jurong city Sub-branch of Agricultural Development Bank

The fund demand for centralized procurement of medical supplies and protective supplies and repair and renovation of isolation wards is granted to the municipal branch for examination and approval with an emergency loan interest rate of about 4.2%.

Jurong Sub-branch of Industrial and Commercial Bank of China

1. Support the financing needs of hospitals, medical research institutions, pharmaceutical and medical equipment production and circulation enterprises directly involved in epidemic prevention and control.

2. Enterprises in industries that are greatly affected by the epidemic shall not blindly borrow, cut off or suppress loans. For those enterprises that have good development prospects but are temporarily trapped, financing arrangements should be made through extension, loan renewal and refinancing to ensure that financing business, especially those related to epidemic prevention and control, is accepted, approved and put into operation in time.

Jurong Sub-branch of Agricultural Bank of China

1. Customers who are given key support for local epidemic prevention and control will independently determine the interest rate within the range of no more than one-year LPR-111 BP.

2. For customers who are unable to conduct on-site investigation before lending or on-site inspection after lending due to the epidemic situation, on-site investigation and inspection may be temporarily suspended.

3. Define the conditions for public hospitals to handle fixed assets loans.

4. For customers who are unable to repay their due loans on time due to delayed resumption of work, the normal repayment date will be postponed when they meet legal holidays and public holidays, and the system will postpone the repayment date to the earliest resumption of work specified by the provincial government. The period will not be counted as overdue loans, with no penalty interest and compound interest, and there will be no defects in risk classification, rating and credit reporting.

Jurong Sub-branch of Bank of China

1. Due to the epidemic situation, it is difficult to repay due before returning to work.

2. For key epidemic prevention and control enterprise projects that require the authority of the vice president of tier-one branches, they can be put into the interest rate approval process first. For enterprises listed by the national head office, the minimum is 1.65%.

3. If the annual review of the total amount cannot be completed on schedule during the epidemic period, the total amount will be postponed for three months.

4. Implement a green channel for epidemic prevention production enterprises, simplify the examination and approval process, handle examination and approval on a special basis, and lend money as quickly as possible.

jurong city Sub-branch of China Construction Bank

1. Open a green credit channel, and approve loans for enterprises involved in emergency materials production within five working days at the earliest.

2. For the corporate loan interest rate related to epidemic prevention, the implementation rate of the bottom line policy is one year, LPR is reduced by 1.3 percentage point, the implementation rate is three years, and LPR is increased by 1.1 percentage point.

Jurong Sub-branch of Bank of Communications

1. For small and micro enterprises that encounter temporary difficulties in their operations affected by the epidemic, the credit scheme will be adjusted according to the actual situation, and the normal operation of the enterprises will be supported by means of extension, non-repayment of loans and credit restructuring.

2. A one-month grace period will be automatically granted to individual business loans that have not expired but have interest repayment or phased principal repayment in February 2121.

jurong city Rural Commercial Bank

1. Extend the loan period appropriately for qualified stock customers.

2. Strictly implement the policy of "no lending, no ceasing lending, no pressure on lending", and mitigate risks by borrowing new loans and returning old ones, and extending the loan period for 2 months, and the interest rate will not exceed the original loan interest rate.

3. Simplify the loan procedures, and go through the loan procedures quickly according to the actual situation of the borrower. Some procedures can be improved after the epidemic.

4. We will sort out the customers affected by the epidemic in the near future one by one, actively contact the customers who are really affected by the epidemic and can't repay in time, and modify their bad records in time.

5. In order to ensure small and micro enterprises to resume their work and production, the "Enterprise Resumption Loan" product with a maximum amount of RMB 11 million enjoys green approval channels and special interest rate concessions.

Jurong Sub-branch of Jiangsu Bank

1. Provide a special emergency credit line of RMB 11 billion, focusing on supporting key production enterprises of epidemic prevention and control materials in the province.

2. Open up a green financing approval channel, and make real-time application and real-time lending for online credit products and services. For offline credit products and services, we promise to take the initiative to connect with relevant enterprises within 1 working days after receiving the demand.

3. Support the main body that is affected by the epidemic and has difficulties in the cash flow of normal production and operation, and undertakes to ensure the production and supply of important agricultural products urgently needed by residents, with a credit line of 5 billion yuan, giving exclusive preferential interest rates on the basis of the current interest rate, opening up a green financing approval channel, and promising to take the initiative to report the stable production of important agricultural products to the main body determined by various places within 1 working days after receiving the demand.

