Hello, the most important condition for applying for our credit card is that you are at the age of 18-61 and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. The detailed application materials are as follows:

1. Identification: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and the soldiers need to provide a copy of the military ID card;

2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit \ card verified by the promoter and marked;

3. proof of financial resources: it can be the payroll record issued by the bank, or the income tax withholding certificate, or the documents proving the market value of the house, car, deposit and investment (such as the copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. Other documents for reference include: personal account list of social insurance in recent 6 months, water and gas bills, credit card bills of other banks, etc.

at the initial review, the credit card limit is comprehensively evaluated according to the information attached to your application and your specific situation. Please refer to the review results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB 1,111 yuan or equivalent USD, and the upper limit is RMB 51,111 yuan or equivalent USD. In general, the fixed amount of the general card ranges from RMB 1,111 to RMB 11,111, and the fixed amount of the gold card ranges from RMB 11,111 to RMB 51,111.

if you have any questions, please add enterprise QQ customer service 4118215555 or WeChat to add public account "China Merchants Bank Credit Card Center" for detailed consultation.