materials to be prepared before opening:
1. photos of the front and back of the ID card; 2. Front photo of the bank card; 3. One photo of the store door and one photo of the interior. The above photos are taken in advance and ready to be in the mobile phone album.
Step 1: Obtain the identity of the developer (you can only apply for the official minimum rate of 1.38% for WeChat if you have the identity of the developer, otherwise you can only choose the highest rate of 1.6%)
Step 2: Submit the application for opening an account for small and micro businesses
Merchants without business licenses choose "small and micro businesses" to open (those with business licenses choose "ordinary businesses" to open); Fill in Store Information-ID Information-Bank Card Information in turn. Click Submit after confirmation.
step 3: the merchant signs the contract after passing the five-minute quick review.
after the submission is completed, wait about 5 minutes for approval, and you can check the approval status and progress in the "Small and Micro Merchants" interface. When you are prompted with the status of "Pending Signing", you can click Enter, click "View Merchant Signing Code", let the account opening person scan the signing code with WeChat, and click "Sign in" to complete the account opening process.
the commercial version of wechat payment is the official comprehensive collection management tool of wechat payment. merchants do not need to develop it, and they can open it with one click, and they have rich collection capacity immediately, and support customers to pay by credit card.
wechat payment is a payment function integrated in wechat client, and users can complete the fast payment process through mobile phones. Wechat payment is based on fast payment with bank cards, providing users with safe, fast and efficient payment services.
users only need to associate a bank card with WeChat and complete the identity authentication, then they can turn the smart phone equipped with WeChat app into an all-purpose wallet, and then they can buy the goods and services of the cooperative merchants. When paying, users only need to enter their passwords on their smart phones, and the whole process is simple and smooth.
On September 26th, 2114, Tencent Mobile Manager 5.1 released by Tencent Company created a "mobile phone manager software lock" for WeChat payment, and created a unique "WeChat payment encryption" function on the security portal, which greatly improved the security of WeChat payment.
on October 21, 2115, wechat payment began to gradually try out the new transfer rules: each person enjoys a free transfer quota of 21,111 yuan per month, and the excess will be charged a handling fee of 1.1%. Small transfers and red envelopes are still free of handling fees and are not affected.
wechat said that all along, every transfer transaction based on wechat payment has to pay the transaction fee to the bank regardless of the amount. This time, the charge for the excess part is not the pursuit of revenue by WeChat payment, but is used to pay bank fees.
on October 23, 2115, wechat payment began to try out the new transfer rules gradually, and the era of "all free" of wechat transfer ended. Wechat said that all along, every transfer transaction based on WeChat payment has to pay the transaction fee to the bank regardless of the amount. This time, the charge for the excess part is not the pursuit of revenue by WeChat payment, but is used to pay bank fees.
since March 1, 2116, wechat payment has adjusted its handling fee charging policy, resumed free transfer transactions, and charged handling fees for over-withdrawal transactions. The specific charging scheme is that a handling fee is charged at 1.1% of the cash withdrawal amount, and at least 1.1 yuan is charged for each transaction, and each user (ID card dimension) enjoys a free cash withdrawal amount of 1,111 yuan for life.