What are the considerations for buying a store?
1, clear title. Before purchasing a store, you should check the ownership status of the purchased house with the real estate transaction of the district where the house is located to see if the developer has the relevant documents for selling stores, including whether it is mortgaged and whether it is subject to judicial restriction, so as to avoid disputes over property rights.
2, stores inside and outside the different. Buy stores should also be clear whether to buy along the street outside the street type stores, or to buy the mall inside the street type stores, individuals prefer to buy along the street type stores, inside the street type stores, the flow of people depends on the management of the mall operator.
3. Consider the rate of return. The purchase of stores is used, so you need to consider the rate of return of the stores, the general rate of return of more than 8% can be considered. The rent of the store can refer to the purchase of the store around the rent to estimate, of course, the new development of the store can not be as mature as the store, need to have 3-5 years of cultivation period.
When considering the rate, the age of the store is often overlooked, the general use of commercial land is limited to 40 years, usually the developer from the land to the delivery of the house has been a few years. For the purchase of the second-hand stores should pay more attention to the age, which is closely related to the purchase price.
4, consider the area of the store. When buying, the area of the store is also what we need to consider, the area is too large not only the total price is high, but also not good rental. General area of 10-100 square meters is more appropriate, can layer do not buy two layers, the facade of the wide diameter depth of the short is better, then the higher the better.
5, consider the store supporting. Store is good to rent, and store supporting also has a great relationship, your store if you want to use for food and beverage business, in addition to conventional water, electricity, sanitation, whether the pre-programmed, smoke and other piping and other ancillary facilities, the inner street store whether there is a special freight elevator, etc., which also needs to be considered.
6, loans and other taxes. Store loans are low, the annual period is short, the loan interest rate is relatively high, and the bank's qualification audit of store loan borrowers is more stringent than residential, therefore, the buyer should consider the pressure faced when the loan can not be realized; the purchase of stores should be subject to the deed tax of 4% of the total house price, and there is also a contractual stamp duty, sales tax, land tax, and personal income tax, etc..
7, in the signing of the contract of sale and purchase of stores pay attention to:
(1) housing use. See if it is indeed commercial and state it in the contract.
(2) common apportioned area. The common apportioned area of a store is usually 30%-40% or even 50%. Therefore, for buyers of stores, the purchase of stores unit price is higher than residential housing, if allowed within a certain range of error, may also bring the price of tens of thousands of dollars in change, it is recommended that buyers choose to use the area of the unit price, and in the contract clearly agree on the size of the common shared area and property rights belonging to the determination of the common parts of the planning and design. At the same time, let the developer in the purchase contract agreed when the store common area is too large or over the solution.
(3) Property management. Many of the disputes between buyers and developers are centered on the property management of the stores, which is also very easy for buyers to ignore when purchasing stores.
(4) Delivery conditions. Commercial property conditions of the property on the business of the investment and the operator's future operations are quite important, in the signing of the contract should be agreed on the layout of the property, floor load bearing, parking, fire, advertising, passenger and freight elevators, entrances and exits, permeability, display surface, column spacing, as well as ancillary facilities and other conditions, and pay attention to acceptance at the time of the delivery of the inspection.