National policies support college students' entrepreneurship 1 entrepreneurship guarantee loans and interest subsidies. For eligible college students to start their own businesses, they can apply for entrepreneurship guarantee loans in the entrepreneurial place according to regulations, with a loan amount of 654.38+10,000 yuan. Encourage financial institutions to refer to the preferential loan interest rate, combined with risk sharing, and reasonably determine the loan interest rate level. Business guarantee loans issued by individuals will be subsidized if they rise by less than 3 percentage points on the basis of preferential loan interest rates. 2. Preferential tax for college students' entrepreneurship. For college graduates who hold the Employment and Entrepreneurship Certificate (marked with "tax policy for self-employment in graduation year"), if they set up individual industrial and commercial households and sole proprietorship enterprises within the graduation year (that is, from 1 to 1 February 3/year), each household will pay 8,000 yuan per year within three years. Small and low-profit enterprises founded by college graduates enjoy relevant tax support policies in accordance with state regulations. 3 Free Entrepreneurship Service College students who are willing to start a business can get free entrepreneurship guidance services provided by public employment and talent service institutions, including "one-stop" entrepreneurship services such as policy consultation, information service, project development, risk assessment, entrepreneurship guidance, financing service and follow-up support. 4. Enjoy training subsidies. For small and micro enterprises founded by college students, social insurance subsidies of 1 year will be given to those who newly recruit college graduates in the graduation year, sign labor contracts for more than 1 year and pay social insurance premiums. For college students who have participated in entrepreneurship training in the graduation school year (that is, within July 1 day 12 months of the year before graduation), according to their entrepreneurship training or employment and entrepreneurship qualification certificates, training subsidies are given according to regulations. : subsidy policy for college students' graduation and entrepreneurship 202 1 standard? 202 1 The specific policies of college graduates' entrepreneurship subsidies are as follows: 1. One-off business start-up subsidy: Students from ordinary colleges, vocational schools and technical colleges can apply for business start-up subsidy if they successfully start their own businesses within 1 year (within 5 years after graduation) and operate normally for more than 6 months. Give each household a one-time entrepreneurship support subsidy of 10000 yuan; 2. Social insurance subsidies for start-up enterprises: college graduates who started their own businesses in this city within 5 years after graduation and obtained business licenses or registered in other legal institutions and operated normally. According to the lower limit of the current social insurance payment base and the payment ratio in this Municipality, social insurance subsidies such as pension, unemployment, work injury, medical care and maternity will be given for up to 3 years (individual contributions will be borne by individuals); Legal basis: Article 4 of Guiding Opinions of General Office of the State Council on Further Supporting College Students' Innovation and Entrepreneurship lowers the threshold for college students' innovation and entrepreneurship. Continuously improve the entrepreneurial service ability of enterprises and provide efficient and convenient registration services for college students' entrepreneurship. Promote the development of the whole chain of creative space, incubators, accelerators and industrial parks, encourage all kinds of incubators to open a certain proportion of free incubation space to college students' innovation and entrepreneurship teams, and incorporate the openness into the assessment and evaluation of national science and technology business incubators to reduce the conditions for college students' innovation and entrepreneurship teams to settle in. Incubators and other entrepreneurial carriers invested by the government should arrange about 30% of the venues and provide them to college graduates free of charge. Conditional places can give rent subsidies to college graduates to start businesses in incubators. (Ministry of Science and Technology, Ministry of Education, General Administration of Market Supervision, etc.). And at the local level.
