In 2119, all kinds of high-end cards seem to be more and more difficult. For the Visa unlimited card between the standard centurion platinum and black gold, it is rumored that the minimum is to move 1111 bricks, and ordinary people basically rest; At one time, the white rights and interests of Shenka AE shrank, but fewer and fewer people successfully took off their cards; So the centurion platinum is actually close to the people?

but perhaps the rigid annual fee of 3611 yuan is a place where many people hesitate. I have been handling the card for 3 years (I paid 3611 yuan three times). Let me talk about this centurion. Is it worth applying for, and what are its rights and interests? Is it worth the annual fee of 3611 yuan? (It's not like going to Sunflower Finance for coffee and chatting with the account manager's little sister), or how to make good use of this card to earn back the annual fee?

ox x rights of centurion platinum

travel courtesy

1. Match members of high-end hotel groups.

Highlights: The Marriott Hilton Gold Book Shangri-La TLCTHC Program

First of all, it is the simplest and rudest, and the Centurion Platinum Card can be directly matched with Marriott Gold Card, Hilton Gold Card and Radisson Hotel Gold Card.

Take Marriott as an example. Although the merged Wanda Home Gold Card has no good courtesy (just no treatment!

), Shuangchen, forget about the executive lounge. Room upgrade is conditional, but it cannot be upgraded. Generally speaking, only one level can be promoted.

but you are standing on the shoulders of giants, aren't you? Ordinary members need to sleep at least 25 nights to upgrade to a gold card, which is not easy for unusual travelers. And get the gold card, at least have a chance to pick it up for nothing.

by the way, because of this, Feizhu pushed the F3 member X Marriott Platinum 91-day experience card last year, stayed for 3 nights and was relegated, which suddenly blew up the frequent flyer circle. This threshold is lower than the threshold of hotel demotion. I wonder how the flying pig will play this year?

Let's start with the Hilton Gold Card, which is free for two mornings, conditional room upgrade, free accommodation for the fifth night (a little chicken ribs) and 81% bonus points.

although there is no shangri-la, you can book TLC, deluxe circle (the preferred partner program launched by shangri-la hotels group) through American express customer service. Not only SNP, but also room promotion, meal coupons and other benefits. You can also book THC (Hotel Collection), which is probably a slightly lower FHR scheme, which is much more intimate than FHR.

centurion Zhang, the three major hotel groups are done! Booking through various priority channels still has certain value.

2.FHR Hotel Courtesy (Boutique Hotel and Resort)

Recommended reason: enjoy the preferential price and book a hotel quota of $111.

FHR is the unique and most praised luxury hotel plan of centurion.

there are more than 911 selected hotels of nearly 51 brands, including Peninsula, Four Seasons, Westin, Ritz-Carlton, St. Regis, Hyatt, Oman, etc., all over the world.

Look at the hotel catalogue in official website:

The treatment provided by American Express is also very good, which mainly includes:

Other people don't say, a hotel with a price of $111 is very generous.

in addition, more than 81% hotels in the FHR plan have this extra courtesy. If you stay in the off-peak time and enjoy the treatment of $111, the blood return rate is still very high.

take hengshan road No.12 luxury hotel as an example, the usual price is about 2k, and the reference price for booking through FHR is USD 1.6k 111 for in-store consumption.

The Ritz-Carlton in Pudong, Shanghai, usually costs about 3k, and the reference price for booking through FHR is $ 2.3k 111 for food and beverage consumption; In addition, FHR also provides three pay two, four pay three. Discount, free shuttle service, etc.

The most important thing is that you can book rooms and restaurants through the Centurion Platinum exclusive customer service telephone, and fully enjoy VIP treatment when there is insufficient housing on weekends and holidays. Personal experience, I have long coveted the top 1 terrace in Shanghai. I once stood in line as a non-resident guest for 2 hours without a seat. Later, the centurion express concierge service made a call and booked it! Successfully won the night view of Pujiang!

3. 311 selected hotels of China Merchants Bank stayed at VIP price.

