According to the information on the website of Jinan Civil Affairs Bureau, /eap/30.news.detail?news_id=252

How to apply for urban low income insurance

1, what conditions should be met to apply for urban low income insurance?

Answer: (1) hold a permanent urban household registration in the city; (2) **** the average monthly per capita income of family members living together is lower than the local standard of urban low income insurance; (3) the actual living standard is lower than the local standard of urban low income insurance.

2. What kind of materials do I need to submit to apply for the Urban Subsistence Security?

A: The following materials are required to be submitted when applying: (1) a written application report; (2) identity documents and their photocopies; (3) proof of income; (4) where the applicant is within the legal working age and has the ability to work, the applicant himself/herself is required to provide the relevant proof of registration for job-seeking, and materials of record of training and recommendation for employment; (5) other materials that need to be provided such as a certificate of divorce or a divorce judgment (mediation) certificate, disability certificate, unemployment certificate, and certificate of special hardship workers.

3. What are the protection standards?

Answer: 550 yuan per month per person in urban areas (including Lixia District, Shizhong District, Huaiyin District, Tianqiao District, Lixiong District, and Hi-tech District); 500 yuan per month per person in Changqing District, Zhangqiu City, Pingyin County, Jiyang County, and Shanghe County.

4. What procedures should I go through to apply for urban low income insurance?

Answer: (1) Application: Where a family applies for urban low-income insurance treatment, the head of the family himself or herself applies to the street (township) through the community where the household is located, and where no community has been established, he or she can apply directly to the street (township). *** If the household registration of the family members living together is not in the same place, the head of the family shall apply to the community where the household registration is located, and the relevant certificates and documents of the other family members shall be issued by the police station where their household registration is located, by the street (township) and by the community.

(2) Community investigation: the community is entrusted by the street (township) to investigate and verify the applicant's family income and actual living conditions, and then announce it in a public list after the community's urban low income assessment team has agreed to it through democratic evaluation for a period of not less than three days. If there is no objection, fill in the "Application and Approval Form for Minimum Subsistence Security Treatment for Urban Residents" and submit it together with other supporting materials to the street (township) for examination and approval.

(3) streets (townships) review: streets (townships) to receive the application form and supporting materials carefully examined one by one, and in a timely manner, centralized review, in line with the conditions of the urban minimum subsistence allowance, reported to the county (municipal) district civil affairs department for approval; does not meet the conditions, entrusted to the community in an appropriate form of notification to the applicant, and explain the reasons.

(4) Approval by county (city) district civil affairs departments: County (city) district civil affairs departments are responsible for the approval of the urban low income treatment, and will approve those who meet the conditions. County (city) district civil affairs department approval, the applicant's community should be promptly announced the results of the approval of not less than three days, to accept public supervision. No objection, by the community on behalf of the provincial Civil Affairs Bureau unified supervision of the "minimum subsistence guarantee certificate for urban residents".

5, how long is the approval time of the urban minimum subsistence guarantee?

Answer: From the date of receiving the applicant's application, the approving and managing authorities will complete the approval procedures within 20 working days (except for the applicant's incomplete supporting documents), and will issue the urban minimum subsistence allowance from the next month after the date of approval.

6. What kind of situations can't enjoy the urban low income insurance treatment?

A: (1) Although the monthly per capita income of the family is lower than the local urban low income standard, the actual living consumption level is obviously higher than the local urban low income standard.

(2) Those who buy commercial houses or renovate their existing houses to a high standard not due to demolition and relocation; those who buy houses due to demolition and relocation but the purchased area exceeds the local per capita housing area by more than 30%; and those who have unused houses.

(3) Purchase of computers, camcorders, digital cameras, pianos, air conditioners, refrigerators, motor vehicles, gold, silver and jewelry ornaments and other high-grade non-essentials within one year.

(4) Those who own and regularly use high-consumption items such as cell phones, high-grade electrical appliances, motor vehicles, etc.; and those whose monthly household communication expenses reach more than 50% of the local urban low income standard.

(5) Investing in securities and collecting high-value goods.

(6) Keeping ornamental pets; frequenting restaurants and entertainment venues.

(7) Arranging for their children to attend schools at their own expense or to study abroad; foreign students studying in local schools.

(8) Those who are eligible for employment and refuse to be introduced to employment or skills training by the relevant departments twice in a year without justifiable reasons; and those who do not participate in public welfare labor for two consecutive times in a year without justifiable reasons.

(9) Intentionally giving up or transferring personally owned assets; gambling, drug addiction, visiting prostitutes and causing difficulties in life that have not yet been corrected; illegal adoption.

(10) Those who have been strongly criticized by the public and have been democratically evaluated by the community's low-income security assessment team that they should not be entitled to low-income security treatment.

(11) Those who do not truthfully declare their family income according to the regulations; those who do not accept the verification by the staff of the Low-income Guarantee; those who fail to receive the Low-income Guarantee on time for two consecutive times without any justifiable reasons; those who do not submit the application for renewal of the Guarantee on time; and those who provide false income certificates will not be able to enjoy the Low-income Guarantee for one year once they are found to be in violation of the law.

(12) The people's governments of counties (cities) and districts stipulate that other people cannot enjoy the urban low income guarantee.

7. What materials should be provided for the application for low income insurance if the household registration is not the same as the place of residence and the person has been living in the current place of residence continuously for more than one year?

A: If the household registration is not the same as the place of residence and the applicant has lived there continuously for more than one year, the applicant should provide proof of the household registration of the members of the family *** living together, the housing situation of the household registration, etc., and apply for processing in the community of the actual place of residence.

8. Can disabled people who are over 30 years old, incapable of working and unmarried apply for urban low income insurance alone?

A: People with disabilities who are over 30 years old, incapable of working and unmarried can apply for urban low income insurance separately.

9: Can patients from families of patients suffering from major diseases recognized by the local government enjoy the low income insurance treatment alone?

A: If a patient's family suffering from malignant tumor, kidney transplant, uremia, leukemia and other major diseases recognized by the local government has a monthly per capita family income less than two times of the local guarantee standard, the patient will be entitled to low income insurance treatment separately, and be guaranteed according to the local low income insurance standard.

10. If a family applying for low-income insurance benefits rents out its existing housing and rents other housing in order to increase its income, how is its family income calculated?

Answer: If a family applying for low-income insurance benefits rents out its existing housing and rents other housing in order to increase its income, the cost of renting the housing should be deducted from the calculation of the family's income, and the rent that is in excess of the cost of renting the housing should be counted as the family's income.

11. If a family's household registration is with its parents' household registration, but it lives separately from its parents, is its income calculated separately from its parents' income?

A: The income of those whose Hukou and parents' Hukou are together but live separately from their parents is calculated separately from their parents' income.

12. Which organizations are obliged to determine the income of those who apply for the low income protection?

Answer: For those who apply for low income insurance, if they are employed or laid-off, their income will be determined by their enterprises and a certificate will be issued to them (with the seal of the unit and the signature of the leader); for those who are retired or unemployed, their income will be determined by the labor security agencies of the streets (townships) and a certificate will be issued to them; and for others, the income will be determined by the streets (townships) and the communities and a certificate will be issued to them.

Therefore, one can apply for urban low income insurance according to the above provisions.