The quality of the financing plan is more important. How do the sponsors of equity crowdfunding complete a high-quality financing plan? The following is how to write the financing plan I brought to you. I hope you like it.

How to write a financing plan 1

I. Company introduction

II. Project analysis

III. Market analysis

IV. Management team

V. Financial plan

VI. Design of financing plan

VII. Summary

I. Company introduction <

2. Company Status

Please attach your company's capital structure, net assets, total assets, annual report or other relevant reference materials that will help investors know your company. If it is a private company, it should also provide the audited financial reports of previous years in the form of attachments. Please indicate the auditing accounting firm if it has been audited, and also indicate if it has not been audited.

3. Strength of shareholders

The background of shareholders will also have an important impact on investors. If there are large enterprises among shareholders, or the company itself belongs to a large group, it will bring many benefits to financing. It would be better if the major shareholder can provide some kind of guarantee.

4. Historical performance

For development enterprises, what projects they have done before and how their business performance are all places to be specially explained. If an enterprise has rich development experience, its execution ability will be recognized.

5. Degree of credit

Credit certificates provided by banks, various awards assessed by industry and commerce, taxation and other departments, or other honors can be written in, and relevant materials should be included as attachments. Preferably a certified person.

6. Resolution of the Board of Directors

For projects that need financing, it must be approved by the company's decision-making level. This will further strengthen the credibility of financing, rather than joking.

II. Project Analysis

1. Basic information of the project

Location, floor space, building area, property type, project progress, etc. are all basic information of real estate development and need to be pointed out in the report.

2. Origin of the project

The origin of the project refers to the context of the project, who is the owner of the project, how to get the project, whether there are any problems left over, and how to solve them.

3. Document status

Whether the project has five certificates, such as land certificate, land use planning permit, project planning permit, commencement permit and sales permit. Need a copy.

4. Capital investment

The amount of self-owned funds, the proportion of investment, other sources of funds and their proportion, the advance payment of the builder, the expected receipt of advance payment, etc., so as to facilitate the understanding of the financial situation of the project.

5. Market positioning

refers to the market positioning of the project, including the property type, grade and target customer group of the project

6. Construction process and guarantee

How to ensure that the construction and installation process of the project can be completed as scheduled? It will not delay the construction period and will not cause the project to be delivered on schedule.

Third, market analysis

1. Local macroeconomic analysis

Real estate is a regional market, which is greatly influenced by the local economy. The data such as indicators that represent the economic development of a region and the qualitative description of economic development need to be reflected in this part.

2. Analysis of the real estate market

The analysis of the real estate market is complicated, and it can be complicated and simple to explain. Simply speaking, it is necessary to qualitatively analyze the development of the local real estate market, the average price, and the target customer groups of various types of real estate. A more complicated explanation needs to represent the price fluctuation on the time axis. However, because there is no regular price tracking in many areas, it is difficult to complete strict data analysis, but it can be replaced by the analysis of typical projects.

3. Competitors and comparable cases

Analyze the planning, price, sales progress and target customer base of several existing similar projects. At the same time, it is also necessary to list some rival projects that may enter the market competition in the future and the future market supply.

4. Future market forecast and influencing factors

The future market forecast is difficult to predict, but it can be made by market cycle method and key factor analysis method.

iv. management team

1. personnel composition

the list of members of the company's main team, their work experience and characteristics. If a team has enough experienced personnel, it will greatly guarantee the safety of investment.

2. Organizational structure

The internal department setting, internal personnel relations and company culture can all be explained.

3. Management standardization

Evaluation of management system and management structure. It can be evaluated and explained by a specialized management consulting company.

4. Major events

Matters that need to be explained that have an important impact on the enterprise.

V. Financial Plan

A good financial plan is very important for evaluating the funds needed for the project. If the financial plan is not well prepared, it will give investors the impression that the enterprise managers are inexperienced and reduce the evaluation of the enterprise. This part generally includes the financial assumptions of the investment plan, as well as the forecast of the future cash flow statement, balance sheet and income statement. The source and application of funds, etc.

among them, the proportion and liquidity of the enterprise's own funds are highly required.

VI. Design of financing scheme

1. Financing mode

(1) Equity financing mode (Note: Equity and creditor's rights are the two most important modes, but there are many that cannot be solved by one mode, but are the combination of several modes in different time periods. This part is the key to solving the problem. Whether we can obtain funds depends on whether we can solve the interest distribution relationship of all parties through financing schemes. )

Mode: The financing mode will take the equity of the financing party (including the project) as the mortgage loan

This investment mode refers to an investment mode in which investors invest venture capital in companies with projects that can generate higher returns, assist the financiers to grow rapidly, and withdraw their investment in a certain period of time by means of manager buyback, etc., so as to obtain high investment returns.

operation steps: sign a venture capital agreement

A, check and confirm the debt and creditor's rights of the financier

B, sign a venture capital agreement: determine the equity ratio, the exit time, the buyback method of managers, the amount and time of refinancing funds, the management monitoring method and the assistance obligation.

C, go through the registration formalities in the relevant administrative departments

(2) financing mode of creditor's rights

mode: the investment and financing parties sign a loan contract to carry out financing, and determine the corresponding fixed interest rate and the time limit for recovering the loan.

(3) Financing mode of debt-to-equity swap

Both investors and financiers begin to finance by borrowing, and the investors convert them into corresponding shares in a corresponding proportion during the borrowing period or at the end of the borrowing period.

(4) Real estate trust financing

(5) Combination of various financing methods

Different financing methods are used at different time stages. In the initial stage of the project, equity financing is the main way, because there will be no great pressure on the assets and liabilities of the financier at this stage; In the middle and late stage, the way of equity and creditor's rights can be used. At this stage, the financier has a clear expectation for the whole project and a clear expectation for debt repayment.

