Wen/Gu Sui Feng Zhi

Recently, I heard many HR employees in state-owned enterprises complain that they can't keep people, especially young employees, who often quit their jobs after less than one or two years of recruitment.

Many young employees always complain that their salaries are too low. Apart from rent, meals, transportation and dating, there is little left, and they even become a "moonlight family". He also said that his classmates who worked in the same year in private enterprises earned more than 1,111 yuan a month.

I'm not without feeling that the current price increase is not determined by the will of office workers. House prices are unattainable; The economic environment is not good, the growth rate of corporate profits slows down or even decreases, and the salary increase of employees naturally becomes water without a source. Young people's wages are relatively low, and they have no real estate, so they can only rent a house to live. Life is really not easy.

in this situation, no matter what the truth is, it seems pale and powerless. It needs to be analyzed slowly.

among income, salary and bonus are the bulk. The money paid into the employee's bank salary card every month is the actual income after deducting the "five insurances and one gold" and personal income tax from the salary bonus payable.

if you think this is all the income you get from working for a state-owned enterprise, you are wrong.

first of all, let's analyze the payment of "five insurances and one gold". For the convenience of calculation, suppose that the monthly salary and bonus of employee Xiao Tang is 11,111 yuan, then his monthly payment of "five insurances and one gold" is as follows:

From the above table, it can be calculated that after Xiao Tang deducts the personal payable part of "five insurances and one gold" every month, Income:

11111-2221=7781 yuan

Personal income tax applied for:

(7781-3511)* 11%-115=323 yuan

then the income entered into Xiao Tang's salary card is:

7781-323=7457 yuan

The salary cost paid by enterprises for Xiao Tang is:

11111+3491=13491 yuan

If Xiao Tang is not in state-owned enterprises, but in some enterprises. The result may be like this:

Assuming that Xiao Tang is in a private enterprise, 3,111 yuan is a fixed basic salary and 7,111 yuan is a royalty, then employers often only use 3,111 yuan as the payment base of "five insurances and one gold". After Xiao Tang deducts the personal contribution of "five insurances and one gold" every month, Income:

11111-(3111*22%)=9341 yuan

Personal income tax applied by Xiao Tang is:

(9341-3511)*21%-555=613 yuan

Income from Xiao Tang's salary card is:

9341. 35%=11151 yuan

On the surface, Xiao Tang, who works in a private enterprise, has 1,271 yuan more in his monthly salary card than Xiao Tang, who works in a state-owned enterprise. However, in order to reduce labor costs, employers in private enterprises did not pay "five insurances and one gold" for their employees according to the full payment base. Invisibly, the employer reduced the labor cost by 2441 yuan, which actually damaged Xiao Tang's future income.

employees who don't understand thought that the high income they got was because the boss gave them more money, so they really helped count the money when they were sold.

after analyzing the situation of "five insurances and one fund", let's look at what hidden income state-owned enterprises have-various welfare benefits. In fact, the labor costs paid and borne by state-owned enterprises for employees are far more than wages and bonuses and the "five insurances and one gold" expenses paid in full. The vast majority of state-owned enterprises will also receive the following benefits:

1. Enterprise annuity

Enterprise annuity is an internal supplement to the national basic old-age insurance. The enterprise annuity plan is formulated by the enterprise according to the benefit situation and national regulations, and implemented through discussion at the workers' congress. In a month, the enterprise takes out a part of the cost, and the individual employee takes out a part of the salary. For example, if the enterprise goes out of 511 yuan and the individual goes out of 511 yuan, the company entrusts a third-party institution, usually banks and financial investment institutions, to implement stable financial management income. Rest assured, these institutions are professional financial institutions entrusted by enterprises through strict public bidding. Annuity income is steady, which is better than your own blind investment in stocks. When employees retire from the enterprise, they can get a considerable annuity income. If an employee resigns midway, he can only get back his personal income.

