1. Market risk: the risk that market price fluctuations may cause losses to the operation or investment of an enterprise, such as the impact of changes in interest rates, exchange rates and stock prices on the profits and losses of relevant parts.

second, credit risk: the risk that the counterparty is unable to pay the payment, or maliciously closes down, resulting in no recourse.

3. Liquidity risk: the risk that affects an enterprise's ability to allocate funds, such as debt management, liquidity of assets and emergency liquidity.

iv. operational risk: risks caused to enterprises by poor operating system and negligence in operation, such as poor or contradictory process design, negligence in operation execution and failure to implement internal control.

5. legal risks: the risks that the completeness and validity of the contract may cause to the enterprise, such as the legality of the contracted business, the cognition of foreign language contracts and foreign laws and regulations.

VI. Accounting risks: the risks that accounting treatment and taxation may have on the profits and losses of an enterprise, such as the appropriateness and legality of accounting treatment, and the completeness of tax consultation and treatment.

VII. Information risks: risks of enterprises caused by improper security control, operation and backup of information systems, such as system failure, crash, data destruction, security protection or computer virus prevention and treatment. Extended data

The definition of Risk Management is that when enterprises are faced with market opening, laws and regulations lifting, and product innovation, the degree of fluctuation will increase, which will increase the risk of operation. Good risk management helps to reduce the probability of decision-making mistakes, avoid the possibility of losses, and relatively improve the added value of the enterprise itself.

At present, many college students focus their career planning on the field of risk management. They hope to be able to work in this field, but they may not fully understand risk management, or have some mistakes in their understanding of it.

Phoebe, a risk consultant in the United States, is a graduate student who has just graduated. She said, "People usually think that risk work is boring, but it is not. In my opinion, risk management has played a very positive role in the strategic direction of enterprises. After the financial crisis, effective risk management really stands out and will continue to be an important part of enterprise security.

Resources: Baidu Encyclopedia-Risk Management