Social security is compulsory insurance, and ordinary enterprises should participate in it. The company can force you to participate in insurance, which is also a kind of protection for your personal rights and interests.

because the labor law stipulates that enterprises have the obligation to insure their employees, if you don't participate in the insurance, you will regret it in a few years and ask for labor arbitration. As a result, enterprises will have to pay back your social security fees and pay the corresponding interest and late fees.

Moreover, if you are insured in your own name, you can only participate in pension and medical care. If you have an industrial accident, the company is responsible for paying.

Besides, after joining the insurance, you only bear about 11% of the social security expenses of the payment base, which is more cost-effective than paying 21% of the payment base. So for the sake of the company and yourself, you'd better join the insurance.