1. What are the consequences of overdue credit cards?
Will be penalized, overdue will be recorded in the letter, will be all kinds of dunning, will be dragged into the blacklist by the bank, will be sued by the court to seal up the property. Overdue credit card is a very serious credit loss bank. On the one hand, overdue payment will lead to overdue payment, renewal premium, interest and other corresponding additional expenses, and secondly, it will affect individuals to apply for loans, buy cars and buy houses in the future. It will have a great influence on a person's reputation. Once a person has a bad credit record, the first thing that will affect him is the application for other loans.
Second, what are the precautions in the process of using the card?
1. Note that monthly loans are variable: there is no need to consider the repayment amount of monthly time deposits. This idea is incorrect, because we should pay attention to whether the basic quasi-profit rate of the Italian central bank has changed, and the monthly loan will also change accordingly. So sometimes, the monthly supply may increase. If there is no prepayment, it will be judged as overdue repayment, which will have a great impact on the credit of the cardholder.
2. Note: At present, there are new regulations and changes in this formula of bank card transfer, so it is necessary to pay attention to using this formula to pay back the money. Some friends will deposit the loan into the repayment account through the formula of bank card transfer before the transfer date. If the amount is too large, you can't get it on time.
3. It is very important to break the loan with a small heart. Now it takes a long time to repay the loan, ranging from 20 to 30 years. Many people may have some economic problems during this period. However, no matter what questions the cardholder has, he can't choose to cut off the supply without money, because the bank will have very severe punishment.