Second, the Pioneer Park entrepreneurship support policies
Legal analysis: First, strengthen financial assistance and support the construction of qualified entrepreneurial parks and incubators for recruiting registered unemployed people for returning entrepreneurial enterprises. Eligible, according to the provisions of the implementation of tax incentives and other policies. The third is to innovate financial and insurance services and service methods, support guaranteed loans and discount policies for returning home entrepreneurs, and increase support for eligible returning home entrepreneurs. The fourth is to guide social capital investment. In accordance with the principle of "government guidance, market operation and scientific decision-making", specific policies and measures such as land use and environmental assessment will be implemented in detail, and social capital and government investment funds will be guided to make equity investment in returning entrepreneurial enterprises. The fifth is to ensure the construction planning of the park, formulate provincial-level land use, and ensure the land for returning home to start a business. The fifth is to protect the construction land of the park. When making the annual plan of land use at the provincial level, we should do a good job in setting up the land for returning home to start a business. In the new county-level land spatial planning and the annual land use plan formulated by the provincial level, we should do a good job in ensuring the land for returning home to start a business. The fifth is to protect the construction land of the park. Provincial land use planning and annual plan. The fifth is to protect the construction land of the park. In the newly compiled annual plans of counties and townships, all localities should do a good job in ensuring the land for returning home to start businesses. The fifth is to protect the construction land of the park. There are obstacles in the new county-level land spatial planning and the provincial annual land use plan. The fifth is to protect the construction land of the park. When making the provincial annual land use plan, we should do a good job in ensuring the land for returning home to start a business. The fifth is to protect the construction land of the park. In the new county-level land spatial planning and the annual land use plan formulated by the provincial level, we should do a good job in ensuring the land for returning home to start a business. The fifth is to protect the construction land of the park. In the new county-level land spatial planning and the annual land use plan formulated by the provincial level, we should do a good job in ensuring the land for returning home to start a business. Fifth, do a good job in the spatial planning of returning farmland to forests and grasslands at county and township levels and the preparation of annual plans for land use at the provincial level.
Legal basis: Notice on tax policies related to supporting and promoting employment. Policymakers apply for certificates such as "Entrepreneurship Certificate for Unemployed Persons" according to the following provisions: (1) According to Article 63 of the Regulations on Employment Service and Employment Management (Order No.28 of the Ministry of Social Security of the People's Republic of China), in the legal working year, the urban permanent population who has employment needs and is unemployed will register with the public employment service agencies for unemployment. Among them, rural migrant workers and other non-local household registration personnel who have been stably employed in the permanent residence for 6 months can register in the permanent residence after unemployment. (two) zero-employment families with certificates issued by the community, urban low-income families with low-income certificates, registered in the public employment service agencies, to apply. (3) College graduates obtain the Certificate of Self-employment of College Graduates (only applicable to graduation year) within the graduation year, and go to Chuangjian Institute to register for employment and unemployment, and then go directly to the employment service agency in the place of entrepreneurship to register for employment and unemployment after leaving school. (4) This circular will no longer issue the Employment and Unemployment Registration Certificate applied by industry service agencies, and the original holder's Employment and Unemployment Registration Certificate will be invalid. The original holders who are enjoying the preferential tax policies for reemployment of laid-off workers will continue to enjoy the original preferential tax policies until the expiration; The time limit for the original holder who did not enjoy the preferential tax policy to apply for the preferential tax policy for reemployment of laid-off workers is 20 10 12 3 1.
3. What measures are there to support entrepreneurship with entrepreneurship guarantee loans?
Support policies:
Tax preference: For college graduates who hold the Employment and Entrepreneurship Certificate issued by the people's social department (marked with "Tax Policy for Self-employment in Graduation Year"), if they start an individual industrial and commercial household or a sole proprietorship enterprise within the graduation year (that is, the natural year of graduation, that is, from 3 1 February to 1 day), they will be paid 8,000 yuan per household per year within three years. Small and low-profit enterprises founded by college graduates enjoy relevant tax support policies in accordance with state regulations.
Business start-up guarantee loans and interest subsidies: eligible college students can apply for business start-up guarantee loans in the business start-up place according to regulations, with a loan amount of 654.38+10,000 yuan. Encourage financial institutions to refer to the preferential loan interest rate, combined with risk sharing, and reasonably determine the loan interest rate level. Business guarantee loans issued by individuals will be subsidized if they rise by less than 3 percentage points on the basis of preferential loan interest rates.
Exemption from relevant administrative fees: College students who engage in self-employment (except industries restricted by the state) within 2 years after graduation will be exempted from relevant administrative fees such as management, registration and license within 3 years from the date of first registration in the industrial and commercial department.
