If the credit card is not activated, there is no need to go through the cancellation procedures, because the credit card cannot be consumed without activation, so there is no risk of being stolen.

However, if the cardholder is still uneasy, he can cancel the credit card in the following ways:

1. Telephone card cancellation: Cardholders can call the customer service phone of Shanghai Pudong Development Bank to apply for cancellation. This is the most common card withdrawal method, and it is also a relatively simple card withdrawal method at present.

2. Selling cards at outlets: Cardholders can bring their ID cards and credit cards to any local outlets of Shanghai Pudong Development Bank to sell cards. Just fill in the application form for account cancellation under the guidance of the lobby manager and submit it to the counter staff of the bank. The bank staff will report a copy of the cardholder's ID card and the completed account cancellation application form to the head office, and then wait patiently.

Extended data:

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers.

It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the legal interpretation of credit card in China refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumption payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit.

Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

main feature

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

How to cancel Pudong Development Credit Card if it is not activated?

Call the Shanghai Pudong Development Bank Credit Card Customer Service Hotline at 400-820-8788, or bring the cardholder's valid ID card and credit card, and go to the Shanghai Pudong Development Bank business outlets to find the counter service personnel to cancel.

Matters needing attention in handling the cancellation procedures of Pudong Development Credit Card:

1. After applying for cancellation, the credit card should be destroyed by itself (just cut in half) to avoid being stolen by criminals;

2. It is necessary to determine in advance whether the credit card is in arrears, and it must be paid off before it can be cancelled;

3. After 45 days of account cancellation, call Pudong Credit Card Center to confirm whether to cancel the account.

The credit cards of Shanghai Pudong Development Bank are mainly divided into standard credit cards, functional credit cards, life theme credit cards, game cards, college students' cards, business travel cards, department store business cards and innovative payment cards. Each big type includes various small types of credit cards.

Standard credit card:

1. Pufa Dream Credit Card with arbitrary card organization, personalized card face, free card face material and free combination of exclusive rights;

2. Enjoy the annual fee discount of Visa Platinum Card, the 24-hour platinum assistant hotline, and the simplified/standard version of Visa Platinum Card is waiting for you all day, with one card in hand, and enjoy extraordinary platinum benefits such as travel, food and accommodation.

Functional credit card:

1, innovative financial management, increasing income, flexible repayment, free mastery, platinum exclusive, exclusive service Pudong Geely Platinum Credit Card;

2. A Shanghai shopping theme credit card with free annual fee, electronic cash micropayment function, multi-merchant preferential enjoyment, magnetic stripe, contact chip and contactless chip.

Life theme credit card:

1, 1 points are exchanged for Ning Zetao pillows, and you can enjoy 5 times points for dining, shopping and entertainment. You can get a special blessing bag for your birthday. On Ning Zetao's birthday, you can get a Pudong Aining Card (UnionPay version) with the highest 230 yuan credit card, the highest 50,000-insured women's care fund, double points for spending on specific festivals and platinum discount for card organizations.

2. Free of annual fee, it is a youth credit card of Shanghai Pudong Development Bank, with a full-time junior college degree or above. It is tailor-made for people under 40 years old (inclusive) and can enjoy exclusive dream money with a 30% discount on handling fee.

Game card:

1. If there is a new user's nuclear card and it is activated, send 20 yuan a credit card and spend more than 3 times 188 send 35 yuan a credit card, which can customize the game card surface and eliminate the credit card every day without annual fee;

2. Getting the card will send the latest game props, and swiping the card will send powerful hero fragments. I can make a game card face. My name is MT2 Commemorative Credit Card.

College student card:

There is an annual fee-free, tailored for full-time college students, a youth card for college students, a quota growth plan, accumulated points for overpayment and consumption, and universal funds to enjoy at will, with a handling fee of only 30%, free cash withdrawal and no handling fee.

Business card:

1, free of annual fee, daily consumption accelerates the accumulation of Yosemite points, IHG hotels double points, IHG China hotel catering consumption discount Yosemite Pufa joint credit card;

2, quickly accumulate points, more flight rights, comprehensive protection plan, enjoy rich courtesy, two people walk together, one person is free of charge.

