As a post-91s generation in Tianjin, I worked in a state-owned enterprise after graduating from undergraduate course. I have no high education and am still a grass-roots employee due to the characteristics of the enterprise. However, this did not hinder my way of saving money. I made full use of my spare time to develop sideline business and do personal finance under the premise of keeping my job unchanged. It took * * * six years to realize my personal deposit of 1 million.

This article is also the last one in my whole series. I will talk about how to start a sideline life and keep the cash flow flowing.

After working for several years, on the one hand, you need more time to give your family when you are getting married; on the other hand, the momentum of real estate is weakened at that time, and the overall income of the production department is not as good as before, so it is an expedient measure to transfer from technical posts to administrative posts. Since for money and freedom, there is no hope of promotion without intention, I might as well use the extra time to broaden my career, so I began to plan a sideline and look for other sources of cash flow besides salary and wealth management, and later I directly invested in an education company.

No matter how small an individual is, he has a mode of making money. As an office worker, he usually develops his sideline in three directions: special skills, hobbies and his own resources.

First of all, I have special skills: I have two good sisters, one is an English teacher in junior high school, who usually works as an English teaching assistant and translator. The other is good at designing, working as an Internet front end, and taking photos with friends on weekends in addition to receiving front-end projects in his spare time. You can list your majors and skills one by one, and then compare them one by one, and choose one who is better than the average person to expand your part-time job. Because you are good at it, it is not too hard to do, and the cost performance is relatively high.

Special skills can develop sideline business from two aspects. One is that you can take projects in your spare time, and the other is that you can provide services through valuable information, personal experience and professional knowledge, forming an information gap to buy low and sell high.

Taking projects in your spare time is the most tried sideline: some friends who are good at software development, Logo UI design, copywriting planning, post-film and television, etc., can choose to take outsourcing projects on Witkey websites such as Zhubajie. com, Witkey China and Yipin Witkey. Some friends who specialize in IT can search for professional Internet software outsourcing service platforms such as Yunwoke, Mashi, Jiefang and so on to see if there are any projects suitable for them. Some friends have language talent and are good at English, small languages, etc., then you can take translation work on websites such as Yufu and Ali Translation. If you play the game smoothly, you can help those who want high-grade and good equipment but don't have time to do it. 58 Tongcheng, Yipin Witkey and China online game service network have modules for training. Driving well is also a skill. In addition to the list of Didi and Didi, you can also try to do driving and sparring, e-driving, Didi driving, driving school one-stop sparring, 58 sparring and so on. I met two part-time car owners, one of whom was mainly engaged in insurance and the other in running a health club. Both of them said that part-time jobs were not only to earn some money, but more importantly, they could take this opportunity to get to know customers and expand their business. In short, if you have any skills, you can search for part-time jobs and add related keywords. With this idea, you can definitely find a part-time website or APP that suits you to make money.

In addition to receiving projects in my spare time, there is another way to realize the realization of special skills, which is to use the information gap to buy low and sell high. If you have in-depth accumulation in a certain field, professional knowledge or experience, and are good at systematically summarizing these knowledge and experience, then you can completely package it into a product, such as online courses, knowledge payment, paid questions and answers, and so on. Taobao University, Netease Cloud Classroom, Tencent Classroom and Baidu Pass Class are all good online course websites. For example, if you are good at PPT, you can record PPT video courses and upload them to these websites to make a course pricing yourself. If you are particularly specialized in IT, you can try massive open online course College, Geek College, Wheat College and so on. If you are a teacher, you can choose who to learn from in your spare time. There is also a K12 education module in Baidu's biography class, and you can also make money by helping students answer questions on tutoring Jun and Wenti Bird. In the same way, medical friends can answer questions or give lectures on Dr. Lilac and Dr. Chunyu. Let's say more, it's best for professions like doctors, teachers and lawyers to try again when they develop sideline business through the permission of full-time work units to avoid unnecessary disputes.