2. Time limit and price of financing

The time limit of financing and the affordable financing cost need to be clearly explained.

3. Risk analysis (any investment has risks, so it should explain what are the main risks of the project and how to overcome them. )

to judge the possible risks of both investment and financing parties.

a. The investor's investment capital and income risk will always bear the investment capital cost and additional capital cost independently when the project cannot be started.

B, investors can't effectively monitor the managers' operations, which leads to new debts and joint risks.

C. Bankruptcy risk

D. The risk that the financier's credit to the investor cannot be repurchased

E. In order to control the overall operation, the financier increases the risk by transferring benefits during repurchase.

F, the risk of capital cost paid by the financier for early repurchase.

risk resolution scheme

a. The employer should evaluate and measure whether the plan can be completed after the funds enter.

B, the investor shall monitor the project progress of the financier and earmark the investment funds in batches according to the needs of the process.

C. after reviewing the contracts signed by the financing parties for related projects, the investors will evaluate their ability to pay and repay.

D, the employer reviews the feasibility of the financing party's repayment plan, and will pay back the money according to the repayment plan once it is confirmed.

4. Exit mechanism (most investments are not for personal use, but for profit, so they all involve the exit mechanism. Therefore, it is necessary to explain the possible exit time and mode of investors here. )

A. Withdrawal of equity financing

The investor withdraws during the project;

after the completion of the project, one way for the investor to quit is for the financier to buy back the shares in cash on time according to the predetermined rate of return plus the principal amount; the second way is for the financier to buy back the shares in the form of the agreed price and corresponding property area; and the third way for the investor to enjoy the dividends of the whole project;

B, debt financing withdrawal

The withdrawal of investors during the project can be controlled in the form of default;

after the completion of the project, the investor withdraws and repays the principal and interest on time;

5. Mortgage and guarantee

When it comes to investment safety, investors are most concerned about how to ensure the safety of investment. The most effective security measures are mortgage, or the guarantee of a reputable company.

6. Customers unfamiliar with the real estate industry need to provide operational details, that is, how to ensure that the investment project is feasible.

VII. Summary

A long financing report is provided for customers who are interested in financing to read carefully. For the initial stage of contacting customers, it is only necessary to provide a summary of the report. The summary of the report is highly concentrated on the financing report, so it is very important to be concise. How to write a financing plan 2

About the restaurant financing plan, you must first choose the financing method. You can finance restaurants in the following ways.

1. Bank credit

Bank credit is the main financing channel for developers. For the development of tourism resources, project credit can be used to borrow money. Project credit requires more than 25% of its own capital investment, and 75% can be borrowed from banks. Developers can use the following assets as collateral or pledge: land use rights, ownership of related buildings, development and management rights, future tickets or other charging rights, etc. At present, there is no perfect financial instrument for banks to lend money for the development of tourism resources, but some enterprises have tried to pledge the right to develop management and the right to charge in the future, and have achieved success.

ii. private equity financing

the developer reorganizes its own capital structure and establishes a joint stock limited company. As the main sponsor of a joint stock limited company, the developer recruits investors from the society to become shareholders, and * * * acts as the sponsor to form capital financing. Developers can also set up their own absolute holding limited liability companies or joint stock limited companies, and then offer shares to the society, and introduce capital by increasing capital and shares.

iii. overall project financing

the restaurant financing plan should prepare investment materials according to the requirements of the investment community. According to the investment materials, developers can attract investment from social funds at home and abroad, which can adopt various modes such as BOT, and can also combine development, joint venture development, and transfer project development and management rights.

iv. Policy-supported financing

Make full use of the state's encouraging policies to carry out policy-supported credit financing.

V. Commercial credit financing

If the development plan is attractive enough and the developer has certain credit, the project construction under development can be carried out by way of advance payment. Under normal circumstances, the project capital contribution can reach 31%-41%, and it is also possible to make a capital contribution of 111% if there are corresponding financial arrangements for capital contribution financing.

The commercial credit of the restaurant financing plan can be manifested in many aspects. If the development can be carried out simultaneously with the open tour, commercial credit financing can be carried out for tourism commodities, advertising, road construction, landscape construction and other aspects.

VI. Lease financing

VII. Equity financing

VIII. Trust financing

Since the promulgation of the new Trust Law, trust and investment companies have had a lot of operating space and created some new financial instruments. Among them, the issuance of trust and investment certificates in the form of projects and topics has aroused interest from all sides. We are planning to issue western tourism trust certificates, package western tourism projects, and raise funds from the society through trust certificates.

IX. Domestic listing financing

Due to the restriction that ticket income cannot be included in the main business income of listed companies, it is difficult for resource development tourism enterprises to go public directly at present. However, by transferring income to ropeways and other means of transportation, and enterprises based on the packaging of hotels, restaurants, souvenirs and other projects, they can still take the road of listing, and can also attract listed companies to invest as rights issue and additional issuance projects.

X. Overseas financing

There are many overseas financing methods, including general bonds, stocks, high-interest risk bonds, industrial investment funds, trust loans and so on. At present, overseas financing is restricted by some policies, but there are still many ways to carry out it. This requires an overseas investment bank as an underwriter to make comprehensive arrangements and designs.

Xi. Inviting investment from restaurant financing plan

1. Preparing project packaging and investment materials

2. Channels and policies for investment promotion

3. Publicity for investment promotion

4. Negotiation and cooperation for investment promotion

In summary, financing operation is still in a very primitive stage. Creating financial instruments is the direction that financial circles should strive for, but tourism enterprises and related tourism management departments should organize experts to cooperate with each other to study how to capitalize the value of tourism resources and evaluate them quantitatively, so that resources can be used as capital and play their role in inciting financing.