1, Bank of Guangzhou Co., Ltd. was established in September 1996, ranking first in the competitiveness ranking of small and medium-sized banks in Asia, ranking third in the competitiveness evaluation of city commercial banks with assets exceeding 200 billion yuan, China civilized and standardized banking service demonstration unit, best service small and medium-sized enterprise bank, best service technology enterprise bank, best small and medium-sized enterprise board award, local economic and social development contribution award, and Guangzhou top ten largest.
2. Focusing on the financial needs of citizens to enjoy a better life, Guangzhou Bank Co., Ltd. launched a variety of retail products such as "eye-catching children's deposit certificate", "salary card" and "Panyu financial card". Promote the construction of "coffee-type" characteristic outlets and create regional characteristic outlets according to local conditions. Online smart counters and mobile pads create a "smart hall". Online comprehensive financial sales system, expand the network rate of mobile devices, realize self-service transaction processing, one-stop and streamlined business processes, and enhance customer service experience.
3. Debit card refers to the bank card issued by the issuing bank to the cardholder without credit limit, and the cardholder deposits first and then uses it. Debit card refers to a bank card issued by a bank to an individual with all or some functions such as transfer settlement, cash deposit and withdrawal, investment and wealth management, consumption payment, etc. According to different functions, it is divided into transfer card, special card and stored value card. Debit cards do not provide overdraft service, but when the account is in arrears due to transaction methods, settlement or charges, the bank has the right to recover the arrears from the cardholder until the cardholder pays off the arrears. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A Special card is a debit card that is used in a specific area and has a specific purpose (except for department stores, restaurants and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.