There is a special installment pre-approval quota, that is, you are eligible to apply, such as buying a car, but this quota is not used to pay the down payment. You have to pay the down payment in cash, the final payment in a special amount, and then repay it on time every month.
The basic process of credit card installment application of CCB is:
(1) The customer first selects a car at the dealer and tests it, and negotiates with the dealer to determine the purchase price;
(2) Show my credit card, ID card, work certificate (or real estate license) and fill in the application form for installment payment;
(3) Distributor submits customer application materials to CCB;
(4) After the application is approved, the customer pays the down payment to the dealer and goes through the relevant formalities;
⑤ After receiving the dealer's notice to pick up the car, pay the final payment by credit card and pick up the car;
⑥ Repay by monthly installments through Longka credit card.
Extended data:
CCB's special installment quota? It is a special credit line independent of personal credit line provided to CCB Longka credit card holders according to the application. Cardholders can use this special credit line when purchasing goods or services from designated CCB merchants in decoration building materials, furniture and household appliances, department stores, tourism, wedding, education and training industries.
Advantages of CCB's application for special installment quota;
The installment financial support of CCB can be obtained within 7 working days from the date of application.
No guarantee, no mortgage, just provide relevant qualification certification materials to apply.
Support the phased consumption of various products or services in six major industries.
The third repayment period can be selected as 6, 12, 24.
Convenient repayment option: All credit card repayment channels of CCB support repayment.
The basic conditions for applying for a CCB credit card are:
At least 18 to 70 years old, with full capacity for civil conduct.
Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.
Inquiry of CCB's special installment quota: Cardholders can inquire after entering personal information on CCB Longka installment page. The general bank will contact the cardholder within 3 working days after receiving the submitted information. After the formal application is passed, you can take the CCB Longka credit card to the merchant you booked for special installment consumption.
References:
CCB Longka enjoys a happy life in stages _ _ China Youth Network
China Construction Bank started to send services to budget units _ _ China Youth Network