As far as I know, hospitalization reimbursement in Zhuzhou area is usually divided into two accounts. The first payment is during hospitalization, and the medical institution will make a preliminary settlement according to the reimbursement ratio stipulated by the policy, and directly transfer the reimbursement amount to the patient's social security card. The second payment is after discharge, the medical institution makes final settlement, calculates the actual reimbursement amount according to medical expenses, reimbursement ratio and other factors, and then transfers the remaining reimbursement amount to the patient's social security card.

However, the specific reimbursement process and frequency may vary according to different regions and policies. Therefore, it is recommended that you consult the local social security department or medical institutions to obtain accurate information and interpretation of relevant policies.