Department store business card:

1, free of annual fee, automatically become a member of New Mart, enjoy exclusive prices and exclusive days, enjoy shopping discounts in New Mart, accumulate new Mart points in New Mart, and spend a new 100 joint credit card outside the store;

2. Free of annual fee, automatically become a member of Jinan Henglong, enjoy the distinguished privileges of the members, and enjoy all kinds of preferential treatments exclusively for the merchants in the store. Jinan Henglong Pudong Development Co-branded Credit Card can accumulate Jinan Henglong membership points when swiping at Jinan Henglong Store, and Pudong Development Credit Card points can be accumulated when spending inside and outside the store. Cardholders can enjoy exclusive rest areas for members in the store, preferential parking and other services.

How to cancel the credit card of Shanghai Pudong Development Bank if it is not activated?

You can cancel. However, if the credit card is not activated, it means that the credit card account is not activated, so the credit card cannot be used, and there is generally no need to cancel the account. If the cardholder is not at ease, he can also apply for cancellation. Credit card refers to various media that record the relevant information of the cardholder's account, have the function of bank credit line and overdraft, and provide relevant banking services for the cardholder.

The merchant and the bank confirm that the credit card is valid and contact the bank for authorization according to the contract signed with the issuing bank. Authorization is the amount that can be used to further prove the identity of the cardholder. Authorization is generally carried out when the usage specified in the contract is exceeded. After receiving the authorization notice, the issuing bank will issue an authorization instruction according to the balance of the cardholder's deposit account and the agreement that the bank allows overdraft, and reply whether to agree to the transaction. Credit cards are usually only used by the cardholder himself, and lending them to others is generally a violation of the use contract. Before the credit card is cancelled, the account balance must be settled, and the whole process of card cancellation must be completed within 45 days after the application.

In the issuing bank, this method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

Weizhong Bank POS mobile phone Weizhong Bank POS mobile phone is a personal payment terminal of mobile financial system, which can be used for direct repayment and transfer of credit cards. Immediate account transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores. Common online platforms for online repayment in China include UnionPay Online, Kuaiqian, Shengfutong, Alipay and Tenpay. Choose different platforms and banks, and the charging standards and specific arrival time are different. Convenience store repayment is mainly completed through the "Lacarra" smart payment terminal installed in the convenience store. Generally, it will arrive in 2~3 working days, and there is no handling fee for repayment in this way. Counter repayment refers to the bank card issued by various networked financial institutions, and the RMB current deposit and withdrawal transactions are conducted through the counters of other bank outlets registered in the host system of UnionPay Trading Center.

The credit card of Shanghai Pudong Development Bank has not been activated. Can I cancel?

You can cancel. However, if the credit card is not activated, it means that the credit card account is not activated, so the credit card cannot be used, and there is generally no need to cancel the account. If the cardholder is not at ease, he can also apply for cancellation. The specific credit card cancellation method is as follows:

1, telephone account cancellation, the cardholder can directly call the customer service hotline of Shanghai Pudong Development Bank to apply for card cancellation.

2. Online card cancellation. Cardholders can log in to the Credit Card Center of Shanghai Pudong Development Bank and click online customer service to apply for card cancellation.

3. Cardholders can also directly log in to the Personal Center of Shanghai Pudong Development Bank and directly apply for card cancellation in the Personal Center interface.

Extended data

Basic conditions for credit card application of Shanghai Pudong Development Bank:

Any natural person who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and solvency, and has a good credit status. You can apply for a personal credit card master card with your valid ID card and other documents required by the credit card center. The main cardholder can apply for supplementary cards for the spouse, parents, children and other related parties who are over 0/5 years old and related to the main cardholder.

Features:

The safety precautions for the use of credit cards by PUFA Credit Card involve all aspects before, during and after the event. * * * Designed six security measures, including the earliest free SMS, instant messaging, photo card, priority dispute handling, etc. It also has a unique 24-hour anti-fraud function, which can timely warn suspicious transactions around the clock and take precautions in advance.

In addition, if the card is lost or stolen, please call the customer service hotline immediately to report the loss in real time. The customer service hotline provides 724-hour all-weather service.

At the same time, PUFA Credit Card also provides cardholders with free card loss protection service, and can get compensation for domestic and foreign transactions 72 hours before reporting the loss, with the maximum compensation amount of 654.38+10,000 yuan, which can be said to fully protect the cardholder's card use safety.