Current location - Recipe Complete Network - Catering franchise - Due to the epidemic situation, the overdue investment projects of the company began to increase, and the overdue rate increased obviously. How to adjust the risk strategy?
Due to the epidemic situation, the overdue investment projects of the company began to increase, and the overdue rate increased obviously. How to adjust the risk strategy?

The solutions are as follows:

(1) Risk avoidance strategy. The first consideration of any economic unit's strategy to deal with risks is to avoid risks. Where the losses caused by risks cannot be offset by the possible profits of the project, avoiding risks is the most feasible and simple method. However, the method of avoiding risks has great limitations. First, avoiding risks can only be effective if it can be avoided. Second, some risks are unavoidable; third, some risks may be avoided but the cost is too high; fourth, enterprises passively avoid risks, which will make enterprises content with the status quo and not strive for progress.

(2) risk control strategy. When risks are unavoidable or certain risks are bound to be faced in an economic activity, the first thing that an economic unit thinks of is how to control risks, reduce risks, or how to reduce losses caused by risks, that is, to control risks. The second is to control the frequency of risks and reduce the degree of risk damage.

(3) risk diversification and neutralization strategy. Diversification of risks mainly means that economic units adopt multi-angle operation, multi-investment and multi-financing, multi-source foreign exchange assets, attract multi-suppliers and win over multi-customers to diversify risks.

(4) risk-taking strategy. Economic units can only bear the losses caused by risks when they can neither avoid risks nor completely control them or disperse and neutralize them.

(5) risk transfer strategy. In order to avoid the harm and disadvantage to its economic activities after taking risks, economic units can adopt various transfer methods, such as insurance or non-insurance transfer.