In order to standardize and improve the management of urban affordable housing sales, a better solution to the housing problem of low-income families with housing difficulties, according to the "Zhejiang Provincial Management Measures for Economically Affordable Housing" (浙政令[2010]283号文件), and the "Jiashan County Urban Economically Affordable Housing Management Measures (Trial Implementation)" (Shanzhengfa [ 2008] No. 116) and other relevant provisions, the development of the implementation rules. 2008] No. 116) and other relevant provisions, the development of the implementation of the rules.
I. Principles of application
1. The principle of government support for affordable housing, the individual's burden, all eligible to apply, a family is limited to one. Families applying for affordable housing may not reapply for the current year's low-cost housing protection, enjoy affordable housing, and then may not enjoy the government's preferential other policy housing.
2. Applications for affordable housing are subject to a system of application, review, publicity and waiting, and are determined in accordance with the principles of openness, fairness and justice.
2. Types and Conditions of Applicant Families
(1) Types of Applicant Families for Affordable Housing
1. Families composed of couples (or single residents with one of the parties deceased or divorced) and their children who are underage or unmarried and under 33 years of age (not included).
2. Couples with married or childless children.
3. Single residents (including divorced or widowed persons) aged 33 years or older.
Applicants with family members who are studying or serving in the military (including those who have moved out of their hukou) in a foreign country (excluding overseas) shall be included in the scope of family members applying for the program.
(2) The applicants for affordable housing shall also meet the following application conditions
1. The applicant's representative recommended by the applicant's family members***shall have full civil capacity (if the applicant's representative doesn't have full civil capacity, his/her legal guardian shall apply for him/her on his/her behalf) and be a resident of urban areas in the county (excluding students' accounts) and at least one of the family members shall be a resident of urban areas in the county, and at least one of the family members shall be a permanent resident of urban areas in the county. At least one of the applicant's family members has obtained a permanent resident's hukou in the urban areas of the county for more than 3 years (inclusive), and the time of hukou is calculated up to the date of acceptance of the announcement (inclusive).
Military personnel's family members who have obtained permanent urban residence in the county are not subject to the three-year time limit.
2. The applicant must be a married resident (including divorced or widowed with children) or a single resident aged 33 years or above, with age calculated up to and including the date of acceptance of the announcement. Among them, divorced persons must have been divorced for at least 3 years from the date of their most recent divorce. The date of divorce is counted up to the date of the announcement of acceptance.
3. Low-income families. The annual disposable income per capita of the applicant family is less than 80% of the disposable income per capita of urban residents in the urban area in the previous year (inclusive) as announced by the county statistics bureau.
4. The floor area of the current housing of the applicant family is less than 48 square meters (inclusive) or the floor area of the current housing per capita (single child according to the single, the same below) is less than 18 square meters (inclusive).
5. Applicant families currently renting public housing and other subsidized housing are required to withdraw from renting public housing and other subsidized housing after enjoying the affordable housing policy.
6. No member of the applicant's family has access to a collective residential base in a rural area.
(C) the following housing included in the applicant's family housing area approved range
1. has purchased the housing reform housing (including the government's preferential policies to buy the relief housing, housing, affordable housing, capital cooperative housing, etc.) regardless of whether or not the transfer is included in the approved range of housing area (the area of such housing more than 48 square meters, then do not meet the conditions).
2. All kinds of housing rights acquired through purchase, demolition and resettlement, inheritance, gift, etc. (including term housing), as well as all housing transferred within 5 years from the date of acceptance of the announcement (including the area of the house to be demolished or the area of compensation and resettlement as set out in the agreement on monetary compensation for demolition and resettlement).
3. For non-residential properties such as stores that are held and have been transferred within the stipulated time limit, the applicant family shall commission a professional appraisal organization to conduct an asset appraisal in accordance with the regulations, and according to the total amount of the appraised assets shall be converted into the area of ordinary commercial housing in the same lot and included in the scope of the area approval; at the same time, the rental income shall be counted as part of the family's income.
(d) For vehicles, the applicant family shall commission a professional appraisal organization to conduct asset appraisal in accordance with the regulations, and according to the total amount of the appraised assets, the income shall be included in the scope of the family's income according to the number of years of use.
Three, the application for recognition
(A) acceptance
Applicants in the announced period of acceptance of the application for affordable housing, to the community committee of the household account to apply, truthfully fill out the "Jiashan County, urban residents to buy economically affordable housing application for approval" (hereinafter referred to as "application for approval form"), and to provide the following relevant supporting materials:
1. Original and photocopy of the identity card of the family member (or single person) of the subject of application.
2. The original and photocopy of the resident's household register of the family member (or single person) under application. If the husband and wife's household accounts are not in the same household account book, they need to provide a marriage certificate and photocopy; if divorced, they need to provide a divorce agreement and photocopy or a court judgment of divorce and photocopy, and proof of the current marital status; if unmarried, they need to provide a certificate of being unmarried; if they belong to the collective household account of the unit, they need to be issued by the unit to prove it.
