the Epidemic and Help Enterprises to Promote Development", the large-scale tax refund policy for the value-added tax credit will be implemented, and priority will be given to small and micro enterprises. For small and micro enterprises and individual industrial and commercial households that pay taxes according to the general tax method, the stock tax credit will be refunded in full before the end of June 2122, and the incremental tax credit will be refunded in full every month from April 1, 2122.

in addition, focusing on small and medium-sized enterprises and individual industrial and commercial households, we will intensify the implementation of a number of preferential tax policies, exempt small-scale taxpayers from value-added tax in stages, and levy corporate income tax by half on the part of small and low-profit enterprises whose annual taxable income exceeds 1 million yuan but does not exceed 3 million yuan, increase the deduction ratio of R&D expenses of small and medium-sized enterprises to 111%, and increase the pre-tax deduction of equipment and appliances of small and medium-sized enterprises. We will extend the scope of application of the "six taxes and two fees" reduction and exemption policies such as resource tax, urban maintenance and construction tax, property tax, urban land use tax, stamp duty (excluding stamp duty on securities transactions), farmland occupation tax and education surcharge, and local education surcharge to small and meager profit enterprises and individual industrial and commercial households, and implement them according to the top grid within the scope of reduction and exemption stipulated by the state.

4. What policies can enterprises enjoy to help enterprises?

The "Several Policies and Measures for Shanghai to Fight the Epidemic and Help Enterprises Promote Development" clearly states that the unemployment insurance premium rate policy of 1% will continue to be implemented, and the industry benchmark premium rate of industrial injury insurance will continue to be lowered by 21% in stages. Implement policies such as training subsidies, entrepreneurial support, and the return of trade union funds to stabilize and expand posts; Support and standardize the development of new employment forms. Among them, in terms of stabilizing posts and expanding posts, enterprises are encouraged to carry out vocational skills training for employees, and all kinds of online vocational training related to the main business of the unit are carried out for employees actually employed by various enterprises and social organizations affected by the epidemic, and online vocational training subsidies are given according to regulations. Encourage business incubation demonstration bases to reduce or exempt rents for incubating business enterprises; Entrepreneurial organizations and individuals greatly affected by the epidemic can apply to the handling bank.

in principle, the repayment period of the business start-up guarantee loan shall not exceed 1 years, and you can continue to enjoy financial discount support. The funds paid by the small and micro enterprise trade unions will be fully refunded.

The executive meeting of the State Council held on April 27th proposed to support local governments to implement phased preferential treatment for electricity consumption in extremely poor industries, and continue to give broadband and private line tariff concessions to small and medium-sized enterprises, so as to reduce costs for online employment and entrepreneurship.

5. What financial policies are there to support the industries that are facing great difficulties due to the epidemic?

for the industries that are facing great difficulties due to the persistent impact of the epidemic, we should increase financial support, comprehensively use various service methods such as seamless loan renewal, loan with loan, credit loan, supply chain finance, and implement convenience measures such as online processing and free application to effectively alleviate the financing difficulties of relevant market participants.

6. What financial support policies are there for small and micro enterprises and private enterprises?

guide financial institutions to increase the investment of small and micro loans, and give priority to supporting difficult industries, especially small and micro enterprises and private enterprises. Actively make good use of the state's incentive fund policy of providing 1% of the increase in the balance of small and micro loans of local corporate banks, and support qualified local corporate banks to apply to the People's Bank for preferential funds for small and micro loans. Further increase the first loan, credit loan and non-repayment loan for small and micro enterprises, and do not blindly cherish loans, draw loans, cut off loans and press loans for difficult enterprises affected by the epidemic. The difficult industries affected by the epidemic will be included in the catalogue of key industries, and the loans for small and micro enterprises will be rewarded in Shanghai banks. Further play the role of "bank-tax interaction" and "credit-easy loan" and provide convenience for banks and other financial institutions to use public credit information. Improve the credit repair mechanism and actively assist enterprises and individuals affected by the epidemic to carry out credit repair work.

7. What financial rescue measures do local financial organizations have?

encourage and support small loan companies with good management, strong risk control ability and good supervision and evaluation to integrate funds by issuing bonds, shareholder loans, interbank lending, and issuing asset securitization products based on loans issued by the company to serve the real economy.

if the enterprise maintains effective guarantee arrangements or provides alternative arrangements for inclusive micro-loans due from March 1 to September 31, 2122, and promises to keep jobs basically stable, the date of repayment of principal and interest may be extended to February 31, 2122 at the longest, and penalty interest will be exempted.

encourage and support banking financial institutions to strengthen cooperation with local financial organizations, provide financing support to local financial organizations that operate in compliance with laws and regulations, increase credit lines to microfinance companies, financial leasing, commercial factoring and other institutions, and reduce financing costs. Open priority service channels for anti-epidemic related enterprises to list and raise funds in the regional equity market, and simplify the issuance and transfer procedures of special convertible bonds such as "anti-epidemic debt".

8. which industries will be supported by the refinancing policy?

actively use special refinancing and carbon emission reduction support tools for clean and efficient utilization of coal to support the upgrading of qualified coal-fired power units; Actively use the national transportation and logistics sector to refinance RMB 111 billion, and increase financial support for the smooth circulation of logistics and shipping; Actively use the state's 211 billion yuan scientific and technological innovation refinancing to increase support for scientific and technological development and technological transformation of enterprises; Let go of the limit on the number of business entities supported by re-lending for agriculture per 111 million yuan, so that the re-lending funds for agriculture can benefit more business entities involved in agriculture.