311 selected hotels of China Merchants Bank have always been talked about, and they can enjoy the extra VIP rates of 4 domestic and foreign hotels and 2 overseas hotels every year. The preferential strength of the main price is relatively large. If you use it well, you can save one night's room fee in minutes.

The disadvantage of China Merchants Bank 311 Hotel is the shortage of housing. After all, it is not suitable for centurions. For example, China Merchants Bank Classic White can also enjoy this right, so the rooms on popular dates are basically out of supply.

The hotel list is slightly adjusted every year. This year, I chose Fayun Anzhen in Hangzhou, and the daily price is around 4k. Booking through 311 selected hotels of China Merchants Bank, only 2911 yuan is needed for 111 points.

Mandarin Oriental Hotel in Paris, the OTA quotation is around 7.5k, and China Merchants Bank 311 can directly win 111 points in the early 4k.

Lijiang Dayan Amman Suite, 2811 yuan 111 minutes.

4. VIP treatment at the airport

Highlights: Except for several' halls' of Cathay Pacific Hong Kong, it basically kills VIP rooms at all domestic airports.

It's time to release the American Express VIP room, which was taken during my last trip to Hong Kong. This is the first centurion lounge set up by American Express in Asia:

The bar not only provides rich dishes, desserts and drinks for three meals a day, but also provides various special cocktails, all of which are free to drink!

there are also private telephone rooms and meeting rooms; Spare parts are L 'Occitane, and private bathrooms are provided (there are too many transit passengers! From time to time, merchants cooperate with American Express to give gifts. For example, last time I got a set of small gifts from a newly opened hotel in Madai, including eye mask and hand cream.

5. Insurance

There is also a necessary insurance for travel (but considering that people like me will get gastroenteritis in Japan and acute appendicitis in Hong Kong, this one is really important).

this courtesy provides up to 15 million aviation accident insurance and up to 4,111 yuan travel inconvenience insurance (the flight is delayed for more than 3 hours; Lost luggage, lost documents, etc. ), up to $1 million in overseas travel and medical assistance (emergency medical transfer to China!

)

In terms of travel, centurions can also enjoy Avis Avis.

Hertz rents a car at a 15% discount, but it's a little lame and the discount is average, so I won't say much. Talk is better than nothing.

points courtesy

Highlights: The easiest opportunity for a centurion to earn points is to earn 11 times points on his birthday, with 11,111 bonus points at the top of the event, and one opportunity for the main and supplementary cards.

However, there is a pit in China Merchants Bank, and the bonus points are "11 times points", which is an extra 9 times bonus points on the basis of the normal consumption points (1 times). That is to say, to get the full 1w points, you need to spend 22,241 yuan, that is, 11112 points, of which 1111 points are given by 9 times the activity, and 1112 points are the normal consumption points. (The math is so bad that you cry)

Centurion's points exchange has two kinds of games with the highest value:

Because Centurion can't exchange Avan, and it is also wasteful to exchange Avan for short distances; It will be more cost-effective if ten times the birthday points are used reasonably. You can get about 1.3w of British Airways mileage just by swiping the 1w points on your birthday, which is worth about 1311 yuan, which is already worth one-third of the annual fee. The proportion of other convertible airlines is as follows:

Catering courtesy

1. Buffet 2 get one free

The hotel list includes buffets in about 31 major cities in China and 81 well-known five-star hotels, including Ritz-Carlton, Shangri-La, Hilton, Marriott, Westin, Intercontinental and many other hotels. However, this courtesy also needs to be robbed, and it is generally necessary to book at least one week in advance.

Continue to ignore the picture. The spicy chicken we ate last year was a buffet dinner for two in the early 411 s, and it was still the Shangri-La in Jing 'an, Shanghai, which received rave reviews. This meal was very satisfactory:

2. 31% discount for exclusive catering

In addition to hotel catering, centurion also provides 31% discount for some special restaurants, and most of them have the courtesy of giving red wine. This part of the restaurant list is also very rich, including some Michelin restaurants, of course, the price is relatively high. The point is, Michelin, where you can't book a seat yourself, can be settled by a phone call from the American Express concierge!

