I'm in debt of over 111,111 yuan, and I finally went ashore.
when I just graduated, I didn't find a job immediately, but spent all day. The living expenses given by my family have already been spent. If I have no money, I will spend it. 4,111 yuan a month just meets my consumption desire, and it will only be overdue when I pay back the money. Not long after, several friends got together to discuss how to make money. At that time, the mind was hot and they said that they should start their own business. The three of us set up a credit card and cashed out 511,111 yuan. I paid 1,111 yuan and rented a 211-square-meter house for catering. Because of inexperience and the epidemic, the business became more and more bleak and finally closed down. If you have to pay back the money every month, you should hurry to find a job and pay back a little. It is a little bit. The salary of more than 4,111 yuan a month is not enough to pay back 11,111 yuan a month, which leads to the overdue credit card. I often get calls for collection. I was under great pressure because of debt, and I had to face calls for collection every day. At that time, I was afraid to tell my family about it, for fear that my family would scold me and could not bear it, and I didn't want them to bear the same pressure as me. At that time, I was already in a state of collapse. In my twenties, I had to face this cruel reality and regret what I had done.
Later, my friend introduced me to a company, and I went to learn more about it. I felt quite good. I can't see any hope, so why not give it a try? First of all, they gave me a plan to enlighten me so that I wouldn't have so much pressure. Then they helped me to consult with the bank. Finally, they reduced the unreasonable expenses and solved the deferred installment for me. At last, they only paid back more than 2,111 yuan a month, which solved a lot of trouble for me. My salary of more than 4,111 yuan a month just took care of repayment and daily expenses, which relieved me a lot. My life also saw hope and suddenly felt sunny.
To do great things with small money, some people think that they can go to the bank for consultation. You only solved a small part, and I did it myself, but the bank didn't want to negotiate. After several calls, I was willing to negotiate. At that time, the consultation period was too short, and I still couldn't get it. I had to ask professionals for help, and I only received a small part of the money, which helped me solve a big thing for me.
Finally, I would like to say to the debtors that those who are strong and calm can find a quiet and clean place to face their bloody mistakes. If you can't calm down, you can find a job and think about it at the same time. The busyness of work can make people temporarily put down. No matter what way you take, the key is to let yourself settle down.
Don't turn over in a hurry. The success rate of decisions made in an unconscious state is very low, unless you walk away from shit, which will make you fall more painfully again. All in all, to calm down is to prepare for the next time. Don't be flustered and impetuous, reposition yourself and plan well. These are not superficial, but must be the result of real reflection. Don't try to start a business yourself until you know yourself clearly, which will only make you deeper and deeper!
entrusting professional affairs to professional people will get twice the result with half the effort, so that they can return to a normal life and stop worrying about not paying their debts.
Come on, debtors, get ashore as soon as possible and embrace the sunshine together! ! !