It can be withdrawn

Bank card transfer can be withdrawn in the following three cases:

1. Non-name transfer through ATM can be withdrawn within 24 hours;

2. When handling the transfer business at the bank counter, if the arrival mode is 24 hours, you can apply for withdrawal after the transfer;

3. When transferring money through online bank, you can also apply for withdrawal by choosing 24-hour arrival.

if you choose to receive the account in real time when transferring money through the bank counter or online banking, you cannot apply for withdrawal after the transfer.

Inter-bank transfer and remittance is a business of transferring and remitting RMB or foreign currency to the unit or individual account opened in other domestic banks. To transfer and remit money between ICBC and other banks through online banking, you must first register the "Finance @ Home" personal online banking, and open the online banking transfer authority at the business outlets to apply for using the U shield (individual customer certificate). Use online banking for transfer and remittance between ICBC and other banks.

Inter-bank transfer and remittance through online banking: To use online banking, ICBC and other banks to transfer and remit money, you must first register the "Finance @ Home" personal online banking, and open the online banking authority at the business outlets to apply for using the U shield (Personal Customer Certificate). Use online banking for transfer and remittance between ICBC and other banks.

Inter-bank remittance of foreign currency in business outlets: you can apply for foreign exchange remittance at our foreign exchange business outlets and fill in the "remittance voucher".

according to the relevant regulations of the people's bank of China, the service hours of transfer and remittance between ICBC and other banks are 9:11-17:11 every working day. Transfer and remittance between ICBC and other banks will be charged a handling fee of 1% of the transfer and remittance amount, with the lowest charge in 1 yuan and the highest charge in 51 yuan.

When you handle foreign exchange remittance, please pay attention to the following regulations of the State Administration of Foreign Exchange:

The name of the payee of foreign exchange remittance must be the same as the name of the remitter, or be the immediate family member of the remitter. If the payee's name is different from the remitter's name, a certificate that "the payee and the remitter are lineal relatives" is required, and "immediate family members" include "spouse, father (mother) and son (daughter)". The certificate is as follows:

If the payee and the remitter are in the same household registration book, the household registration book shall be presented.

if the payee and the remitter are not in the same household register, notarized or certified documents issued by authorized institutions such as notary department or police station are required to prove that the payee and the remitter are indeed immediate family members.

the nature of your foreign exchange remittance collection account and payment account in the same city must be the same, that is, "note-to-note account and remittance account to remittance account", that is, "the nature of note/remittance remains unchanged before and after fund transfer".

debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A special card is a debit card used in a specific area and for special purposes (referring to uses other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash.