According to the policy of Xinjiang Normal University, students' failure in liberal arts courses will not directly affect their qualification for postgraduate study. Bao Yan mainly examines students' academic ability, scientific research potential and comprehensive quality, while liberal arts courses are usually only one of the credit requirements. Even if the course fails, students still have the opportunity to show their advantages in other aspects, such as scientific research achievements, internship experience, awards and so on. Therefore, failing the course will not directly affect the qualification of insurance research.