Yes, the commercial version of the payment code requires a business license to apply. For example, to apply for Alipay merchant payment code, you must have a business license. According to the official requirements, the business license is necessary information. If the industry is special, it is necessary to provide franchise qualification.

Merchants can also open payment codes without a business license. The specific steps for WeChat merchants without business licenses to apply for payment codes are as follows:

1. Preparation materials, photos of the store (door photo), photos of the store, photos of the front and back of the ID card and photos of the bank card; 2. Open WeChat, click Discover, and search for the applet "merchant code"; 3. Click to enter the merchant application selection list, and then select small and micro merchants to apply; 4. Long press to identify the applet that appears; 5. Fill in the phone number to accept the invitation, become a developer, and fill in the information; 6. Click on the official audit notice to complete the signing of the merchant. After signing the contract, click the official notice to jump to get the payment code.

If you encounter the official upgrade applet interface of WeChat, you can consult the service provider to submit it on your behalf. Otherwise, it will not be submitted. If there is no store, you can take a photo of your own business premises. For example, pancake sellers can shoot pancake stalls, and vendors can shoot stalls.