Personal ordinary card-the credit limit of RMB account is at least 5,000 yuan, and the highest is 20 yuan; 000 yuan; The maximum credit limit of a foreign currency account is $2,000. The card type is UnionPay currency RMB.
Bank card level ordinary card consumption verification method signature+password/signature
The annual fee is RMB 50.00, and the interest-free period is 25-56 days.
If the credit card exceeds the credit limit, the part exceeding the credit limit will be charged at the annual interest rate of 5.00%.
The minimum withdrawal fee of RMB 1.00 is free.
A late fee of 5.00% will be charged for the unpaid part of the minimum repayment amount.
The minimum charge is 1.00 yuan, and the domestic original reading fee is 50.00 yuan.
Domestic copy 10.00 yuan
The handling fee for making up the statement is 5.00 yuan, and the handling fee for recovering the overpayment is free.
Loss reporting fee 20 yuan, card replacement fee 10 yuan.
[Display] Free Annual Fee Rule
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If the user spends five times a year or the accumulated consumption reaches 5000 yuan, the annual credit card fee will be automatically waived.
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1, which has all the functions of Peony Credit Card.
2. Real-time adjustment of credit line
Adjust the credit limit of the account in real time according to the credit change of the cardholder, that is, as long as the cardholder uses the card normally and reasonably, the credit limit will be gradually increased, so that the cardholder can fully enjoy the fun of credit consumption.
3. Consume first and then repay
You can spend first and then repay within the credit line given by the bank. You can enjoy an interest-free repayment period of up to 56 days from the date of consumption. The internationally accepted repayment credit method is adopted, and the minimum repayment amount is 5% of the total overdraft, which is convenient for cardholders to choose the repayment amount according to the capital turnover.
Peony gourmet credit card can be used at ICBC outlets and special merchants, special merchants with "UnionPay" logo and ATM machines. It can also be used by overseas merchants such as Hong Kong, Macao, South Korea, Thailand and Singapore and ATMs with the logo of "UnionPay".
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Four characteristics of peony gourmet card;
1, up to 50% discount, bringing the greatest benefits to users. At present, ICBC has signed cooperation agreements with more than 50 high-end restaurants in Shenzhen, and the number of cooperative restaurants will gradually increase in the future. Users can get a half-price discount as long as they swipe their cards during the "ICBC Half-price Day" provided by ICBC and the monthly activities of cooperative high-end restaurants. Not only that, users will also get preferential food consumption on weekdays. In addition, if the user spends five times a year or the total consumption reaches 5000 yuan, the annual fee of the credit card can be automatically waived.
2. The quota is sufficient and flexible. Once the application is successful, the user will be given a suitable credit limit, which can be gradually improved with a good credit record.
3, recyclable, with ample interest-free period. Users can spend without pre-deposit and enjoy an interest-free repayment period of 25 days at the shortest and 56 days at the longest.
4, safe and fast. It adopts humanized password setting, users can choose their consumption by password, freely choose the secret transmission limit, and there is a transaction SMS reminder service to let users pay attention to account changes at any time.