Life courtesy

1. Fitness sports

At present, the only sports with free experience are golf, which has a relatively high threshold. There are 12 free practice privileges throughout the year, with several hours of practice time at a time, and all the equipment is included, which is enough for beginners to force.

2. Dental cleaning and physical examination services

Every household has 1 free physical examinations and 1 oral care services every year. The physical examination institutions are mainly ikang, Ruici and Ciming, but there are still many stores.

All-round secretarial service

This is the official description:

This VIP service is more interesting. Simply understood, it is butler service, 24-hour online and caring service.

for example, if you want to eat in Michelin restaurant, you can't book a seat? Find express customer service!

there is no room in the hotel during the hot time? Find express customer service!

I don't know how to prepare the visa, please contact the customer service of American Express!

even if you don't understand the language in a foreign country, you can ask American Express customer service to help you connect with the hotel, pick up the plane or tear up the X service.

Finally, after reading these, if you want to get off the card, remember to hurry up before April ~

Starting from April this year, the newly applied Centurion Platinum Card and supplementary card will also be charged! Each household can apply for two supplementary cards, so a set of three cards will cost 7211 yuan! Q&A: What is the annual fee of China Merchants Bank in golden sunflower card? There is no annual fee for China Merchants Bank golden sunflower card, but there is a management fee, which is free for the first three months, starting from the fourth month at 151 yuan/month/card. However, there are ways to reduce or exempt the management fee: 1. Free for customers who pay wages, 6 months after they stop paying wages, and 2. Free for the current month when the monthly average daily assets are ≥ 511,111 in the seventh month; 3. In three consecutive months, the average daily assets for 1 months are ≥ 511,111; 4. There are 1 months of daily average assets+loan balance ≥ 1 million in 3 consecutive months. Golden sunflower card is a platinum card debit card launched by China Merchants Bank. Golden sunflower card has many special functions, and it is the first financial platinum card in the Asia-Pacific region. It has the platinum quality of distinguished service, and enjoys the services of national airport VIP boarding, free 811 hotline service, cash withdrawal for global consumption, overseas emergency rescue service, independent choice of personalized card number and one-on-one financial consultant. If the assets of the applicant in all personal accounts in the same branch of China Merchants Bank (referring to the sum of the fixed and current accounts of local and foreign currencies, and the market values of "Yinzhengtong", "Yinjitong", agency insurance, personal gold and certificate-based government bond accounts) reach RMB 511,111, you can apply for "golden sunflower card". Features (1) The first financial platinum card in the Asia-Pacific region (2) Platinum quality of distinguished service (3) VIP boarding at national airports (4) Free 811 hotline service (5) Cash withdrawal for global consumption (6) Overseas emergency rescue service (7) Independent selection of personalized card number (8) One-on-one "financial consultant's one-on-one professional and unique personalized financial design and service, which will help you solve investment problems, plan your life. (9) Superior and exclusive financial space China Merchants Bank has 67 "Golden Sunflower" financial centers, 228 "Golden Sunflower" VIP rooms and 251 "Golden Sunflower" VIP windows throughout the country, which will give priority to your business. From then on, card owners don't have to wait in line and enjoy superior and exclusive financial management space. (11) Rich and timely financial information According to the card owner's customization requirements, we provide the card owner with rich and timely investment information to help you grasp every investment appreciation opportunity. In addition, in order to let you fully grasp the income and expenditure of your account, China Merchants Bank sends you the "golden sunflower card" statement every month, and all the transaction records in the account are clearly listed at a glance (customers who applied after September 2111 do not provide paper statements, and customers who have handled paper statements before continue to keep them). (11) Special value-added benefits As a "sunflower" customer of China Merchants Bank, you can enjoy all kinds of value-added benefits provided by China Merchants Bank and international organizations, such as reducing and exempting various transaction fees and preferential discounts for special merchants. (12) No matter where the card owner goes, he can enjoy the highest level of national roaming services: "Golden Sunflower" VIP boarding service, star hotel reservation and VIP service, telemedicine emergency rescue service, air ticket reservation, weather and traffic consultation service, free temporary safe deposit box service, emergency withdrawal, emergency loss reporting, free SMS or E-mail financial secretary notification service, etc.