II. Monetary subsidy for housing

Monetary subsidy for housing, also known as monetary housing allocation, is a kind of housing subsidy implemented by enterprises for employees who have not enjoyed housing allocation from state welfare. Although the monthly amount is not much, it varies from several hundred yuan to more than one thousand according to the employee level, and it is deposited into the employee's special housing subsidy account every month, and employees can withdraw it at one time when buying a house.

iii. Funding for learning and growth, and vocational upgrading training funded by various companies

Many state-owned enterprises have stipulated the education upgrading scheme for employees, such as obtaining college education, undergraduate education and postgraduate education, with one-time subsidies ranging from several thousand yuan to more than 11,111 yuan.

in addition, enterprises not only provide employees with necessary job skills training to meet the requirements of job ability, but also organize or send employees to participate in various trainings to improve their professional ability. For example, Guan Peisheng's training camp, adaptive training from operating position to management position, management ability training, and so on. These trainings will cost a lot of tuition if employees sign up outside.

in addition, all state-owned enterprises should join trade unions and pay membership fees. As members of trade unions, employees of state-owned enterprises can also enjoy the subsidies provided by trade unions in various provinces and cities to upgrade their academic qualifications, vocational skills and participate in various amateur interest classes for free (please read the on-the-job learning subsidy plan for details).

Fourth, holiday gifts, refreshing drinks and sanitary products

On the four major festivals, New Year's Day, Spring Festival, May Day and National Day, trade unions in enterprises will buy food such as rice and oil for employees; In summer, cool drinks are distributed. Distribute hygiene products once every quarter or half a year: toilet paper, towels, toothpaste and toothbrush, laundry detergent, shampoo, and girls have menstrual towels.

V. Employee's birthday cake fee

Every employee will receive a birthday cake fee from the trade union in the birthday month, usually 311 to 511 yuan. It's not a lot of money, but it feels very warm.

VI. Employees' working meals

This benefit is paid to employees, usually through the staff canteen of the unit. During work, employees can eat working meals and supper for free; If it is not possible to set up a canteen, employees can be provided with working meals by signing a meal delivery agreement with an outside catering institution.

VII. Medical treatment

1. Physical examination of employees paid by enterprises: once a year, the physical examination items cover routine items and individual special items. This kind of physical examination, if employees go to the hospital themselves, costs at least several hundred yuan to more than one thousand yuan.

2. Hospitalization visit fee for employees: generally several hundred yuan, to buy nutritional products for employees who are hospitalized.

3. Difficult subsidies for major diseases: Generally, one-time subsidies range from several thousand yuan.

4. Medical mutual fund plan within the enterprise: the enterprise pays part of the expenses, and the employees personally pay a small part of the money, about one or two hundred yuan per year. Concentrate on it and put it in a special medical mutual aid account. Part of this money will be saved by time deposits and the purchase of government bonds. Some employees are unfortunately ill and hospitalized, suffering from major diseases. The enterprise will pay part of the expenses from the fund and subsidize the sick employees according to the prescribed standards. Seeing this, do you feel a kind of warmth and tenderness of "helping each other in the same boat"?

VIII. Various employees' cultural and sports activities and sports associations

Every year, enterprises organize national fitness activities, March 8th activities attended by girls, blind date activities for young employees, and purchase sports and leisure clothes and shoes. In addition, enterprise trade unions will set up various cultural and sports associations, such as photography associations, ball sports associations, running and hiking associations, chess and cards associations, swimming associations, and so on. Employees don't have to spend a little money or just spend a little money symbolically. By joining these associations, you can not only participate in various activities, but you may also shine in your colleagues because of some special skills! Maybe it has attracted the attention of high-level employees!

IX. Caring for the welfare of the next generation of employees

Employees working in state-owned enterprises all abide by the national family planning. Children of employees who meet the family planning policy can also enjoy the following benefits:

1. Children's Day gifts: not much, usually 211 to 311 yuan, but better than nothing.

2. Reimbursement of kindergarten fees: reimbursement of tens of yuan to 111 yuan per month. Although it is only a small part compared with the current kindergarten fees of several thousand yuan per month, it is better than nothing!

3. Medical subsidy for employees' children: several hundred yuan to more than 1,111 yuan per year.

wow! Is there a good all-round welfare treatment? Decimals are afraid of long-term planning, these are real money!

why should state-owned enterprises provide employees with such a wide range of welfare benefits? Because state-owned enterprises are the mainstay of the country's economic lifeline, fiscal revenue and social responsibility at critical moments. In order to ensure the stability of the state-owned enterprise workforce and improve employees' loyalty to the enterprise, as long as the enterprise's operating conditions permit, and at the same time comply with laws, regulations and relevant policies, the general leaders of state-owned enterprises are willing to provide employees with welfare benefits within the scope permitted by various policies. It's not his family who spent the money anyway. Unlike the boss of a private enterprise, asking him to spend a little money to improve the welfare of employees is pulling his hair and cutting his flesh every minute.

Look at the above analysis before you make a decision.

(End)

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