1, note that the loan interest rate is the lowest, followed by portfolio loans, and finally commercial loans. If buyers want to reduce the cost of buying a house, it is best to choose provident fund loans, because provident fund loans can save a large part of loan interest. However, before applying for provident fund loans, buyers should consult the local provident fund management center in detail to ensure that they meet the conditions of provident fund loans.

2. Get a discount before opening.

Generally, when new properties are opened, the discounts are relatively large, because this is the stage for developers to reserve customers. Because developers have no idea, they want to test the market reaction. Developers will register buyers in the early stage, provide a certain price, and finally determine the selling price, or pre-sell the house at a discount.

Step 3 participate in group buying

Group buying is very common in our life, especially in the catering and entertainment industry. In fact, the real estate market also has the way of buying a house by group purchase, but many people don't know it. In order to withdraw funds as soon as possible, the developers' chamber of commerce will launch group purchase concessions in conjunction with relevant units. At the right time, buyers can participate in online or intermediary group purchases. Because the group buying is relatively large, developers will pay more attention to it. By participating in group buying, buyers can get a more favorable price than the market price.

4. Be a picky person

If you can find out some problems with the house, you can bargain with the developer on this issue. Property buyers can start with choosing a house, such as choosing reasonable issues such as community greening and house orientation. If the other party sees that your sincerity in buying a house is still sufficient, they will make concessions on the price.