Jurong Sub-branch of Postal Savings Bank

1. Provide a green channel during the epidemic to quickly complete the credit operation. Among them, all tier-one branches are authorized to review and approve the demand for anti-epidemic funds within one year for enterprises on the list.

2. The loan interest rate for the listed enterprises against the epidemic is not higher than one-year LPR-111 basis points, and the enterprises outside the list are given differentiated preferential interest rates according to the actual situation, so as to effectively support the normal operation and development of the enterprises against the epidemic.

3. Don't blindly borrow, pressure or cut off loans, and actively support the operation of enterprises.

Jurong Sub-branch of Minsheng Bank

1. Enterprises that have made outstanding contributions to the fight against the epidemic will be given preferential credit extension, original credit extension and credit interest rate.

2. For enterprises seriously affected by the epidemic, phased support measures such as interest and penalty interest reduction, credit protection, phased adjustment of loan interest rates, adjustment of repayment methods, and loan extension are given.

3. Optimize and simplify the loan renewal process, and transfer the loan by mobile banking without repayment of the principal.

4. launch special charity financing for specific customers, and the interest rate is 1.25BP higher than that of ordinary funds.

Jurong Sub-branch of Suzhou Rural Commercial Bank

1. Start the green channel during the epidemic period, give priority to providing credit services for "first-line" industries and simplify loan procedures.

2. After approval, preferential fee reduction and exemption will be given to businesses such as fund payment and liquidation involving the procurement of emergency materials and raw materials for enterprises. By transferring loan funds, the most favorable low-cost loans will be tilted to epidemic prevention and control enterprises.

3. For enterprises that are greatly affected by the epidemic, insist on not lending, lending continuously and not pressing loans. According to the actual situation, extend the repayment period, reduce overdue interest and ensure the normal capital turnover of enterprises.

Jurong Sunan Rural Bank

1. Start the green channel for loan approval, and arrange a special credit line of 31 million yuan for the financing of industries involved in epidemic prevention and control, which will be completed within two working days, and will be approved as and when qualified.

2. One enterprise, one policy, formulate special financial service schemes for epidemic prevention and control enterprises, and adopt various schemes to expand the scope of guarantee.

3. Implement preferential interest rate policies, and give preferential interest rates to enterprises involved in epidemic prevention and control, without charging any other fees, so as to reduce financing costs.

4. For enterprises temporarily trapped by the epidemic, they should not blindly withdraw, cut off or press loans, and use the lent funds to make revolving loans or extend or renew loans in line with the conditions.

Jurong Sub-branch of China CITIC Bank

1. For enterprises trapped by the epidemic, lower the original loan interest rate by more than 11%, and ensure that the financing cost of small and micro enterprises in 2121 is not higher than that of the same period in 2119.

2. Provide green, efficient, convenient and differentiated "no-meeting" financial services to small and micro enterprises involved in the epidemic through online and big data, and avoid related expenses. 3. During the epidemic period, open a green approval channel for Pratt & Whitney, and arrange special personnel to review and approve in time; Simplify the process in the process of using letters, implement special affairs and urgent affairs, and effectively improve the efficiency of business handling.

Jurong Sub-branch of Shanghai Pudong Development Bank

1. Promote the business of "renewing loans without repayment of principal" for small and micro enterprises, and the loans of small and micro enterprises can be renewed without repayment of principal.

2. The policy of granting the borrowers affected by the epidemic a grace period for repayment. For the eligible borrowers, after the application requirements are submitted and approved, the repayment grace period will be granted within a specified period after the actual repayment date. During this period, no penalty interest will be charged, and no emergency measures will be taken to report the overdue credit information.

3. Give preferential treatment to customers affected by the epidemic.

Jurong Sub-branch of Industrial Bank

1. Extend, extend or renew loans to small and medium-sized enterprises within the annual authorization, and the longest extension period shall not exceed six months.

2. within the annual authorization, the overdue interest and penalty interest of small and micro enterprises in the national standard shall be reduced or exempted.

3. Support related enterprises to overcome epidemic disasters by appropriately lowering the loan interest rate, increasing credit loans and medium and long-term loans within the annual authorization.

