don't mention the loan company, it's only for temporary turnover, and the interest rate of 2.5-4% is really high. And the longest loan time is 1 years. Not suitable for you to use as venture capital, but also collateral. Generally, mortgage loans depend on the value of your house (including one-off or mortgage, the city where you live, etc.). If the mortgage value of the house is not enough, the bank can borrow 2 million yuan unless it asks the director of the bank's credit department for help (the bank has ways, such as mortgage and joint guarantee). Although there are materials and plans and teams, there is nothing excellent. A word is not easy to handle!