Enjoy training subsidies: for small and micro enterprises founded by newly recruited college graduates and college students who have signed labor contracts for more than 1 year and paid social insurance premiums, social insurance subsidies of 1 year will be given. For college students who have participated in entrepreneurship training in the graduation school year (that is, within July 1 day 12 months of the year before graduation), according to their entrepreneurship training or employment and entrepreneurship qualification certificates, training subsidies are given according to regulations.
Free entrepreneurial service: College students who are willing to start a business can get free entrepreneurial guidance services provided by public employment and talent service institutions, including "one-stop" entrepreneurial services such as policy consultation, information service, project development, risk assessment, entrepreneurial guidance, financing service and follow-up support.
Cancel the restrictions on the settlement of college graduates: college graduates can go through the formalities of settlement in the entrepreneurial place (the municipality directly under the Central Government shall implement the relevant regulations).
Cultivation of innovative talents: Entrepreneurial college students can enjoy a series of "Excellence Plans" and action plans for collaborative education between science and education implemented in universities across the country, as well as interdisciplinary course and experimental classes for innovation and entrepreneurship education set up across disciplines, as well as a new mechanism for cultivating innovative and entrepreneurial talents across departments, disciplines and disciplines.
Offering innovation and entrepreneurship education courses: self-employed college students can enjoy various professional courses and innovative and entrepreneurial education resources excavated and enriched by colleges and universities, as well as compulsory and elective courses such as research methods, frontier disciplines, entrepreneurship foundation and employment and entrepreneurship guidance for all students; At the same time, you can enjoy a large number of open online courses, video open courses and other online open courses, as well as the online open course learning certification and credit recognition system.
Strengthen the practice of innovation and entrepreneurship: college students who start their own businesses can * * enjoy scientific and technological innovation resources and experimental teaching platforms open to all students, such as university science parks, pioneering parks, business incubation bases, engineering research centers of the Ministry of Education, various laboratories and teaching instruments and equipment. Participate in the National College Students' Innovation and Entrepreneurship Competition, the National Vocational College Skills Competition, various special competitions such as scientific and technological innovation, creative design, and entrepreneurial plans, as well as associations such as innovation and entrepreneurship associations and entrepreneurial clubs established by college students to enhance their innovative and entrepreneurial practice ability.
Reform the teaching system: self-employed college students can enjoy the accumulation and conversion system of innovation and entrepreneurship credits established by colleges and universities; You can also enjoy students' innovative experiments, publishing papers, obtaining patents, starting their own businesses, etc., and recognize students' participation in project research, project experiments and other activities as a new exploration of classroom learning. At the same time, you can enjoy the innovative and entrepreneurial ability training plan for students with willingness and potential, as well as a series of teaching practice activities such as innovative and entrepreneurial files and transcripts that objectively record and quantitatively evaluate students' innovative and entrepreneurial activities. Give priority to supporting students who participate in entrepreneurship to transfer to related majors.
Improve the regulations on student status management: college students who are willing to start their own businesses can enjoy the flexible academic system implemented by colleges and universities, relax the length of study for students, and allow them to adjust their academic progress, retain their student status and drop out of school to innovate and start businesses.
Entrepreneurship guidance service for college students: self-employed college students can enjoy continuous assistance, full guidance and one-stop service provided by universities across the country. And local and university information service platforms to provide students with real-time information on national policies and market trends, as well as services such as docking entrepreneurial projects and intellectual property transactions. On the basis of giving full play to the role of all kinds of business incubation bases, we can enjoy the business incubation bases for college students built according to local conditions and related training and guidance services.
In order to improve the employment level and encourage college students to start businesses, on the one hand, the state can solve the employment problem of entrepreneurs by itself, on the other hand, it can provide more employment opportunities through entrepreneurship. These measures are very effective in increasing the employment rate.
4. Does the state have any support policies for venture loans?
The state has issued relevant policies for college students' entrepreneurial loans, and the main preferential policies include:
1. Commercial banks, joint-stock banks, city commercial banks and qualified city credit cooperatives in all countries should provide self-employed college graduates. In the process of loan, simplify procedures to facilitate account opening and settlement. The loan amount is about 50,000 yuan.
2. The longest loan period is two years. If it is determined that the loan term needs to be extended after maturity, you can apply for an extension.
3. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum guarantee amount is 5 times of the guarantee fund, and the guarantee period is the same as the loan period.