9. What policy support do banking institutions have for new loans?

financial institutions should try their best to tap new loan customers, increase the ratio of first-time loan customers, and make sure that all loans can be made and all loans should be made. Continue to increase new financing services for medical service units, anti-epidemic materials production enterprises, urban operation support units, small and micro enterprises and self-employed households engaged in the management of staple food and daily necessities.

11. What are the policies to strengthen financing guarantee support?

promote the government financing guarantee institutions to provide qualified small and medium-sized enterprises and individual industrial and commercial households with financing credit enhancement support, help enterprises that are greatly affected by the epidemic to renew their insurance and loans, and increase the support for entrepreneurial guarantee loans for individuals and enterprises affected by the epidemic.

for the bank loans newly applied by key epidemic prevention enterprises and small and medium-sized enterprises greatly affected by the epidemic situation in 2122, the financing guarantee rate of the municipal financing guarantee center is 1.5%, and the re-guarantee rate is halved, and the guarantee fee will continue to be exempted for the business guarantee loans.

11. What are the policy supports for financial institutions to reduce fees and profits and reduce the comprehensive financing cost of enterprises?

Give play to the reform role of loan market quotation rate (LPR) and promote the downward financing cost of small and micro enterprises. Make good use of refinancing, rediscount policy tools and various discount policies to make reasonable profits to the real economy.

reduce the financing chain and intermediate links, cancel some charging items and unreasonable conditions in the credit link, and reduce the burden on enterprises in various ways in the credit enhancement link. Small and micro enterprises and people seriously affected by the epidemic will be exempted from handling fees in account management, payment and settlement, and financing guarantee.

establish and improve the cooperation mode of policy banks and small and medium-sized commercial banks to transfer loans, increase the scale of investment, reduce financing costs, and focus on supporting manufacturing, export-oriented economy and "agriculture, rural areas and farmers" to resume production. Explore ways such as preferential interest rate reduction and insurance concessions, and increase assistance to key epidemic prevention enterprises and people in need.

Promote financial institutions to reduce bank account service fees, RMB transfer and remittance fees, bank card swipe fees, electronic banking service fees, payment account service fees, etc.

12. What measures do local financial organizations take to reduce fees and make profits for small and medium-sized enterprises?

local financial organizations appropriately reduce the financing costs such as loan interest rate, guarantee rate and comprehensive pawn rate for small and medium-sized enterprises related to the fight against the epidemic and industries greatly affected by the epidemic. For bank loans newly applied by key epidemic prevention enterprises and small and medium-sized enterprises greatly affected by the epidemic situation in 2122, the financing guarantee rate of the municipal financing guarantee center is 1.5%, and the re-guarantee rate is halved, and the guarantee fee will continue to be exempted for entrepreneurial guarantee loans. For enterprises that play an outstanding role in the anti-epidemic work, the audit fees for listing, financing and issuing bonds in the regional equity market shall be reduced accordingly, and the pre-trial service fees for intermediaries that provide listing, financing and issuing bonds for epidemic prevention enterprises shall be reduced accordingly.

13. What are the financial support measures for catering and other life service industries?

innovate financing methods and encourage financial institutions to use information such as accounts receivable and orders to issue credit loans to catering enterprises.

14. What are the financial bail-out support measures for the retail industry?

financial institutions are encouraged to increase credit support and reduce loan interest rates for enterprises listed in the support list, such as emergency supply guarantee, key cultivation, and convenient living circle construction, and appropriate loan interest subsidies are given. Support wholesale markets, supermarkets, e-commerce platforms, urban living materials distribution and other security enterprises to operate normally, focus on unblocking the green channels of inter-provincial and intra-city logistics and transportation, and increase the organization of supply of staple and non-staple foods. Promote the sharing of information between financial institutions and the competent departments of the retail industry, and encourage the issuance of more credit loans by using data such as transaction flow, business premises lease and relevant credit information of small and medium-sized enterprises and individual industrial and commercial households.

15. What are the financial relief measures for the tourism industry?

for qualified travel agencies, the proportion of the deposit for tourism service quality will be increased from 81% to 91%, and a pilot project of replacing the deposit with insurance will be carried out throughout the city. Encourage government financing guarantee institutions to provide financing and credit enhancement support for qualified tourism business entities and help enterprises affected by the epidemic to renew their insurance and loans. Increase the support of special funds for tourism, and give discount loans to qualified travel agencies, A-level tourist attractions and other tourism enterprises.

16. What financial relief support measures are there for the transportation industry?

The state will continue to subsidize eligible air routes through the Civil Aviation Development Fund and give discount support to civil aviation infrastructure loans. Establish a green channel for airlines and civil aviation airports seriously affected by the epidemic to issue debt financing tools. Give discount support to civil aviation infrastructure loans. Establish a green channel for airlines and civil aviation airports seriously affected by the epidemic to issue debt financing tools.

17. What are the financial support measures for the freight logistics industry?

increase credit support and insurance protection for individuals such as transportation logistics enterprises and truck drivers. Encourage banks and insurance institutions to optimize the approval process according to the principle of marketization, and provide flexible and convenient financial services to transportation enterprises that undertake epidemic prevention and control and emergency transportation tasks. Guide insurance companies to actively develop goods transportation insurance, road cargo transportation carrier liability insurance and other products to provide risk protection for the logistics industry and related people. Strengthen financial support for the resumption of shipping and logistics industry to ensure the smooth flow of international supply chain logistics channels.