3. Proof of family income. The applicant's husband and wife or one (or single) has a work unit, by the unit of the previous year's income and other circumstances to make a written certificate and stamped with an official seal. Applicant husband and wife or one (or single) without a work unit, has not reached retirement age (age calculated to the date of the announcement (inclusive), the same below), respectively, by the community where the household (neighborhood) is responsible for the verification of their occupations and income, and signed and stamped with an official seal; applicant husband and wife or one (or single) without a work unit, reached retirement age, by the social security department of the members of the Whether to enjoy social security and the situation (if enjoying social security, should indicate the amount of various types of social security enjoyed throughout the previous year) to sign the opinion and stamp the business seal.
4. Proof of family housing. Members of the family members applying for the current residence and identity card, household registration book on the residence of the property voucher (real estate certificate) original and photocopies or proof of housing; domicile (residence) in the rural areas, by the local village, neighborhood committees issued by the homestead housing certificate and confirmed by the land department seal; domicile in foreign countries, by the local housing department issued by the Housing Reform situation; domicile (residence) for the collective unit, by the unit issued by the housing situation certificate. Proof of housing situation.
Applicant family members who hold or rent private or public housing must provide the original and copies of the Certificate of Housing Ownership, the Certificate of Housing Lease (or the lease agreement), and a letter of withdrawal from the public housing (guaranteed housing); houses that have been demolished and relocated must also be provided with an agreement on the demolition and relocation of compensation and resettlement; if you hold and have transferred (within five years) non-residential premises such as stores, you need to provide the asset appraisal report and the average price of ordinary commercial housing in the same location issued by a professional appraisal organization. The report on the average price of ordinary commercial housing in the same lot is required.
5. When an applicant family submits an application, it shall at the same time submit an application for approval of its family income status and provide other materials deemed necessary by the reviewing department.
(II) Audit
1. The community committee of the application submitted by the applicant's "Application Approval Form" and the original and photocopies of relevant materials for verification, within 20 days from the date of acceptance of the end of the period of the applicant's family members, income, housing status whether to meet the prescribed conditions for review, put forward the initial review opinion, and in the community of their domicile for publicity (the publicity period shall not be less than 7 days), based on the review opinion and the results of the publicity to sign the preliminary examination opinion Seal, the preliminary examination opinion and application materials together to the township people's government (street office).
2. Review. By the town (street) people's government within 20 days from the date of receipt of the application materials on the applicant's family members, income, housing status whether or not to meet the conditions set out in the review opinion stamped, and will be eligible applicants of the application materials transferred to the county housing committee office.
3. Income review. By the county civil affairs department in conjunction with the business administration, public security departments such as car control, within 20 days from the date of receipt of the application materials on the applicant's family income and other circumstances to meet the prescribed conditions of the audit opinion, and make a written conclusion of the income audit.
4. Housing approval. By the county construction administrative department from the date of receipt of the application materials within 60 days from the applicant's family housing situation whether the prescribed conditions for approval, and make a written conclusion of the housing audit.
(C) publicity
Applications accepted by the relevant departments and audit, will meet the conditions of urban affordable housing applications submitted to the county housing committee, the county housing committee in the "Jiaxing Daily (Jiashan Edition)" and other relevant media, the application of the composition of the family members of the object's household registration and the community, the composition of the family, income, housing and other information for a period of 15 days of publicity, to accept the public supervision. If any member of the applicant's family dies before the deadline of the public announcement, the applicant must be re-examined.
(4) Determination
If there are no objections after the public announcement (including those with objections that are verified and ruled out), the county housing commission office will register them as the objects of affordable housing protection.
(V) Selection by Drawing Number
The County Housing Commission Office shall issue the "Jiashan County Urban Affordable Housing Purchase Permit" (hereinafter referred to as the "Purchase Permit") to the selected applicants through the public drawing number procedure.
Four, the sales process
1. Release of information. According to the progress of the construction of affordable housing in the county, the county construction administrative department and other departments will promptly announce to the community the housing area, quantity, price, household type, pre-sale time and other basic information.
2. Lottery waiting. In accordance with the total number of eligible applicant families to determine the number of numbers, to apply for family representatives shall be randomly drawn, and registered on the spot, due to the selection of housing is not on the spot and the turn of the number of null and void on the spot, the number generated by the number of draw for the selection of the sequential number of the house.
3. Independent selection. Representatives of the applicant families with ID cards, in accordance with the public lottery to determine the order of selection number, within the time specified in the announcement to the designated location, the representative of the applicant families in accordance with the order of the selection number order of the sale of housing units provided by the independent selection, selection of housing to receive the "Certificate of Approval", until all the housing units have been selected. The remaining sequential numbers will be automatically voided and cannot be used by extension.
Approved applicant families who do not show up for the drawing of numbers, or who give up the selection of housing after the drawing of numbers, or who do not purchase the housing after the selection of housing by the applicant family, will be disqualified from purchasing housing in that batch, and must reapply for it if they need to apply for it in the future; and applicant families who receive the Permission to Purchase Certificate but eventually give up the purchase of housing will not be allowed to reapply for affordable housing for a period of two years (excluding the current year). If an applicant gives up the purchase of a home after receiving the Permission to Purchase Certificate, the Permission to Purchase Certificate must be returned to the county housing committee for cancellation; if the applicant refuses to return the Permission to Purchase Certificate, he or she may not participate in future applications for affordable housing.
