according to the regulations on the management of provident fund, the contribution ratio between enterprises and individuals is between 8% and 12%. If the payment base is determined by 2111 yuan, it will be paid by 8%. Then enterprises and individuals each pay 161 yuan, which adds up to 321 yuan's provident fund every month. The calculation formula of provident fund is: "the amount of provident fund paid by individuals and units every month" is equal to "the average salary of last month" multiplied by "the proportion of housing provident fund". According to the regulations, the minimum contribution ratio of general enterprises and individuals is 8%, but individual employees can also pay provident fund higher than 8% according to their own needs and enterprise agreements, as long as it does not exceed 12%.

according to the regulations on the management of housing provident fund, guiding opinions on some specific issues concerning the management of housing provident fund (J.J.G. [2115] No.5) and opinions on further strengthening the management of housing provident fund (Lu Zheng Ban Zi [2114] No.11), the relevant matters concerning the adjustment of the deposit base of housing provident fund in our city in 2122 are hereby notified as follows: 1. Ii. contents of adjustment

(1) the deposit base of employee housing provident fund in 2122 is approved according to the average monthly salary of employees themselves in 2121. The total wages are calculated according to the Provisions of the National Bureau of Statistics on the Composition of Total Wages (No.1 [1991]).

(2) The maximum and minimum deposit bases of housing provident fund before June 31, 2122 are as follows: the maximum deposit base is 22,185 yuan; The minimum deposit base is 1911 yuan in Laiyang City, Qixia City and Haiyang City, and 2111 yuan in municipal and other districts and cities.

III. Adjustment Procedures Each depositor shall copy the adjustment form of the deposit base from the window of the housing provident fund management center in the place where it is deposited, make an offer after verification, and provide two paper statements stamped with the official seal of the depositor. Units that have opened online business halls can declare in online business halls.

IV. Work Requirements

(1) All units should conscientiously do a good job in adjusting the deposit base of the annual housing provident fund and truthfully verify it. The annual base adjustment in 2122 can be handled in October or July (it is recommended to adjust it uniformly in July with the highest and lowest deposit base). The processing time in October is open to the end of February, and the processing time in July is open to the end of August. The employee housing provident fund deposit base is adjusted once a year. Units that have reported adjustment in October can only adjust the maximum and minimum base in July, and can only report at the counter. Please make relevant arrangements in advance.

(2) The deposit base of housing provident fund should be kept to the whole number.

(3) The employee housing provident fund deposit base approved by each unit shall be informed to the employee himself, so as to safeguard the legitimate rights and interests of the employee. The paper base adjustment form declared by the unit shall be signed and confirmed by the employee himself; If the employee is unable to sign, the unit needs to issue a Letter of Commitment on Confirmation/Adjustment of the Deposit Base of Housing Provident Fund (login website/download). The center will not accept the employee's objection to the base number that he has signed and confirmed; If the unit fails to provide the base adjustment form signed by the employees, but only provides the letter of commitment for base adjustment, if the employees' complaints are not paid according to the specified base, the unit shall be responsible for mediation.

(4) when adjusting the deposit base of housing provident fund this year, all units should carefully check the basic information of their own units and employees, and make changes in time if the information is wrong or has changed.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the balance of their housing provident fund accounts under any of the following circumstances:

(1) purchasing, building, renovating or overhauling their own houses;

(2) retired;

(3) completely losing the ability to work and terminating the labor relationship with the unit;

(4) leaving the country to settle down;

(5) repaying the principal and interest of the house purchase loan;

(6) the rent exceeds the prescribed proportion of family wage income.

in accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

if an employee dies or is declared dead, the employee's heirs and legatee can withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account will be included in the value-added income of the housing provident fund.