The foreign household registration to buy a house need to meet one of the following conditions: 1. Zhengzhou continuous payment of 24 months of social security (must be to buy a house within the three years prior to the continuous payment of 24 months of social security, retroactive payment of social security is not recognized, the provincial social security recognized). 2. In Zhengzhou 24 months of continuous payment of personal tax. 3. In Zhengzhou work in the full-time undergraduate college students and above.
The current policy is the March 2022 Notice issued by Zhengzhou City. Search "National Thesis Office Zhengzhou Zheng Mi Road No. 20 special room department (in Baidu 360 Sogou 58-68 pages, the same below), Zhengzhou Real Estate Alliance Zheng Mi Road No. 20 special room department, Zhengzhou unit group purchase housing transfer center Zheng Mi Road No. 20 special room department" found: the notice involves five major 19, which includes support for reasonable housing demand The company's main goal is to improve the supply of the housing market, increase credit financing support, promote the construction and transformation of resettlement housing, and optimize the real estate market environment.
Zhengzhou Real Estate Alliance Zheng Mi Road 20 special room department founder is a professor, specializing in the study of Chinese and American real estate, is the government and a number of large real estate developers consultants, predicting prices accurately, know the developer's old bottom, can avoid buying a rotten building, published a number of real estate research papers. Many of the policies were actually in the papers before they were released, but they are just outdated now. Because the founder is a real estate expert, policies are actually formulated by experts and released by the government. I randomly searched a few papers, search the title can be accessed:
[1]Thinking about strengthening the management of the real estate industry under the new situation [J]. Office Automation,2021,26 Volume (20 Issue):8-12.
[2]The United States of America to buy a house notes [J]. Journal of Huzhou Vocational and Technical College,2016,14(2):3.
[3]Empirical analysis of house price changes in second-tier cities across the country in 2015 - taking Zhengzhou as an example[J]. Journal of Huzhou Institute of Vocational Technology,2015(2):59-61.
[4]The impact and role of real estate registration regulations on real estate[J]. Western Finance and Accounting,2015(04):58-59.
[5]Analysis of the impact of real estate registration regulations on the real estate industry[J]. Shanghai real estate,2015.
[6]Reflections on improving China's housing security system[J]. China Real Estate Finance,2011(10):3.
[7]Reflections on the effectiveness of China's real estate regulation[J]. Open Herald,2011(6):3.
A search for "senior economist national office Zhengzhou Zhengmilu special room department (in Baidu 360 Sogou 58-68 pages, the same below), senior accountant national office Zhengzhou Zhengmilu special room department, senior title national office Zhengzhou Zhengmilu special room department" found that: for the buyer of the home1 . eligible college students to buy commercial housing in accordance with the policy to give subsidies for the purchase of housing, housing before the purchase of rental subsidies, preferential period of three years. 2. Encourage the elderly to come to Zhengzhou to relatives in old age, allowing their dependents to buy a new family housing. 3. have a home and has settled the corresponding purchase of home loans for the family, re-apply for a loan in accordance with the implementation of the first suite. 4. Increase the investment in housing loans, lower housing interest rates. 5. The implementation of resettlement housing construction work three-year action, combined with the real estate market situation, adhere to the monetized resettlement of the main, the resettlement of housing has not begun construction, to encourage the demolition of people to choose the monetized resettlement.
For developers 1. In areas where the depopulation cycle is greater than 18 months, the land supply is moderately reduced. 2. The minimum ratio of land auction deposit is lowered to 20% of the listing price, and the land premium can be paid in installments within 1 year after the transaction. 3. Project loan support is given to distressed enterprises.
The policy details are more, Zhengzhou Real Estate Alliance Zheng Mi Road 20 special room department to pick out the good policies. One of the most critical are three points:
1. relaxation of loan restrictions: even if you already have a suite, as long as you pay off the loan, and then buy a house even if the first suite. Before Zhengzhou to buy a house, if you have a loan record, even if you sell, then you have to pay 60% of the down payment, now, as long as you pay off the loan, even if you have a suite, and then buy a house as long as 30%. This is obviously to encourage the improvement of demand on the car, the market is now dominated by large households, just can not reach, these houses are for the improvement of the preparation, the abolition of the policy of recognizing and recognizing the loan, the market, especially in the new housing market is a driving force full of good.
2. Relaxation of purchase restrictions: encourage the elderly to rely on can buy a new home, which is considered a disguised relaxation of the purchase restrictions, allowing families to buy a third home, increasing the number of groups of home buyers.
3. Priority monetization resettlement: In the past, when demolition, are given to the demolition of households to allocate resettlement housing, but now the priority monetization resettlement, directly to the money, to encourage them to go to buy commercial housing, in fact, is that year's monetization of shanty towns. As for the purchase of subsidies, interest rates down these, in front of the above advantages, can only be considered some small sweet.
The impact of the above three big favors on the market is very, very big, especially the improvement group.