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The difference between company repayment and individual repayment is that if the company repays, the company has to bear part of it. If an individual repays, all the money must be paid by himself. But in some cases, individuals are not allowed to repay, and only companies can repay.
Let's talk about what kind of people can pay endowment insurance:
The first is the original permanent workers and workers with labor contracts, including long-term temporary workers in the plan or temporary workers with urban household registration. People who are not insured or interrupt payment can pay endowment insurance.
The second type is that people who are not insured after they are released from prison or whose payment is interrupted due to dismissal, expulsion or not holding public office can pay back the old-age insurance money.
The third type is that individual industrial and commercial households and flexible employees in cities and towns can pay old-age insurance after reaching the statutory retirement age and the payment period is less than 15 years.
If you do not belong to the above three categories, you can only continue to pay fees until you pay 15 years.
Again, if you have a more relaxed repayment policy, you must repay the loan, because it is more cost-effective than continuing to repay the loan.