Recently, the capital chain of many parents renting apartments has been broken and lost. The landlord can't collect the rent, and the rent is empty. Risk warnings have been issued in many places, pointing out that some unscrupulous enterprises and individuals are interested in using the mode of "AG low payment" and "long payment and short payment" to form a pool of funds, accumulate a large amount of funds and abscond with the money.
The house was rented out, but the rent was not received, and the landlord was anxious to get angry; Obviously paid the money, but faced with being vacated, the tenant was wronged. Who is the troublemaker?
Recently, long-term rental apartments in Hangzhou, Shanghai and Chengdu have been exposed one after another: on August 27, the "Youke" of Hangzhou long-term rental apartment exploded, and some people paid more than 20,000 yuan in rent, and the intermediary ran away; On August 29, the "Chaoke" of Hangzhou long-term rental apartment exploded; The office of Blue Moon, a long-term rental apartment in Shanghai, was also abandoned overnight in Pudong ... After the ... ……P2P-intensive thunder storm, the long-term rental apartment experienced high-frequency lightning. Landlords and tenants are faced with the dilemma of safeguarding their rights, and they are making a lot of noise, pointing to the management mode of "high income and low rent" and "long income and short payment" widely used in long-term rental apartments.
More than 30 parents rented apartments and thundered.
As night falls, a room in an apartment building in Baoshan, Shanghai has never been lit. The apartment rented by Xiao Huang and his girlfriend Xiaoqin has been without water and electricity 10 for more than a few days.
On August 28th, the landlord came to me with the real estate license and told Xiao Huang and Xiao Qin that the long-term rental apartment they had signed had not been paid for two months, and asked them to move out as soon as possible. Xiao Huang and Xiao Qin said that they had paid the rent and should not be evicted.
In fact, this is the first time that Xiao Huang and Xiao Qin met the landlord. On the same day, the two sides failed to negotiate. The landlord asked the property to cut off water and electricity, and let Xiao Huang and Xiao Qin move away.
Xiao Huang and Xiao Qin have already signed a contract with the long-term rental apartment and rented this house. Unexpectedly, they received the news that the long-term rental apartment capital chain was broken and the intermediary ran away. In order to stop the loss in time, the landlord gave Xiao Huang and Xiaoqin a "marching order".
In mid-August, Shanghai Blue Moon Apartment, as a custody company, failed to pay the rent to the landlord on time, resulting in many tenants who had paid the rent for several months or even one year being driven away by the landlord. When the victim rushed to the Blue Moon apartment office to ask for a statement, he found that the company had gone to the empty building.
The reporter saw on the official WeChat account of Blue Moon Apartment that on August 3 1 day, Blue Moon Apartment issued a statement saying that "the company has been investigated by the Economic Investigation Brigade due to the current financial break".
Long-term rental apartments lost contact and ran away, resulting in no rent for landlords and no rent for tenants. Many landlords borrow money to buy a house and owe the bank a monthly payment. As soon as the intermediary runs away, some landlords may cut off their supply. In order to rent a house at a lower price, some tenants pay the rent in advance and repay the loan on a monthly basis through the "rental loan" model. Once the intermediary explodes, the tenant may not only be driven away by the landlord, but also have nowhere to live, and the abnormal loan repayment will affect the credit history.
According to incomplete statistics, as early as 20 19, at least 20 parents rented apartments, including Ai Apartment, Shanghai and other well-known apartments. As of August this year, more than 30 parents have rented apartments all over the country, all because of the broken capital chain.
"Since 20 17, the housing rental market has ushered in a period of rapid development, and various capitals have entered the market in serviced apartment for a long time." Wang Xiaoyu, an analyst at Zhuge Housing Search Data Research Center, pointed out that long-term rental apartments are growing wildly in the context of favorable policies, with constant turmoil, formaldehyde incidents, "rental loans" and frequent lightning explosions.
Mines are hidden behind "high income and low rent"
Zhou Mo (pseudonym) signed a house lease contract with Shanghai Yiyong Property Management Co., Ltd. (hereinafter referred to as "Yiyong") in July this year, but he didn't expect to be struck by lightning just after living for more than a month. He said that he was looking for a house through other intermediaries at that time, but he did not expect to sign a "moral" contract in the end.
