The concept of consumption refers to daily consumer goods that are related to people's daily life and can directly improve people's quality of life, including clothing, food and beverage, automobiles, household appliances, retail chains, restaurants and tourism and other related stocks. The characteristics of these stocks are directly related to people's living standards, and the improvement of living standards directly drives the growth of these stocks. The rapid growth of these stocks reflects the continuous improvement of people's quality of life. Compared with other stocks, the cyclical performance of the economy is weak and it is in a weak market.
From this perspective, Suning Appliance is an authentic concept of retail and consumption. Its growth has promoted the popularization rate and quality of life of national household appliances, and the rapid popularization of national household appliances has also promoted the rapid growth of Suning.
The development of pharmaceutical enterprises cannot directly echo the quality of people's daily life, so it is not included in the consumption category and listed as medicine alone. But it is also closely related to the improvement of national consumption capacity. The development of pharmaceutical companies is mostly accompanied by the enhancement of residents' consumption power.
It is not difficult to say that investment and financial management are difficult, and it is not simple to say that it is simple. For people who know how to manage money, what kind of financial products to buy and how to allocate their own funds have come to a conclusion without much consideration. But for people who don't know how to manage money, even if they have the heart to manage money, they will always hesitate, and as a result, they waste a lot of time. You know, in financial management, time is money. If you don't fully grasp the time, it is tantamount to wasting money.
1. If you want to choose wealth management products, you must proceed from your own situation and consider your own economic ability and risk tolerance. It is not that the higher the income, the better the wealth management products. Choosing the right financial products and obtaining stable income is the correct way to manage money. When you choose a wealth management product, its risk, safety, liquidity and so on should be taken into account. Of course, its income must also be taken into account.
2. If you don't have much money, don't want to take too much risks, and need to use money at any time, choose financial products with capital preservation and current demand, such as money funds, reverse repurchase of government bonds, and bank deposits. These are the things you should choose when choosing financial products.
3. If you have sufficient funds, little liquidity demand and can take certain risks, you can pursue some high-risk and high-yield investments, such as stocks, gold and futures. These are the directions you can choose when choosing wealth management products.
4. Summary: Make clear your risk preference. If you can't stand the loss of more than 10%, don't buy high-risk wealth management such as stocks, futures and foreign exchange. Know whether your funds need liquidity. Some wealth management products have high returns but poor liquidity. You can look at the deposit products issued by banks in Internet finance, which are higher than ordinary deposit banks, and some products have good liquidity.