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What are the conditions for applying for Shanghai Pudong Development Bank Diamond Card?

If you want to become a silver diamond customer of PUFA Credit Card, you can first bind it through PUFA APP and official WeChat WeChat official account of PUFA Credit Card. Then participate in the Pufa Dream Club, and participate in the relevant points equivalent to card star activities to meet the standards;

silver diamond: 5 stars;

golden diamond: 21 stars;

platinum diamond: 51 stars;

Basic conditions for applying for a credit card:

All natural persons who have reached the age of 18, have full capacity for civil conduct, have legal and stable sources of income and solvency, and have good credit standing.

you can apply to the credit card center for a personal credit card master card with your valid ID and other documents required by the credit card center.

the cardholder of the main card can apply for supplementary cards for other related parties who are over 15 years old and have relationships with the principal card holder, such as spouses, parents and children.

bidding process:

1. Receiving the application form

Receiving channel:

1. Call the application hotline to obtain the application form;

2. Apply for a credit card online;

3. All business outlets of Shanghai Pudong Development Bank collect it.

2. Fill in the application form:

1. Fill in the relevant personal data on the application form;

2. After confirming that the information filled in is correct, sign your name on the signature column;

3. Attach the required documents according to the application prompts;

4. if you choose to fill in the complete application form online, please confirm "submit" and "print" according to the prompt.

Extended information:

Summary of the credit card withdrawal experience of Shanghai Pudong Development Bank:

1. After the new credit card of Shanghai Pudong Development Bank is issued, it is not suitable for online consumption too much in the first two months, and the frequent online consumption of the new card of Shanghai Pudong Development Bank for several months has an impact on the withdrawal.

2. The number of transactions consumed by offline physical stores should reach more than 15 transactions per billing cycle, so try to choose high-end merchants for consumption. For example, high-end merchants such as KTV, hotels, restaurants, golf, etc., try to diversify their consumption as much as possible, and it would be better if they were special merchants of Shanghai Pudong Development Bank.

3. Pudong Development Bank is the bank that likes to let customers handle the installment, especially when the customer service sister calls you to invite you to handle the installment. There is a great chance of paying the universal money after it is done.

Don't use too many installments. The purpose of installment is to contribute to the bank, so that the bank can make some money, and then give us an amount. However, frequent installment or excessive amount will make the bank feel that your funds are in trouble and doubt your repayment ability, so that the bank will not give you too much money.

then how many installments are appropriate for us? Use 31%-61% of the available credit card to make 3-6 installments, and remember that the number of installments of Pudong Development Bank should not exceed 6 months.

4. After the new card or installment, you must repay it in full, not the minimum. The minimum bank will think that your ability is limited and your economic conditions are not enough. If you have a credit card with a small credit card, you can deposit more money in it for several times, which is super effective. Avoid paying bills with empty cards. Pudong Development Bank is the most afraid of debt among all banks!

5. Remember not to withdraw cash. Although the cash withdrawal bank can make money, it doesn't work here in Pudong Development Bank. It is best to handle relevant cash business if you need cash.

6. Traveling or traveling abroad is Pufa's favorite consumption mode. When traveling, Pufa's card is used for all economic expenses such as staying in hotels and eating. If you have the conditions, the basic amount is appropriate.

Reference: Baidu Encyclopedia-Shanghai Pudong Development Bank Credit Card.