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Can I apply for a micro-enterprise loan as long as I have a business license?
How to apply for a business license loan?

The ways to apply for a business license for online loans are:

1, Dianrong Food Loan, Dianrong Food Loan is an online loan specially designed for catering enterprises to help you open a branch and decorate the store. The maximum loan amount of point financing food loan can reach 6,543.8+0,000 yuan, the lowest daily interest rate is only 0.04%, and the fastest is 654.38+0, with automatic repayment every day.

2. Agricultural Bank of China micro-loans that also serve small and micro enterprises can be applied through online banking and mobile banking. Agricultural Bank of China's microfinance loan amount can reach 654.38+0 million, and the service life of the loan is 654.38+0.2 months.

3. Weizhong Bank loans to small and micro enterprises. Micro-enterprise loans of Weizhong Bank can be handled with business licenses. The main open areas are Guangdong, Jiangsu, Hunan, Shandong, Tianjin, Shaanxi, Zhejiang, Henan, Chongqing, Yunnan and Jiangxi. The loan amount of small and micro enterprises can reach 3 million yuan, and the longest loan period is 36 periods.

Can I apply for a small and micro enterprise loan with my business license if my credit card is in arrears but not overdue?

If the credit card is in arrears but not overdue, you can apply for a micro-enterprise loan with your business license.

Small and micro enterprise loan is a credit loan provided by Jiangxi Bank for small and micro enterprises in Jiangxi Province. When applying for a micro-enterprise loan, you need to provide not only a business license, but also relevant materials such as tax records for more than two years. It is impossible to apply for a business license only.

Can I apply for a micro-enterprise loan as long as I have a business license?

Users with business licenses must also meet other application conditions for small and micro enterprise loans before they can apply for small and micro enterprise loans. Only the business license does not meet other loan thresholds, and even if a loan application is submitted, it will soon be rejected. In order to ensure that you can pass the loan review, please check whether you meet the loan threshold before applying for a micro-enterprise loan.

In addition, small and micro enterprise loans belong to enterprise loans, and only enterprise users can apply. Individual users cannot apply for small and micro enterprise loans.

Can I apply for a loan with a business license? Just meet these conditions.

As we all know, there are many kinds of loans in the market. There are credit loans that can only be applied by personal credit, mortgage loans that need to be mortgaged, and provident fund loans that need to pay provident fund regularly. Many borrowers have consulted. Can I apply for a loan with a business license? If you meet these conditions, you can!

Can I apply for a loan with a business license?

Strictly speaking, there is no such loan product as "business license loan" in the market. The nature is the same as "ID card loan". Having an ID card does not necessarily mean that you can get a loan, but a loan must have an ID card. Business license is only one of the necessary materials for loan. Whether an enterprise can apply for a loan depends on its own credit rating.

If you want to borrow money with a business license, the borrower also needs to meet these conditions: having a fixed business place and operating legal projects; The normal operation time is more than one year; It is in good operating condition and has stable income capacity; The person in charge of the borrower needs to maintain a good credit record; Open a deposit account with a loan bank.

After meeting the above loan application conditions, the borrower needs to fill in these materials before applying for a loan: the legal representative's ID card, the original and photocopy of the household registration book; Original and photocopy of annual business license and tax registration certificate; Bank flowing water; Marriage certificate, divorce certificate, single certificate, etc. ; Legal and sufficient collateral or pledge; Format of mortgage (pledge) written by mortgagor or guarantor.

If the borrower applies for a personal business loan, the starting point of the loan amount is 30,000 yuan, the maximum is 3 million yuan, and the longest loan period is 5 years; Apply for small and micro enterprise loans, the maximum loan amount is 3 million yuan, and the loan period is 1 year.

The above is "Can I apply for a loan with my business license?" I hope I can help you!