hello, the basic functions of credit cards are basically the same, for example, you can spend first and then repay; Use the cash advance function; Select the lowest repayment business; Online shopping; Shopping in installments and so on. If you have no special requirements for credit card spending, you can apply for any one.

The most important condition for applying for a credit card is a stable job and income. The necessary application documents are a copy of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The detailed application materials are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and soldiers need to provide a copy of their military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked; 3. Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.