Introduction of Fire Liability Insurance for Public **** Business Premises:

General Provisions:

Article 1: Any public **** business premise with a formal business license issued by the Administration for Industry and Commerce (AIC), and with a fixed place of business, is eligible to take out this insurance.

Responsibility:

The second in the validity of the insurance contract, the insured public **** business premises fire, resulting in third-party property damage or personal injury or death, according to the law should be borne by the insured person's financial liability, the Company is responsible for compensation.

Article 3 After the occurrence of the insurance accident, the insured in order to prevent or reduce the third party's property damage or personal injury or death of the insured to pay the reasonable and necessary rescue costs and prior consent of the Company's book of the litigation, attorney's fees, the Company is responsible for compensation.

Exclusions:

Article 4 shall not be liable for:

I. Liability assumed by the Insured under an agreement with another person, except for the Insured's statutory liability;

II. Damage to property owned by, or in the custody or control of, the Insured or its representatives, or any person employed by, or in the service of, the Insured. and bodily injury or death of any of the foregoing;

three, property damage and bodily injury or death of a third party caused by fire resulting from an earthquake, volcanic eruption, subterranean fire, nuclear explosion, or fall of an object in motion in the air;

four, property damage and bodily injury or death of a third party caused directly or indirectly by fire resulting from war, military action, riot, or strike;

five, Property damage and personal injury or death of a third party caused by the insured's intentional act or gross negligence;

VI. Fines or punitive damages borne by the insured;

VII. Consequential damages to a third party;

VIII. Liability for fire caused by a fire or explosion in a building around the insured place of business that affects the insured place of business, and then through the insured place of business that affects another place of business;

VIII.

Nine, without the acceptance of the public security fire department business premises accidents caused by third-party property damage and personal injury and death;

Ten, other losses or liabilities that are not covered by insurance.

Public **** business premises fire liability insurance simply put is the main bearer of the insured in the validity of the insurance contract, the insured public **** business premises fire, resulting in third-party property damage or personal injury or death, according to the law should be borne by the insured person's civil liability, to reduce the risk of fire liability for the enterprise, to provide comprehensive protection. At present, the state has not travel related laws and regulations mandatory purchase, but has been carried out in succession related pilot work, so that the fire public liability insurance mandatory implementation is an inevitable trend. The online purchase of insurance need to understand whether the platform is formal, the owner of the worry quite good, according to the need to be able to rest assured that the purchase.

EXTENDED READING: How to buy insurance, which is good, hand to hand to teach you to avoid these insurance "pit"