4. Signing the contract. Prospective families within the prescribed time limit, with the "Certificate of Purchase" and affordable housing owners of units to sign a contract for the purchase of affordable housing, for the appropriate payment procedures, in line with the conditions of the bank loan, you can apply for a personal housing loan from commercial banks, which meet the conditions of the provident fund loan, you can apply for a personal housing provident fund loan.
5. Housing closure. Affordable housing owners of units in the end of the sale of housing, the need to apply for the object and list of housing and the "permit to purchase" reported to the county administrative department of construction, the remaining housing carry-over to the next batch of affordable housing application for housing.
Fifth, the sale price, enjoy the standard
Economic housing prices to implement government pricing, the specific sales price is based on the county price authorities approved prices.
Applicants can enjoy the affordable housing price of the floor area standard, according to the multi-storey 60 square meters per household, small high-rise, high-rise 70 square meters per household. The part of the purchased area exceeding the above control standard shall be priced according to the price of the commodity house in the same lot approved by the county price authority.
In-kind purchase of housing over the standard part of the area of the same lot of commercial housing pricing, the price difference by the County Department of Affordable Housing Development unified collection, into the Urban Housing Development Fund.
Economic housing can enjoy the standard need to deduct the applicant's family has enjoyed the part of the above "into the applicant's family area of the current housing approved scope" of the first type: has been purchased in the housing reform housing. However, in the announcement date (including) before the divorce of the applicant family for three years, the divorce of the housing belongs to the other party and complete the registration of property rights and other conditions of the application of the party, the original family to participate in the housing reform of the purchased floor area in accordance with one-half of the enjoyment of housing reform of the purchased floor area.
Sixth, listing access
1. Employees and residents who have purchased affordable housing shall pay the deed tax and other relevant taxes in accordance with the regulations, and apply for the registration of property rights, and the ownership of the purchased housing shall be owned by the purchaser, but it shall not be listed for trading within five years from the date of the issuance of the "Certificate of Housing Ownership".
2. Purchasers of affordable housing have limited property rights, and the contract for the purchase of affordable housing in kind must specify the "minimum payment" to be made to the government when listing, i.e., the government's reduction or exemption of the price of the land premium and administrative fees and governmental funds for the purchase of affordable housing. The property rights registration department shall add the "affordable housing" mark on the issued "house ownership certificate" and "state-owned land use certificate".
3. Purchasers of affordable housing, to reach the required number of years of residence need to be listed and traded, should be in accordance with the price of ordinary commercial housing in the same area or the transfer of affordable housing transaction price and the original purchase price of the difference between 60% of the price of the land proceeds and other land to the government (the amount of compensation shall not be less than the "minimum compensation") before the transaction procedures. ) before going through the transaction procedures. Individuals purchasing affordable housing may not be rented out before acquiring full ownership. The relevant departments are not allowed to handle the relevant procedures for renting. The difference in price of commercial housing in the same location, as a special fund for urban housing in the county, into the financial management of two lines of income and expenditure, for the construction of affordable housing in the county.
4. In the affordable housing restrictions on the listing of the transaction period, the buyer due to inheritance, divorce occurred in the transfer of ownership of housing, approved by the county administrative department of construction, allowed to handle the transaction of the transfer procedures, the transfer of the property nature is still affordable housing, restrictions on the listing of the transaction starting date remains unchanged.
Because the court according to law, mediation or arbitration agency ruling must occur in the transfer of ownership of housing, approved by the county administrative department of construction, shall be required to make up for the land proceeds of the housing and other related prices, allowed to be listed in advance.
Seven, legal responsibility
1. The relevant government departments shall effectively fulfill their responsibilities to strengthen the follow-up management of the purchased affordable housing, and carry out regular inspections of the residents of the purchased affordable housing families, the use of housing, and other circumstances, and find violations corrected in a timely manner.
2. Relevant government departments shall strengthen the investigation and handling of disciplinary and illegal acts in the construction and trading of affordable housing.
Violation of "Jiashan County urban affordable housing management measures" and the implementation of the rules of the behavior, "Zhejiang Province, affordable housing management measures" and other relevant laws, rules and regulations have been punished, from its provisions.
3. State organs staff in the construction of affordable housing, management process of dereliction of duty, abuse of power, favoritism, by the competent authorities in accordance with the management authority of the directly responsible officer in charge and other persons directly responsible for the punishment; suspected of committing a crime, the transfer of the judicial organs to deal with.
Eight, bylaws
The implementation of the rules by the county construction administrative department is responsible for the interpretation. The implementation of the implementation of the rules from the date of publication, the original "2010 Jiashan County urban affordable housing management implementation rules" (good housing committee [2009] No. 1) shall be repealed at the same time.
You look at it, but personally I think it is enough to qualify is also very difficult to apply for, good luck.