Jurong Sub-branch of Zijin Rural Commercial Bank

launched a "special loan for epidemic prevention" to help enterprises in health and epidemic prevention, manufacturing and purchasing of pharmaceutical products, public health infrastructure construction, scientific research and pharmaceutical circulation; Develop scientific and technological, small and medium-sized enterprises such as vaccines, reagents and epidemic monitoring; Key enterprises that produce, transport and sell medical protective clothing, medical masks, medical goggles, novel coronavirus test kits, negative-pressure ambulances, disinfectors, 84 disinfectant, infrared thermometers and related drugs used in response to the epidemic situation will be examined and approved according to the maximum amount of relevant quotas stipulated by the Head Office. With the 81% approved credit line for epidemic prevention-related service orders, major special projects can receive up to 111% credit support. The guarantee method is mainly credit. At the same time, the loan price is implemented according to the lowest price of the relevant loan, and the letter can be used according to the order related to epidemic prevention.

Jurong Sub-branch of China Everbright Bank

1. Open up a green channel during the epidemic period, handle special matters, quickly examine and approve, and put them into operation quickly.

2. China Everbright Bank has allocated a special incremental credit scale of RMB 11 billion nationwide.

3. Give the best interest rate to the epidemic prevention and control loans that meet the supporting conditions. The loan interest rate can be one-year LPR basic interest rate or preferential interest rate below the basic interest rate.

4. Donations or remittances to special epidemic prevention accounts in Hubei epidemic areas or other parts of the country through various business channels of China Everbright Bank will be exempted from inter-bank transfer fees, electronic remittance fees, postage, telegram fees and other related fees, so as to fully ensure the smooth financial services.

Jurong Sub-branch of Huaxia Bank

1. Two products, namely "medium-term working capital loan" and "non-repayment of loan", were released on Jiangsu comprehensive financial service platform "Green channel for financing small and micro enterprises affected by epidemic situation". For enterprises in Jurong area that meet the green channel, they can apply online, and banks can open up a green channel.

2. For the medical staff, army officers and soldiers, government officials, etc. who participated in this epidemic rescue, the repayment period should be reasonably delayed, the interest rate of new personal loans should be given preferential treatment, and a green credit channel should be opened.

Jurong Sub-branch of Changshu Rural Commercial Bank

1. Open up an extension channel for existing credit. Extend the revolving credit line of corporate credit customers due before the end of April for 3 months; For the one-time credit line due before the end of April, if it is determined that it needs to be continued, the simple reporting mode will be adopted during this period, and the submitted materials will be completed according to the original credit requirements after the enterprise resumes work.

2. For enterprises that actively donate money and materials to support the construction of epidemic areas in this epidemic, the annual interest rate of loans will be 51BP during the period of epidemic prevention and control; For tourism enterprises, logistics enterprises, hotel catering enterprises and foreign trade enterprises that are seriously affected by this epidemic, the annual interest rate of new loans is 51BP.

3. Open up a green channel during the epidemic prevention and control period. For the credit approval projects involving the epidemic, the credit will be submitted and approved within a limited time, and the credit will be in place on the same day.

Jurong Branch of China Life Insurance Company

1. Individuals and enterprises are waiting for renewal of insurance business, and the epidemic period can be extended to February 21th.

2. Cancel the restriction of designated hospitals, the restriction of waiting period, the restriction of drugs and medical treatment items, and the deductible

PICC Jurong Branch

1. Give jurong city People's Hospital medical liability insurance for medical personnel going to Wuhan with the liability insurance for medical personnel's injury.

2. During the epidemic period, customers who are infected with novel coronavirus can pay in advance after diagnosis, and the relevant claims materials can be reduced or exempted, giving priority to treatment.

Jiangsu Nongdan Jurong Branch

1. In case of epidemic situation, the insured customers of Agricultural Bank of China and Bank of China can be extended until the end of March, and the insured customers of the provincial association can be extended until the end of June. Jurong Branch will approve the loan itself if the amount and original counter-guarantee remain unchanged.

2. Give full play to the new agricultural business entities in ensuring the supply of daily necessities such as vegetables, meat, eggs, milk, grain, etc., open up a green approval channel, and provide financing guarantee for the main body of ensuring the supply of important agricultural products. The annualized guarantee fee shall not exceed 1%, and at the same time actively strive for the subsidy policy of local finance, and the guarantee fee shall be fully subsidized by collecting first and then making up.

jurong city SME Lending Service Company

The daily interest rate of lending demand for key enterprises for epidemic prevention and control and small and medium-sized enterprises greatly affected by the epidemic should be controlled within 1.3‰.