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What kind of insurance does the average restaurant buy to prevent customer injuries

To prevent customer injuries, you should buy public liability insurance.

The public liability insurance mainly covers the third party's personal injury or death and property damage caused by accidents in the insured business area, and the operator should bear the compensation responsibility. The third party here refers to the customer.

When the restaurant buys public liability insurance, it can also extend the insurance "food and beverage liability provisions", after the insurance, assuming that the customer consumes the food and beverage provided by the restaurant or food and beverage mixed with foreign substances, resulting in food poisoning and other accidents, the insurance company is responsible for compensation.

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