then there are hobbies: some people will say, I have neither skills nor resources, so I can't do sideline business? Of course not. You can start from your hobbies. My current colleague loves baking. At first, she just baked it at home for fun with her husband and children. Later, on the Mid-Autumn Festival, she made moon cakes for everyone around her. Everyone thought it was delicious, so she started selling her own baked cakes on WeChat. There is also a friend who makes Ejiao cake. Originally, he wanted to eat it for himself. Later, friends around him liked to start a sideline business through a circle of friends. Because of hygiene and sufficient materials, word-of-mouth communication became more and more good. Some people will say, although I am interested in something, I am not good at it. What should I do? I will tell you three words: "Go and learn". I know a young lady who works as a cashier in an enterprise full-time. Because she likes makeup, she signed up for a training class and worked as a bride and makeup part-time on weekends. With the spread of word of mouth from customers she knows, she is busy now, and many people can't make an appointment for her. You see, this young lady didn't have very good skills and resources, but through hard study and practice, she not only turned her hobbies into skills, but also gained more and more rich network resources. Everything depends on whether you want to change and act. If you always dislike money and don't want to study, or if you come home from late lazy cancer, you will probably be poor in this life.

finally, it is self-resources: this resource can be sources of goods, traffic, personal connections and so on. Let's talk about the source of goods first. Selling products with sources of goods has a unique advantage. Generally, it starts with e-commerce and Wechat business. At present, the three most mainstream platforms for e-commerce are still Taobao, JD.COM and Pinduoduo. Relatively speaking, Pinduoduo has a lower threshold, and it also has traffic support, which is more suitable for newcomers. Followed by traffic. Everyone knows the power of traffic. With traffic, you can realize it. You can not only sell your own products, but also cooperate with brand partners, earn advertising fees and distribute them together. Traffic is also a huge resource, so you must make good use of it.

My college classmate runs a paper factory at home, and the primary source of goods has a price advantage, which can better control the product quality and after-sales service. She tried e-commerce while studying, and now she has developed from a sideline to a main business. Let me add one more sentence here. If you don't accumulate particularly useful resources in your family and student days, don't ignore the full-time work at this stage. Going to work is also an excellent way to obtain resources. For example, the customers, suppliers and partners you contact in your daily work are good resources, and sometimes time is also a kind of resource. Personally, I have a great advantage in my current job: stable work, harmonious interpersonal relationship, and working hours allow me to do sideline work, which makes full use of this advantage.

well, writing here, I put my experience of saving money in the past six years back and output the above ten articles, talked about many practical methods and skills, and introduced many software apps, but after all, the technology and products will be constantly updated, and maybe some products I mentioned will be removed from the shelves soon, and some preferential activities will be closed, but the underlying logic of how to make money, how to manage money and how to save money remains unchanged. What you have to do is to build according to ideas instead of following the gourd painting gourd ladle. In practice, I also hope that you can do the following two things well:

First, keep learning continuously. One of the things I have been insisting on in these years is continuous learning. At the beginning, I read a lot of miscellaneous books and took a variety of online courses, such as marketing copywriting, financial investment, time management, and things that feel good are used to learn. Over time, more and more notes were recorded and materials were collected. I obviously learned a lot, but I couldn't remember anything when I actually used it. Later, I overheard a short lecture, which said that you should learn to build your own knowledge framework and connect all the knowledge. Looking back on yourself, it turns out that the things you typed before are too messy, like a headless fly, so you will feel like "you have learned and never learned". I began to sort out scattered knowledge, established a personal knowledge framework, and put it in the corresponding framework when I met any new knowledge, and constantly optimized and improved it. This is a step-by-step process, and the framework will be more and more enriched with continuous learning. It is closely related to the ability to make money in the future. This is where the cognitive gap between people comes from. This thing is the core competitiveness. No matter what changes around it, it will always be my thing and something that others can't take away.

the second is to learn to actively search and tap more cash flow. No matter what you do, you can't do without search. Some of the small ways to save money are found by yourself and friends around you, and some are learned by active search. Poor access to information and cognition is achieved through continuous active search and learning in addition to great connections.

You are not alone on the road of pursuing a million dollars, because I am also running.