According to Zhou Mo, the salesman said that the house he was looking at could only be paid annually, and the price was 3,200 yuan per month, which was a discount. At that time, the average rent around was about 3500 yuan. Zhou Mo made a counter-offer to 2600 yuan, but I didn't expect the other side to agree.
But then Zhou Mo communicated with the landlord and learned that the monthly rent when he signed the contract was 2,600 yuan, while the monthly rent paid to the landlord by "implication" was as high as 4,000 yuan.
The reporter learned that long-term rental apartments involve landlords, tenants and housing leasing companies, and many long-term rental apartments adopt a "back-to-back" model when signing lease contracts-landlords and tenants are not directly related, but sign contracts with leasing companies respectively, which also gives the platform an opportunity.
In the interview, the reporter found that long-term rental apartment platforms such as Woke, Woke, Qingke and Wowo all have similar business models, namely, "high rent and low rent" and "long rent and short payment", that is, paying the landlord rent is higher than the tenant rent, and the period of collecting the tenant rent is longer than the period of paying the landlord's house payment. Some long-term rental apartments attract tenants to pay annually with greater incentives, but pay the landlord monthly after collecting the rent.
The founder of a long-term rental apartment startup company has publicly stated that the bottom rent cost of the apartment accounts for 55%~60% of the total cost, and the rent difference is 1.6~ 1.7 times, so it is necessary to amortize the decoration cost and labor cost of 15%~20% every year, so the profit cycle of the long-term rental apartment is long. In order to pursue "short, flat and fast", many people have adopted the above methods for rapid expansion.
A few days ago, Guangzhou Real Estate Leasing Association pointed out in the "Housing Leasing Risk Tips" that the high-risk business behavior of "AG low payment" and "long payment and short payment" is prone to capital chain breakage. Some unscrupulous enterprises and individuals intend to use this model to form a "fund pool", which will bring huge economic losses to landlords and tenants after accumulating a large amount of funds.
Market supervision needs to be improved.
For the recent frequent mine explosions in long-term rental apartments, some victims think that they have been cheated, and the "high income and low rent" model is only a means of financing fraud.
The reporter learned that in addition to the "moral" thunder in Shanghai, recently, the Shenzhen police have also received alarms from tenants and landlords, saying that Shenzhen Moral Property Co., Ltd. has taken away the difference rent and people have gone to the building. On September 8, Shenzhen police issued a notice saying that the case of suspected contract fraud in Shenzhen "Qiyi" has been filed and the case is under further investigation.
Who should pay for the loss of the tenant and landlord after the money runs away? Relevant legal persons believe that if the landlord or tenant wants to claim litigation rights, the object is the breach of contract of the rental platform, but at present, the way to minimize the losses of both parties is to solve them through consultation.
In view of the phenomenon of long-term rental apartments running away in various places, Xi 'an, Shanghai, Hefei, Hangzhou and other places have issued risk warnings and new regulations on fund supervision, mentioning the business model of preventing "AG from paying low" and "long paying short". The contract text, rent level and usage norms of "rental loan" have become the main directions of tips.
Hangzhou Housing Management Department issued new regulations, requiring that from August 3rd1day, the rent paid by housing leasing enterprises to the entrusted lessors, the rent collected from the lessees, the deposit and the funds obtained from "rent loan" should be paid into the special deposit account for leasing funds.
Shanghai Real Estate Brokerage Association issued a document suggesting that tenants should choose a reputable apartment brand and be alert to the situation that the rent is too high or too low; Avoid paying a large amount of rent at one time; Adopt standardized contract text, etc.
On September 7, the Ministry of Housing and Urban-Rural Development formulated the Housing Leasing Regulations (Draft for Comment) to solicit opinions from the public, clearly established the registration system of housing leasing enterprises, set the industry entry threshold, and stipulated that leasing enterprises and real estate agents should not provide financial products and services in violation of regulations. It is mentioned that if there are high-risk business behaviors such as paying the landlord's rent higher than charging the tenant's rent and charging the tenant's rent longer than paying the landlord's rent, the real estate management department and other departments should include them in the list of business anomalies and strengthen the management of rent and deposit use. Supervision.
Relevant legal professionals suggest that market supervision needs to be further improved, and a series of supporting laws and regulations such as relevant implementation rules, local regulations and supervision measures should be promulgated as soon as possible to promote the implementation of laws and regulations.